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National Mediclaim Plus Health Insurance User Reviews

282 reviews Rate This
National
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Rating of National Mediclaim Plus
4.7
Based on
31 User reviews
  • Low premium, high benefit plan

    Given that my last experience was really bad, i did not wanted to buy another one. But, i was convinced when insurancedekho team told me about this national mediclaim plus policy. I was relieved because i am getting covered for pre & post hospitalisation, maternity, inpatient hospitalisation, etc. 

    G
    Gaurav Gupta
    On: Jan 30, 2020
  • Comprehensive cover with lifelong renewal

    I purchased this policy around 7 months back. The buying process was very easy and insurancedekho helped me a lot with the purchase. Apart from basic coverage, i have got covered for many benefits like maternity & new born baby, vaccination for children, air ambulance, hospital cash, and many others. This policy is recommended from my side. 

    A
    Akanksha
    On: Jan 17, 2020
  • Good experience for me and family

    Buying national mediclaim plus was a great experience for me. The buying process was smooth. The services that i got were excellent. I had also opted for add-ons like critical illness and outpatient treatment so i got benefit of the same as well. Overall, with my experience, i will definitely recommend national mediclaim plus to every customer.  

    K
    Kedar Nath Yadav
    On: Dec 30, 2019
  • Superb plan by national

    I am a new customer of this policy. First, it is because of insurancedekho team that i was able to buy this plan without any issues. Features that are great are lifelong renewal, cover for Allopathic, Ayurvedic & Homeopathic treatment, maternity and newborn baby cover, and vaccination for children. Also includes are coverage elements like air ambulance cover, hospital cash and medical second opinion. 

    M
    Murlidhar
    On: Dec 26, 2019
  • Superb cover offered

    I was looking for an affordable plan with hospital cash and medical second opinion features. Luckily, i got this national mediclaim plus policy. Now, i have also purchased add-ons covers for critical illness and outpatient treatment under this policy. Let me tell you that i have a low premium amount to pay for this plan. Highly recommended!

    A
    Ashok Kalkhor
    On: Dec 17, 2019
  • Must BuyMust Buy

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  • Great plan at low premium

    It has been a few weeks since i purchased this policy. It is a comprehensive plan available at low premium rates. Under this policy, i have my self, spouse, children, and parents covered. Features in my coverage include Allopathic, Ayurvedic and Homeopathic treatment, maternity and newborn baby cover, vaccination for children, air ambulance cover and a lot more.

    G
    Girdhari Lal
    On: Dec 11, 2019
  • National mediclaim plus is good cover

    It is good to have invested in a policy that covers me so comprehensively without asking for a significant premium amount. The features that attracted me to the policy were maternity and newborn baby cover, vaccination for children, Allopathic, Ayurvedic and Homeopathic treatment, air ambulance and many more. I recommend this policy to all.  

    A
    Ananya Nath
    On: Dec 04, 2019
  • National mediclaim plus policy is really affordable

    I was in search of a plan that covers day care procedures. Luckily, i found this plan in my search. Then insurancedekho guys confirmed that this plan covers 144 day care procedures. I chose it immediately for this features and also because the premium amount was really less. 

    N
    Neha Singh
    On: Nov 29, 2019
  • Very good experience for me

    Buying national mediclaim plus policy was a good decision that i made. I got extensive coverage and the claim process was quite simple. I must tell that all of my expenses got easily covered without me having to pay anything from my own pocket. Glad i chose this policy.

    M
    Manju Madan
    On: Nov 29, 2019
  • Excellent policy to invest in

    National mediclaim plus is my best health insurance purchase so far. I bought this policy on my best friend’s recommendation. Let me tell you that it is a good policy with lots of benefits. Maternity and newborn baby cover, vaccination for children, air ambulance cover, and others are good features in this plan.

    S
    Sreedhar Jilakara
    On: Nov 20, 2019

FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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