What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance HealthWise Health Insurance User Reviews

260 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of HealthWise

3.9

Based on

25 User reviews

Great benefits
My health wise plan from reliance general covers me at nominal premium for expenses like in patient hospitalisation, health check up, organ donor expenses, daycare treatment, and pre and post hospitalisation expenses. I am really satisfied with this plan and thankfully havent availed any claim yet so cant comment on that..
M
Manoj
On: Nov 05, 2019
clear info on website
Insurancedekho has a nice website that directs you for all the required information about a product. I found about healthwise plan from there only. Their team had explained very clearly and descriptively about aevery health insurance plan on their website.. I understood about benefits of my plan by reading about it online only.
A
Anand
On: Oct 24, 2019
Easy online buying with insurance dekho
Insurancedekho is a good company that offers easy buying to its customers. They take care of their customers and explain them not only the positives, but also negatives of buying a particular plan. The customer care executives help you buy plan in few minutes..and they have easy payment system also.
R
Rashmi
On: Oct 24, 2019
Plan offers many variants.. I got great choice
Iam covered under healthwise plan from reliance general with sum insured of Rs 5 lacs. I had no knowledge about this plan but bhawana from insurancedekho informed me about all the pros and cons of this product and helped me make the right choice. Haven’t made any claim yet so cant say about that.
A
Ajay Kedar
On: Oct 11, 2019
Many coverage features..
I have brought healthwise plan from reliance general today and I am waiting for my policy documents. The overall suggestions etc and advice i received from the cutsomer care executives at Insurancedekho helped me in the best possible manner. Good plan. I give it full stars
K
KAVITA
On: Oct 11, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Page 3 of 3 pages

9120 Reliance Cashless Network Hospitals in India

Search your city

View All Reliance Network Hospitals

Choose Reliance Plan for

FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com