Whom should I contact for claim intimation and settlement?

You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989 .

What is the time limit for claim submission in the case of the cashless facility?

You need to submit the claim within 15 days from the date of discharge from the hospital.

Is pre-policy medical checkup free?

Yes, ManipalCigna bears the cost of all pre-medical tests.

Does ManipalCigna share medical reports if a policy is not issued?

Yes, the medical reports are shared if you request them in writing.

What to do if a cashless hospital is not available at my location?

You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

ManipalCigna ProHealth Cash Health Insurance User Reviews

307 reviews Rate This

ManipalCigna

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	93.40%
Network Hospitals	8,900+
Pre-existing Disease Coverage From	2 years
Pre-existing Disease Waiting Period	2 years
Special Benefits	Unlimited Restoration
Starting Premium (for 5L SI)	Rs. 566/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of ProHealth Cash

4.1

Based on

29 User reviews

Good job team!!
Nice one!! I did not have a hard time with insurancedekho and in fact the plan they sold to me was a good one with all the necessary requirements under it. I give the services of insurance and this plan 5 stars.
C
CHANDRABHAN SINGH
On: Nov 11, 2019
I thank the company for advice
Insurancedekho is doing great in offering quality services to the customers. I really thank them for providing me a useful policy pro health cash of manipal cigna and wish them good luck for their future endeavors... My policy gives me benefit of cash and pays me in lump sum on hospitalisation..
k
krishnababu
On: Oct 31, 2019
Affordable plan
Pro health cash is an affordable plan that provides cash in lump sum on hospitalisation. The best part about the plan is that it is available with two add on benefits.. I have brought add on benefit of day care treatment but the coverage here is limited to one surgery per year only.
S
Shaikh samdani pasha
On: Oct 31, 2019
Can get it..as affordable premium
Pro health cash policy from manipal cigna is helpful for some as it is designed to provide daily cash in case of hospitalisation. So read about this plan in detail before buying. I found it useful for myself so brought it in addition to my exsting health insurance policy... Have no complaints..
D
Debashish Chowdhury
On: Oct 21, 2019
Offers variants
My pro health cash plan from manipal cigna gives me daily cash in case of hospitalisation, the value for which is fixed. When I gt hospitalised, I got rs 500 per day. The plan also covers accidental cover as i paid extra for that to be covered. It was optional.
A
Amol mishra
On: Oct 21, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Good plan..
Pro Health Cash is a good cash benefit plan that provide me certain cash for things that are not covered under my main health insurance plan. It pays me cash in lump sum. I have purchased this plan for term of 2 years from insurancedekho. Had a great experience!!
S
Sachin
On: Oct 09, 2019
Good plan with add on benefit also
I purchased pro health cash policy last week. Feeling satisfied and relaxed. It will give me cash in lump sum for things not covered in other policy. I found it useful. And i have brought add on for daycare treatment also. The premium is not very high. You can also buy this....
B
Baljit Kaur
On: Oct 09, 2019
Beneficial plan
Earlier I was resistant in buying Pro Health Cash plan by manipal Cigna but when a sales executive at Insurancedekho helped me understand the benefits of this plan, I got attracted for the same. The plan offers daily cash benefit in lump sum from Rs. 500 to Rs. 5,000. I have also availed the benefit last year when I got hospitalised as I met with an accident.
V
Vasanth Kumar k
On: Sep 25, 2019
Low premium plan
My brother met with an accident in March and he got admitted to a network hospital nearby. He made a claim for the hospitalisation etc and the insurance company i.e. Manipal cigna provided the sum under Pro Health Cash plan. I found the premium also low for this plan.
K
Kalpana Kadam
On: Sep 25, 2019

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FAQs

Whom should I contact for claim intimation and settlement?
You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989.
What is the time limit for claim submission in the case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request them in writing.
What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

View All

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com