What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance Health Gain Insurance User Reviews

260 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Health Gain

4.1

Based on

29 User reviews

Nominal premium in this plan
I read abt the features of plan and found it worth buying...the buying process of id was smooth enough. And I paid nominal premium for this. I purchased health gain plan from reliance general just because had full faith on reliance.. They had helped me before also at the time of claim settlement
A
Atul Rao
On: Dec 30, 2019
Will renew this plan too
It has been a year almost that iam covered under health gain policy from reliance general insurance. I had trust on this name that is why i decided to go for it. Also, i was told that its claim settlement ratio was good. Have not made any claim in this policy yet
I
Ishant Grover
On: Dec 12, 2019
Transparent procss
The buying and selling process at insurancedekho is really smooth and transparent. Got this policy last month.. I was hesitating in making payment online but i read reviews of this company online and thought it is the right one. It had secured payment gateway and i got my policy within few minutes.
S
Simran Gupta
On: Dec 12, 2019
Great job team
Insurancedekho has always done well in terms of providing help. And this is not only till they wanted me to purchase plans from them, but also when i needed them for help at the time of claim settlement..I dint feel that i was being avoided or anything. Entire process was smooth
A
Abhishek Gandhar
On: Dec 03, 2019
Transparent operations
I had my first claim experience with reliance general when my daughter was hospitalised. And i have to appreciate quick response of the team in helping me at the time when i needed them. My product health gain offers me many benefits like pre and post hospitalisation expenses, in patient treatment expenses, etc
S
Shashi Nagpal
On: Dec 03, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

All my queries were answered
I gave a call on 1800 1205 698 which is the toll free number of insurancedekho to discuss abt a relevant health insurance plan for myself. We discussed abt a few plans and then came to a conclusion that health gain from reliance suits me the best. I brought it in few minutes
P
Priyanka Loke
On: Nov 22, 2019
Amazing plan
Reliance is a trusted name in the insurance market and therefore i purchased their health policy. I am getting many benefits under my health gain policy which i purchased for myself and my family. Like pre and post hospitalisation expenses, in patient hospitalisation expenses, daycare treatment, domiciliary hospitalisation cover, domestic road ambulance charges etc in sum insured of rs 3 lakh.
S
Satyendra
On: Nov 13, 2019
Great benefits.
You should not only buy this plan for the many benefits that it is offering, but also for the fact that it has good claim settlement process. They never leave the customer in problem and are always happy to help. Good job team
V
Vinit jha
On: Nov 13, 2019
Nice family plan..
I purchased health gain plan from insurancedekho and they promised me many benefits under it like pre and post hospitalisation benefits, in patient hospitalisation treatment, day care treatments, domiciliary hospitalisation treatment and so on. I couldnt have asked for more..thanks to the team for help.
A
Ajnas p musthafa
On: Nov 04, 2019
Thanks to the insurancedekho team
The much helpful team of insurancedekho helped me at each and every step of buying the plan. Not only that, they also provide after sales services. Called them at the time of claim too and they were as usual happy to help. I always have a nice experience with them.
V
Vaishali
On: Nov 04, 2019

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FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com