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HomeHealth InsuranceRoyal SundaramHospital Benefit PlusUser Reviews

Royal Sundaram Hospital Benefit Plus Health Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Rating of Hospital Benefit Plus
4.1
Based on
18 User reviews

  • Very beneficial plan!

    This Hospital Benefit Plus Plan is a perfect plan. I found that this has neglected the probability of any monetary crisis during the hospitalisation. It gave me regular financial assistance on getting hospitalised for a specific duration. That’s why I consider this plan for admission. This is certainly a benefit for me.

    B
    Beena Sabarwal
    On: Feb 20, 2020

  • Look good to me!

    After using this policy for more than a year. I bought this plan from insurancedekho.com, where they gave me the best possible plan which is this. It is a plan which is very much impressive and reliable. After examining all its features and benefits, I can ensure that this plan looks good to me. 

    N
    Naresh Aggarwal
    On: Feb 20, 2020

  • A plan of benefits!

    I must say, the insurancedekho team and this plan, both are setting a great example for customers like me. I am getting right suggestion as well as right plan at the right price. I can just say that this plan has delivered only plus points and none negatives. It is a good to go policy. 

    C
    Chandan Seth
    On: Feb 05, 2020

  • Very bad plan!

    I bought this plan with a lot of hopes, but all got shattered. I am unable to receive any benefit out of this plan. Yes, it is a bit economical but when I needed cashless claim during an emergency they declined my request in the mid-way giving irrelevant reasons. This is a totally unreliable plan. 

    N
    Neha Kaushik
    On: Feb 05, 2020

  • Helping product.

    This plan eased my stay in hospital by offering me daily benefits for different medical conditions. It gave me a coverage of 1 year and allowed me the coverage for different family members such as Spouse, Dependent Children and Dependent Parents. The policy brought immense relief for me and my family.

    M
    Manohar Singh
    On: Jan 22, 2020
    • Must BuyMust Buy

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    • Tax benefit upto 75,000*
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  • Excellent plan...

    This Hospital Benefit Plus Plan has been a boon for me. It has the ability to eliminate the possibility of any financial crunch during the hospitalisation. It provided me a constant monetary help on staying in a hospital for many days and saved a lot of money for me.   

    V
    Vinny Gupta
    On: Jan 22, 2020

  • Stupendous.

    I got this plan with the coverage term of 1 year. It required no medical examination to give me health coverage. In addition to delivering benefits, this health insurance policy gave me No Claim Bonus facility due to which my sum insured amount under the Personal Accident benefit got increased by 5% for every claim-free year.

    G
    Garima Mahajan
    On: Dec 30, 2019

  • Highly beneficial.

    After using this Hospital Benefit Plus Plan, one thing I can ensure that it can eliminate the possibility of any financial crunch during the hospitalisation. It provided me with a constant monetary help on staying in a hospital for a particular period which makes it a perfect policy for hospitalisation. It is very beneficial plan. 

    T
    Toshi Verma
    On: Dec 30, 2019

  • Good to buy.

    Hospital Benefit Plan takes care of my family’s daily medical requirements as well as financial needs. This health insurance policy worked for me exactly as I desired and offered several benefits. It is a complete family package for every family.   

    S
    Sushil Singh
    On: Dec 06, 2019

  • Very reliable!

    Since the day I have bought this plan I am pretty satisfied with the plan. It is very trustworth and it is something I can always bank upon when it comes to health. 

    B
    Birendra Rawat
    On: Dec 06, 2019

  • Beneficial policy.

    I have been using this hospital benefit plus policy for more than 4 years and very happy with it. The policy brought immense relief to me by offering ICU Benefit, Convalescence Benefit, Hospital Confinement Benefit, Accidental Death and Dismemberment benefit and so on. These benefits were given on a daily basis to me during hospitalisation. 

    A
    Arvind Sharma
    On: Nov 19, 2019

  • Companion during hospitalisation!

    The Hospital Benefit Plus Plan can eliminate the possibility of any financial crunch during the hospitalisation. It provided me with a constant monetary help on staying in a hospital for a particular period which makes it a perfect policy for hospitalisation for me at least. It is the best companion during hospitalisation. 

    S
    Somnath Mukherjee
    On: Nov 19, 2019

  • Totally in favour of this!

    Going through the features, plan coverage and other common elements of this plan, I can be concluded that one should go ahead with this investment to secure his/her family financially and medically if any medical emergency arises in the future. I am totally in favour of this plan. 

    S
    Sanjay S Patel
    On: Nov 04, 2019

  • Ensures proper treatment.

    This is a plan that never fails to take care of its policyholders properly in either way. I am having it for more than 3 years and liking it. I can assure anyone and everyone that this policy has a wide coverage and useful benefits that can ensure proper treatment always. 

    S
    Sidhartha Wadhwa
    On: Nov 04, 2019

  • A great family plan!

    This Hospital Benefit Plus has provided my family and me with a medical coverage for hospitalisation expenses. With this plan, I offered coverage to myself in addition to my wife and my two kids. It is a smart policy which has empowered me to defeat the heat of medical inflation with many of its benefits. 

    S
    Sushant
    On: Oct 21, 2019

  • A relevant choice!

    The Hospital Benefit Plus Plan can eliminate the possibility of any financial crunch during the hospitalisation. It provides a constant monetary help on staying in a hospital for a particular period which makes it a perfect policy for hospitalisation.

    D
    Dipak Mithapara
    On: Oct 21, 2019

  • Happy with this policy!

    I took this plan 2 years back but last month I used it for the first time. During my hospitalisation this plan gave Hospital Confinement Benefit and ICU Benefit. It helped my family to beat the heat of medical inflation.   

    B
    Balkrishan Goyal
    On: Oct 03, 2019

  • Awesome Policy!

    My wife bought this plan and it turned out to be a tremendous plan. When I got admitted in the hospital every small expense other than treatment and room rent were paid off. It was a great relief for me.

    P
    Prashanth Kotthuru
    On: Oct 03, 2019

13385 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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