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Royal Sundaram Smart Cash Health Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Smart Cash
4.2
Based on
18 User reviews

  • Very smart policy

    This Smart Cash Plan is designed to provide you with a cushion against the financial burden arisen due to the hospitalisation. It is committed to delivering daily benefit for covering the expenses related to miscellaneous events and items if you or your family member is hospitalised due to a mishap or disease.

    R
    Ravi Karan
    On: Nov 19, 2019

  • Ideal choice for everyone

    This policy is furnished with so many features and benefits,. After using this plan, I can easily conclude it as a great buy as it can be purchased as per your medical requirements. The inclusion of optional benefit under this enhances its value and concludes it to be an ideal choice for every household.

    S
    Sumit
    On: Nov 19, 2019

  • Get it today

    This Smart Cash Policy is furnished with so many features and benefits and is a great buy and can be purchased as per your medical requirements. The inclusion of optional benefit enhances the value of this plan and concludes it to be an ideal choice for every household. Do have it today!

    M
    Mann Venkatesh
    On: Nov 04, 2019

  • Quite simple and ideal policy.

    It is quite simple and ideal policy to utilise. It provided me with a wide coverage amount from Rs. 500 to Rs. 10000. The plan offered a policy period of 1, 2 and 3 years. This gave me the hospitalisation coverage for a maximum of 180 days per person per policy year. 

    M
    M Nithya Muthusamy
    On: Nov 04, 2019

  • We are highly obliged.

    This Smart Cash Health policy is a product launched by Royal Sundaram Health Insurance with added benefits and high flexibility to give customers relief from soaring medical costs and cover their varied needs. The plan catered all my medical requirements on a daily cash basis. I am highly obliged to this plan.

    A
    Arafath Hossain
    On: Oct 21, 2019
    • Must BuyMust Buy

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    • Tax benefit upto 75,000*
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  • Affordable and easy to use

    The Smart Cash is a great health insurance policy, which is delivering me health benefits from 2 years with the best of its offerings. I found it quite affordable and easy to use. This is a policy you can rely upon to meet your major medical needs at the time of an unexpected medical emergency. 

    P
    Pushpa Raga Veni
    On: Oct 21, 2019

  • A good plan for everyone.

    With this plan, I was able to bear many incidental costs such as special diet, frequent visits to the hospital, and stay with the patient and so on apart from the hospital or clinic bills and prescriptions during my kid’s hospitalisation. It is a good plan. 

    M
    MM Verma
    On: Oct 01, 2019

  • Plan in need is a plan indeed!

    The Smart Cash Plan offered my family a cushion against the financial burden during my hospitalisation. It was committed to delivering daily benefit to us for covering the expenses related to miscellaneous events and items when I was hospitalised due to an accident. It helped me as a friend. 

    P
    Pahal Dhar
    On: Oct 01, 2019

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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