Whom should I contact for claim intimation and settlement?

You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989 .

What is the time limit for claim submission in the case of the cashless facility?

You need to submit the claim within 15 days from the date of discharge from the hospital.

Is pre-policy medical checkup free?

Yes, ManipalCigna bears the cost of all pre-medical tests.

Does ManipalCigna share medical reports if a policy is not issued?

Yes, the medical reports are shared if you request them in writing.

What to do if a cashless hospital is not available at my location?

You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

ManipalCigna ProHealth Cash Health Insurance User Reviews

307 reviews Rate This

ManipalCigna

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	93.40%
Network Hospitals	8,900+
Pre-existing Disease Coverage From	2 years
Pre-existing Disease Waiting Period	2 years
Special Benefits	Unlimited Restoration
Starting Premium (for 5L SI)	Rs. 566/month

Health Insurance Calculator

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Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of ProHealth Cash

4.1

Based on

29 User reviews

Easy plan
Pro health cash is a fixed benefit insurance plan that one can purchase even if they already have a standard health insurance plan. And the best part for me is that it gives three times of daily cash benefit on worldwide hospitalisation. I recommend this plan to everyone who is, or isn’t insured already.
A
Arun kumar
On: Jan 10, 2020
Covers cash requirement when you need it
Pro health cash an average plan but is useful as it offers me lump sum cash at the time of hospitalisation.. The minimum entry age under this plan was 91 days. I liked this plan as got more benefits than the premium i paid for it. One can take thins apart from their standard plan too
M
Muskaan Talwar
On: Dec 24, 2019
Buy this even if you have a basic plan
Pro health cash plan from manipalcigna is as useful as your standard health isnurance plan. This provides you money in lump sum at the time of hospitalisation. Also, if you have someone who is there with the family member in the hospital to attend the patient, the plan will pay additionally 50% of daily hospital cash benefit
H
Harsh Malhotra
On: Dec 24, 2019
Great benefit
I brought it last week as i saw great enefit under it. I very little understood concept of health insurance and therefore relief totally on what the customer care executive at id suggested me. .. i hope i dont get hospitalised but if i do,i hope this will be useful
J
Japman Singh
On: Dec 10, 2019
Wide coverage features n extra benefits
Not only does this policy provide wide coverage features, but also extra benefits.. i got a chance to save taxes by purchasing this policy.. you can also get some discounts on buying some pooicy from ID..but may be not this one. Otherwise the services were good.
R
Rohit kathuria
On: Dec 10, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Happy with manipalcigna
I thank insurancedekhos team for suggesting me the best insurance company and a great plan that covers me for my unforeseen healthcare expenses. Pro health cash plan i purchase last year and get additional cover for accidental death and permanent total disability too. It is a good plan.
K
Kartik upadhyay
On: Nov 29, 2019
Lifetime renewability option
This plan comes with lifetime renewability option. This is the best thing abt it. This plan comes in two variants. Basic plan and enhanced plan. I have a basic plan which covers me for different types of cash benefits. I liked the services of insurancedekho and the customer care executives helped me
G
Gulshan shah
On: Nov 29, 2019
Good one
Pro health cash is a useful policy that benefits you in many ways.. The plan is renewable for lifetime ..I brought it because the premium was low and thought that it might benefit me in future. Found insurancedekho to have good reliable and beneficial plans.. Havent used it yet so cant say abt that
M
Muskan
On: Nov 20, 2019
plan is good.. Meets my expectations
Pro health cash is a great plan that provides me worldwide coverage.. I also get an option of companion benefit under this plan which is again very useful in case of hospitalisation. I was explained everything abt the plan by the customer care executives online and have no complaints from them.
S
Simpson Jerald Corda
On: Nov 20, 2019
Good plan.. Fulfils my needs
Pro health cash is one of a kind plan that offers many benefits including world wide coverage.. ICU cash benefits.. Cover for convalescence benefit..sickness and hospital cash benefit and so on. I am satisfied with this plan.. And have not availed it so far so cannot say anything on the claim process.
h
hemanshu bhatnagar
On: Nov 11, 2019

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FAQs

Whom should I contact for claim intimation and settlement?
You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989.
What is the time limit for claim submission in the case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request them in writing.
What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

View All

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com