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IFFCO Tokio Individual Medishield Health Insurance User Reviews

232 reviews Rate This
IFFCO Tokio
Highlights
Claim Settlement Ratio98.90%
Network Hospitals7,400+
PED Waiting Period3 years
Starting Premium (for 5L SI)Rs. 584/month

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Rating of Individual Medishield Policy
4.3
Based on
33 User reviews
  • Valuable health insurance news

    I came across InsuranceDekho, searching for a suitable health plan for my family. As I was perusing the website, I found a number of valuable news articles on the subject. Really admire the additional service. Now, I am a policyholder of IFFCO Tokio’s Individual Medishield Policy. 

    S
    Suman Duggar
    On: Mar 09, 2021
  • Useful renewal information

    I renewed IFFCO Tokio’s Individual Medishield Policy. The renewal information available on InsuranceDekho is thorough. Besides the instructions for the renewal, the website delivers crucial information like the significance of renewing a policy in time, useful tips to renew online etc.  

    S
    Supriya Nag
    On: Mar 02, 2021
  • Comfortable comparison

    When it comes to health plans, it is better to compare eligible options before purchasing. Thanks to InsuranceDekho, policy comparison was comfortable. I compared the key features of each plan and purchased IFFCO Tokio’s Individual Medishield Policy.

    P
    Pritam Das
    On: Feb 11, 2021
  • Proactive support team

    The support team on insurancedekho is proactive. Whenever I have faced an issue regarding the IFFCO Tokio’s Individual Medishield Policy, I contacted them. I must acknowledge that they have taken initiatives and resolved my issues with proper care every time.

    I
    Ishani Malakar
    On: Feb 05, 2021
  • Policies from popular insurance companies

    Popular insurance companies of the nation are listed on the website of InsuranceDekho. It is convenient to be familiar with the insurance companies and the plans are easy to purchase. I issued IFFCO Tokio’s Individual Medishield Policy as per my preconditions.

    I
    Ishika Agarwal
    On: Jan 28, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Information on reimbursement claim

    I did not know anything about the reimbursement claim and how it works. I came to InsuranceDekho, read everything about cashless claims and reimbursement claims. I learned the differences and learned how to make a reimbursement claim for my IFFCO Tokio's Individual Medishield Policy.

    S
    Santwana Ghosh
    On: Jan 25, 2021
  • Easy to download policy brochure

    Getting the policy brochure for IFFCO Tokio’s Individual Medishield Policy was simple. I just sent a message on the Whatsapp number of the website. I received the brochure within a minute. I read the details and issued the policy.

    U
    Upen Modak
    On: Jan 19, 2021
  • Got to know about claim settlement ratios

    I had no clue about how the claim settlement ratios work. I checked insurancedekho.com and read all about it. Learning its importance worked as an eye-opener for me. I booked IFFCO Tokio’s Individual Medishield Policy based on the claim settlement ratio of my insurance company.

    N
    Namrata Basu
    On: Jan 07, 2021
  • Easy to understand

    As a first-timer to buy an insurance policy, I must admit the contribution of InsuranceDekho. I learned all about insurance on the website before investing in one. The language is simple and the information is on point. I am a policyholder of IFFCO Tokio’s Individual Medishield Policy.

    P
    Pracheta Gupta
    On: Jan 05, 2021
  • Liable policy specifications

    Policy information available on InsuranceDekho is completely liable. This is why it is one of the most used insurance policy portals. I bought IFFCO Tokio’s Individual Medishield Policy after considering all factors like the claim settlement ratios, plan benefits and the budget.

    O
    Oindrila Roy Choudhury
    On: Dec 16, 2020
  • Got to know about reimbursement claim

    I am a policyholder of IFFCO Tokio Individual Medishield Policy. I wanted to learn how the reimbursement claim works. I went to insurancedekho.com and got what I wanted. The website made it easy for me to make the claim.

    G
    Ganesh Talpatra
    On: Dec 10, 2020
  • Support team like no other

    nsuranceDekho has the best kind of support team. I had certain queries related to the IFFCO Tokio plans. I called them up. They not only listened to me but also took out their time and guided me to choose the Individual Medisheild Policy. I am so grateful to the team! 

    U
    Utkarsh Sharma
    On: Nov 05, 2020
  • No financial burden

    I totally admire Individual Medicshield policy by Iffco tokio as I can now afford good treatment from a reputed hospital without having to face any financial burden. Insurancedekho team keep up with the good work and will surely recommend the company to my friends and relatives too.

    P
    Prajakta Karanjkar
    On: Oct 22, 2020
  • Reimbursement!

