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Royal Sundaram Lifeline Health Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Rating of Lifeline
4.5
Based on
21 User reviews

  • Amazing policy benefits for family members

    I recently bought the Royal Sundaram- Lifeline Policy at InsuranceDekho and found the process smooth enough. I bought the policy for my family as it offers great coverage benefits. It offers coverage for in-patient hospitalization expenses, pre and post-hospitalization expenses, etc. 

    A
    Ajay Batra
    On: Aug 16, 2023

  • Quick Issue of Plans

    My heartful thanks to InsuranceDekho for helping me in buying a health insurance plan quickly. I bought Royal Sundaram- Lifeline from the company’s website. Each and every step during my purchase of the plan was quick and easy. The customer support team guided me throughout the process and elaborated all the features and benefits of the plan in detail. Recommended to all!

    M
    Manoj Kapoor
    On: Jul 07, 2023

  • Informative Website

    InsuranceDekho is a top-notch insurance company. Their website is highly informative and made it easier for me to compare health plans. After comparing all the options available, I bought the Royal Sundaram Lifeline Health Insurance Policy as it was matching all my requirements. Thanks to the company for helping me during my purchase. 

    K
    Koyal Kumari
    On: Jun 13, 2023

  • Good deal to go for!

    I bought this plan one year back but never realised then that I would start loving this plan this much. There are many other benefits under this plan from alternative treatments to an emergency ambulance and from domiciliary hospitalisation to no-claim bonus. This policy over the last year has helped me endure the medical costs.

    M
    Mukesh Khare
    On: Feb 17, 2020

  • Very beneficial!

    Considering the health coverage plan and beneficial components of this plan that i got to know after one year, I concluded that Lifeline policy is a good plan. It is very reliable and affordable health insurance plan that has covered almost every sort of the medical requirements of me and my family in last one year. 

    Y
    Yash Mandal
    On: Feb 17, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Plan of benefits.

    This is a plan that worked for me as I wanted from it. It gave me a coverage of more than 10 Lakh and the coverage for health check-up, ambulance charges, and vaccination in the case of an animal bite, and so on. This is truely a lifeline for me.

    N
    Neha Singhal
    On: Feb 03, 2020

  • Exceptional plan..

    I found this plan a comprehensive one, which provided a good amount of coverage to my family. In this era of soaring medical costs, this plan comes out as a saviour. It helped me bearing the medical treatment costs without compromising on the quality of treatment.   

    R
    Rohit
    On: Feb 03, 2020

  • Premium class product.

    I love the plan coverage and profitable elements of this health policy. This Lifeline Plan by Royal Sundaram is a good plan. It is a reliable and economical health insurance policy which covers almost all the medical needs of me and my loved ones. This has given me a lot of with holistic coverage. 

    R
    Rameshwar
    On: Jan 21, 2020

  • My health’s lifeline.

    This plan is not just named as Lifeline, but it is actually my lifeline. I bought this plan from Insurance Dekho company after their executives’ suggestion and I found his advice very perfect one. This is a great plan and hold a lot of benefits with it. This takes care of my daily medical needs as well as medical emergencies.

    D
    Debasish Das
    On: Jan 20, 2020

  • Fulfils the expectations.

    This health insurance policy has helped me bearing the financial expenses related to medical treatment without compromising on the quality of treatment. It comes in different variants that come with distinguishing features and the sum insured options. It has fulfilled every possible health-related requirements of me and my family. 

    R
    Ramesh Chandra
    On: Dec 26, 2019

  • Best plan for bad times.

    Very happy to use it. It gave me all kind of benefits that I always wanted. I find it affordable as well as beneficial after using it for more than 4 years. It is a lifeline for us that has taken care of my daily medical needs as well as any medical emergencies I have gone through in these years. 

    P
    Pragya Jha
    On: Dec 25, 2019

  • Fulfill promise!

    There are many plan under different insurers that promises to look after your health, but Lifeline fulfills that promise in real. This is a plan that works for you as you want. It covers health check-up, ambulance charges, vaccination in case of an animal bite, pre and post hospitalisation expenses etc. 

    S
    Simran Joshi
    On: Dec 03, 2019

  • The perfect product.

    When it comes to hospitalisation, it takes a lot of things to deal with. The expenses need to be taken care of. Lifeline plan gives the power to cope up with all these problems. It delivers me several benefits, discounts and affordability that too with an extensive coverage up to Rs. 1.5 crore. 

    L
    Lokesh Pradhan
    On: Dec 03, 2019

  • Lifeline for many people!

    The Lifeline Plan by Royal Sundaram is a comprehensive indemnity policy, which tends to provide coverage to families. This health insurance policy helps in bearing the financial expenses related to medical treatment without compromising on the quality of treatment. It is a lifeline for many. 

    M
    Meena
    On: Nov 15, 2019

  • Fast claim settlement!

    Considering the coverage and profitable elements of this Lifeline policy, it can be concluded as a great health insurance plan. It is a reliable and economical health insurance policy which covers almost all the medical needs of yours and your loved ones. I am using it for 34 years and very happy with claim settlement process. 

    S
    Suman
    On: Nov 15, 2019

  • Very happy with it

    This Lifeline Plan is a comprehensive indemnity policy, which provided a good level of coverage to my family. In today’s scenario, when soaring medical prices have become a huge constraint to get proper treatment and medication, this family health insurance plan brings relief to me. I am very happy with it. 

    V
    Vignesh Malik
    On: Nov 01, 2019

  • Brilliant services!

    This insurance policy helps in bearing the financial expenses related to medical treatment without compromising on the quality of treatment. I am using this for more than 2 years and quite happy with its services. This is not just a plan. It is a lifeline for me. I have recommended this to all my friends and relatives.

    M
    Mukesh Kumar
    On: Nov 01, 2019

  • Lifeline of my family

    This plan is a lifeline of my family. We are quite happy and assure with its presence. InsuranceDekho is the plan where we have got it. I have told my friends about the brilliant benefits and services of this plan. This should be purchased by every person to secure himself and his family. 

    A
    Anil K Mishra
    On: Oct 17, 2019

  • Ideal and Perfect!

    When I bought this plan, I never thought that it will be so helpful. It offers great benefits at affordable rates. I never let me take the financial pressure to arise from the medical treatments. It is a perfect and ideal plan for every family. 

    S
    Shailendra Kale
    On: Oct 17, 2019

  • A complete family package

    Royal Sundaram’s Lifeline health insurance plan looks after your family’s daily medical requirements as well as financial needs. This health insurance policy worked for me exactly as I wanted and offers several benefits such as pre and post hospitalisation expenses, health check-up, vaccination costs, ambulance charges, etc.

    T
    Tapas Ganguly
    On: Sep 30, 2019

  • Impressed with its huge coverage

    My love for the Lifeline plan is majorly for its coverage offered which ranges between Rs. 2 Lakh and Rs. 1.5 Crore among different variants available. Its other benefits like No claim Bonus, Emergency Domestic Hospitalisation, Domiciliary hospitalisation etc, have enhanced its value and beauty in my eyes.   

    I
    Irshad Ahmed Imam Satare
    On: Sep 30, 2019

13385 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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