How to Apply for a BSKY Card Online?

The Biju Swasthya Kalyan Yojana (BSKY) is a flagship health insurance scheme launched by the Government of Odisha on 15th August 2018. 

Guided by the motto ‘Every life is precious,’ the scheme aims to provide free medical care to 96.5 lakh low-income families.

If eligible, Odisha households can apply for a BSKY card online and receive free treatment in government hospitals or cashless treatment at empanelled private hospitals. 

Follow these simple steps to protect your family from medical expenses.

Key Highlights 

• Up to 5 Lakh Health Coverage: Per family annually, with an additional 5 Lakh for women beneficiaries.
  
• Dual Benefit Model: Free treatment in all government hospitals + cashless treatment at select private hospitals.
  
• No Application Needed: Eligible families under NFSA/SFSS are automatically enrolled and issued smart health cards.
  
• Covers 96.5 Lakh Families in Odisha: Designed to support low-income and economically weaker households.
  
• Valid Across Odisha & Beyond: Includes treatment in empanelled private hospitals inside and outside the state for critical illnesses.

What is the Biju Swasthya Kalyan Yojana (BSKY)?

The Biju Swasthya Kalyan Yojana aims to provide free healthcare facilities to Odisha’s economically weaker sections. 

Under the scheme, selected applicants will receive healthcare treatments worth Rs 5 lakh per family. Additionally, females in the family are given additional coverage of Rs 5 lakh after exceeding the initial limit. 

Note: In 2024, the Government renamed the BSKY scheme “Gopabandhu Jan Arogya Yojana (GJAY).” 

What Does the Biju Swasthya Kalyan Yojana Offer?

• Free Treatment in Government Hospitals

Anyone in Odisha, regardless of income, can get free treatment at government hospitals. The coverage is extended to all government-run medical facilities, such as PHCs, CHCs, District Hospitals, Medical Colleges, etc. The treatment comprises a range of services:

• • Diagnostics
  • Hospitalisation
  • Free medicines
  • Dialysis
  • Chemotherapies
  • Surgeries
  • ICU care
  • No paperwork

2. Cashless Treatment in Private Hospitals

• Families with BKKY, BPL, or AAY cards or earning less than Rs 50,000 (rural) / Rs 60,000 (urban) can get cashless treatment at 192 private hospitals.
• Inevitably, patients having cancers, heart diseases, or kidney disorders can avail of benefits under this even if their income does not exceed ₹3 lakh.
• Treatment is also provided in top government hospitals outside Odisha.

Eligibility Criteria for Biju Swasthya Kalyan Yojana

To be beneficiaries under the Biju Swasthya Kalyan Yojana, the applicant needs to fulfil the below eligibility conditions: 

• You must be a resident of Odisha.
• Families with, BKKY Card or BPL Card
• Families with an annual income of less than ₹50,000 (rural areas) or ₹60,000 (urban areas).

How to Apply for a BSKY Card Online?

There’s no online registration process to apply for Biju Swasthya Kalyan Yojana. 

Families covered under the National Food Security Act (NFSA) and State Food Security Scheme (SFSS) in Odisha are auto-enrolled for this scheme. 

BSKY Smart Health Cards are issued by the government to all eligible beneficiaries, which they can get from their nearest Mo Seva Kendra by showing a valid NFSA/SFSS card. 

Application Status Tracking for BSKY Card

In case you need help with tracking your BSKY card status, visit your nearest Mo Seva Kendra or call the BSKY helpline (toll-free number: 104, 155369 (6 AM to 10 PM).

Be it getting free treatment in government hospitals or receiving cashless medical care in empanelled private hospitals, the Biju Swasthya Kalyan Yojana assures that essential health coverage reaches those who need it the most.