    I have taken Individual Medishield Policy from IffcoTokio because. I can claim the expenses incurred during hospitalisation. if I get treatment and pay the hospital bills from my pocket, I can apply for reimbursement of the amount. This is the policy i was actually looking for. 

    S
    Siddhartha Kanth
    On: Dec 27, 2019
  • No monetary crisis

    One of the great benefits of having Individual Medishield Policy is that I can get the best possible treatment without facing a monetary crisis. With this policy, i always realize that there is something behind me to back me up at the time of uncertainty. 

    P
    Pradip Pandey
    On: Dec 26, 2019
  • A comprehensive approach!!

    I have a feeling that Individual Medishield Policy should be given the first priority when it comes to buying a health insurance plan online in India. It’s a comprehensive approach to protect your health!

    A
    Arihant Kumar
    On: Dec 13, 2019
  • A policy with add-on cover!

    Individual Medishield Policy by IffcoTokio is the right product I have purchased. I have bought this policy with an add-on cover to enjoy coverage benefits for critical illnesses. 

    P
    Pawan Pandey
    On: Dec 12, 2019
  • Matchless

    Since the time i have purchased Individual Medishield policy for me, i have become a fan of it. It’s matchless for individuals. It covers medical coverage and can increase cover for critical illnesses if accompanied by an add-on cover. It’s the perfect plan to meet my needs.

    S
    Sugandha
    On: Nov 28, 2019
  • First -rate policy

    Individual Medishield policy is first-rate because it comes with optional benefits of critical illness coverage that includes heart surgery, kidney failure, major organ transplantation, cancer, cerebral stroke, etc. I rate it first for these benefits. A suitable plan for me. 

    D
    Dhaval Parmar
    On: Nov 26, 2019
  • Secures my health

    This plan of iffcotokio secures me against unwanted medical emergencies. Though my monthly income is low, i am able to get the best treatment without the worry of financial setbacks. And this is possible due to the health insurance policy. 

    R
    Rajni bhadoria
    On: Nov 20, 2019
  • Good approach!!

    Individual Medishield Policy is a good approach to come out of any financial trouble at the time of uncertainty. I trust this policy because my claim was approved without any hassle. 

    J
    J Giribabu
    On: Nov 18, 2019
  • Great financial support

    Individual Medishield Policy comes to your aid, letting you have financial support you need in critical moments. With this comprehensive health insurance plan, you no need to worry at all. 

    R
    Rishi Ram Upadhyay
    On: Nov 12, 2019
  • Cashless Treatment

    Individual Medishield Policy is the right option for me because it gives me cash-free hospitalisation facility at more than 4,000 hospitals anywhere in India. Now, no worry about expensive medical costs. I am able to get cashless treatment.

    G
    Gaurav kumar
    On: Nov 11, 2019
  • Good Decision

    I feel I have made a good decision by investing in Individual Medishield Policy. It covers organ donor expenses, daycare procedures, inpatient treatment and much more. 

    N
    Narendra Sharma
    On: Oct 30, 2019
  • Good coverage!

    Individual Medishield Policy is not suitable for basic medical needs, but also comes with critical illness benefits and coverage for AYUSH treatment.

    H
    Hitesh M Gohil
    On: Oct 30, 2019
  • Great relief!

    Individual Medishield Policy is a big relief for me as it protects me and my family against injuries or disease-related problems. I am satisfied with the policy.

    S
    Saroj Pradhan
    On: Oct 21, 2019
  • Wonderful!

    With Individual Medishield Policy by Iffco tokio, I can get cashless treatment anywhere in India. The policy pays hospitalisation bills such as room rent, the fee of surgeon, consultant, and costs of blood, medicines, etc. 

    A
    Aseeim S Jindal
    On: Oct 21, 2019
  • Like it!

    Lifelong renewal, cashless treatment, easy policy portability and easy cashless claim settlement are some of the key features of the policy. Hope to get covered under the policy for years to come.

    B
    Bhushan Ashok Pardhe
    On: Oct 11, 2019
  • Good to have!

    I recommend Individual Medishield Policy because of its benefits for policyholders. I have taken this policy with the add-on critical illness benefit. However, I paid additional premiums for the add-on cover. 

    S
    Sita
    On: Oct 11, 2019
  • Policy is fine!

    Iffco Tokio Individual Medishield Policy is fine. Adequate customer support, easy policy renewal and claim process! Worth recommending!

    B
    Bhawana
    On: Oct 03, 2019

7357 IFFCO Tokio Cashless Network Hospitals in India

FAQs

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?


    IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

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