What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my:health Suraksha Health Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

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Father

Mother

Select the age of all members

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Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of my: health Suraksha

4.1

Based on

41 User reviews

Policy issuance in less than 5 minutes
Policy issuance can be done within 5 minutes on InsuranceDekho. I generated my quote after providing my personal details on the website. Then I compared the plans and selected HDFC ERGO General Insurance my:Health Suraksha. I made the payment and got the policy issued just like that.
H
Harish Patra
On: Dec 24, 2020
Got to know about maternity health insurance
Purchasing HDFC Ergo General Insurance’s my:health Suraksha Health Insurance from InsuranceDekho was a great experience. I chose the Parent and Childcare Cover - Booster to enhance the benefits of my plan. It covers maternity expenses, OPD treatments.
S
Sumanta Bhatnagar
On: Dec 11, 2020
Dedicated customer care
InsuranceDekho consists of an amazing customer care team who are eager to lend help. I called them to get some information about plans available for HDFC Ergo General Insurance. Their friendly response and dedication motivated me to buy my: health Suraksha plan.
P
Partha Sil
On: Dec 04, 2020
Affordable policy options
I was looking for a budget-friendly health insurance policy within a tight budget. I got a recommendation from a friend about the InsuranceDekho webpage. I was happy with the choices I had received. I bought the HDFC ERGO General Insurance my: health Suraksha policy.
J
Jana Kaushik
On: Nov 09, 2020
Options within a reasonable budget
I purchased my: health Suraksha plan from HDFC Ergo General Insurance a few months ago. I used insurancedekho.com for the purpose. The website had many options well within my budget. I compared the plans and got the best policy for me.
D
Debika Nath
On: Nov 02, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Easy buying procedure
I am more than happy with my purchase of my:health surakhsha plan by HDFC Ergo general insurance. Other than just getting myself covered with superb benefits, I definitely have to say that the buying process with insurancedekho was as smooth as butter. I really appreciate all the efforts put in by the staff of insurancedekho.
G
Gurkiran Bawa
On: Oct 22, 2020
Low premium rate
It has been 5-6 months that i bought this policy by hdfc ergo. I must tell you that at very less premium rate, i have got covered for a series of benefits. Other than coverage of basic expenses, i have got covered for air ambulance cover, recovery benefit, infertility cover and different types of wellness features. The policy comes with discounts too!
G
Gaurav Bisht
On: Feb 25, 2020
Nice investment
My:health Suraksha has been a good purchase for me. This health insurance policy comes with lifetime renewability and comprehensive coverage. Features like in-patient hospitalisation, pre & post hospitalisation, daycare treatment, domiciliary hospitalisation, and others are the positive point of this plan. I recommend this plan to all of you.
J
Jai Pratap
On: Feb 21, 2020
Simple process of purchase
I am very happy with my purchase of this policy. I am getting covered for many basic benefits as well as exclusive covers such as recovery benefit, air ambulance cover, infertility cover and wellness features including health incentives for maintenance of health and fitness discount during renewal. Discounts like family discount, long term policy discount, and loyalty discount are also present with the policy.
R
Rohit Arora
On: Feb 12, 2020
Nice policy to depend on
My sincere thanks to insurancedekho team for suggesting this plan and helping me buy it. The plan comes with a vast sum insured and gives you lifelong renewal. As far as benefits are concerned, in-patient hospitalisation, daycare treatment, pre & post hospitalisation, domiciliary hospitalisation, and others are covered for me.
K
Kushagra
On: Feb 04, 2020

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.