What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my:health Suraksha Health Insurance User Reviews

526 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of my: health Suraksha

4.1

Based on

41 User reviews

Anytime support facility
I loved purchasing a health insurance plan from the online platform InsuranceDekho. I had a great time with one of their customer care executives. Thank you to the insurance advisors for suggesting to me the HDFC ERGO- my health Suraksha. It was a great experience with your company and would definitely recommend it to each and every one.
R
Radhika Verma
On: Jul 14, 2023
Detailed explanation
InsuranceDekho's website provides a detailed explanation about each plan they offer. After visiting their website, and going through the plans, I decided to buy the HDFC ERGO My Health Suraksha health insurance plan. The plan provides all the benefits I was looking for. Satisfied with the plan.
B
Bindu Batra
On: Mar 03, 2022
Policy brochures received through Whatsapp
I used the Whatsapp number given on the website of InsuranceDekho and requested the team to send me the policy brochure for HDFC Ergo General Insurance’s my:Health Suraksha plan. Within a few seconds, I got the policy brochure which was easily downloadable.
M
Mithun Bhattacharya
On: Feb 25, 2021
Availability of premium calculator
I appreciate the performance of the premium calculator available on InsuranceDekho. This innovative tool has made policy premium rate comparison remarkably simple and time-saving. I used the tool to compare multiple premiums before finalising HDFC Ergo General Insurance’s my:Health Suraksha plan.
N
Nayan Majumdar
On: Feb 12, 2021
Simultaneous quotes comparison
Just by giving certain basic information, I generated a number of health insurance policy quotes on InsuranceDekho. Then, I used the premium calculator tool to compare the premium rates. I was impressed by how I could compare multiple quotes simultaneously. I bought HDFC Ergo General Insurance’s my:Health Suraksha plan.
R
Rahul Chaki
On: Feb 08, 2021

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Calculate premiums easily
Calculating premiums at InsuranceDekho was a time and energy saver. I used the premium calculator to compare and calculate the premium amount for my HDFC Ergo General Insurance’s my:Health Suraksha plan.
B
Bapi Barman
On: Jan 28, 2021
User-friendly website
On InsuranceDekho, instructions are simplified and easy to understand. The information is abundant yet relevant and the run time of the website is fast. Happy that I purchased HDFC Ergo General Insurance’s my:Health Suraksha plan from here.
N
Narayan Bali
On: Jan 18, 2021
Choose among the best insurance companies
Individual choices are different when it comes to picking a health plan and a trustworthy insurance company. InsuranceDekho makes it easier to compare the best insurance companies as well as insurance plans. It helped me to select HDFC Ergo General Insurance company’s my:health Suraksha plan for my family.
O
Oindrila Mukherjee
On: Jan 14, 2021
Whatsapp communication possible
I loved the fact that I could easily communicate with the InsuranceDekho team through Whatsapp while on the go. I had some queries regarding my claim settlement of HDFC Ergo General Insurance’s my:health Suraksha plan. Awesome service!
T
Tripti Saha
On: Jan 11, 2021
Profound information
InsuranceDekho is packed with profound information related to insurance policies. The information is relevant and authentic. Based on the gathered information, I bought HDFC Ergo General Insurance’s my:Health Suraksha plan. It has comprehensive benefits at an attractive premium rate.
T
Trishika Mohanty
On: Jan 07, 2021
Policy issuance in less than 5 minutes
Policy issuance can be done within 5 minutes on InsuranceDekho. I generated my quote after providing my personal details on the website. Then I compared the plans and selected HDFC ERGO General Insurance my:Health Suraksha. I made the payment and got the policy issued just like that.
H
Harish Patra
On: Dec 24, 2020
Got to know about maternity health insurance
Purchasing HDFC Ergo General Insurance’s my:health Suraksha Health Insurance from InsuranceDekho was a great experience. I chose the Parent and Childcare Cover - Booster to enhance the benefits of my plan. It covers maternity expenses, OPD treatments.
S
Sumanta Bhatnagar
On: Dec 11, 2020
Dedicated customer care
InsuranceDekho consists of an amazing customer care team who are eager to lend help. I called them to get some information about plans available for HDFC Ergo General Insurance. Their friendly response and dedication motivated me to buy my: health Suraksha plan.
P
Partha Sil
On: Dec 04, 2020
Affordable policy options
I was looking for a budget-friendly health insurance policy within a tight budget. I got a recommendation from a friend about the InsuranceDekho webpage. I was happy with the choices I had received. I bought the HDFC ERGO General Insurance my: health Suraksha policy.
J
Jana Kaushik
On: Nov 09, 2020
Options within a reasonable budget
I purchased my: health Suraksha plan from HDFC Ergo General Insurance a few months ago. I used insurancedekho.com for the purpose. The website had many options well within my budget. I compared the plans and got the best policy for me.
D
Debika Nath
On: Nov 02, 2020
Easy buying procedure
I am more than happy with my purchase of my:health surakhsha plan by HDFC Ergo general insurance. Other than just getting myself covered with superb benefits, I definitely have to say that the buying process with insurancedekho was as smooth as butter. I really appreciate all the efforts put in by the staff of insurancedekho.
G
Gurkiran Bawa
On: Oct 22, 2020
Low premium rate
It has been 5-6 months that i bought this policy by hdfc ergo. I must tell you that at very less premium rate, i have got covered for a series of benefits. Other than coverage of basic expenses, i have got covered for air ambulance cover, recovery benefit, infertility cover and different types of wellness features. The policy comes with discounts too!
G
Gaurav Bisht
On: Feb 25, 2020
Nice investment
My:health Suraksha has been a good purchase for me. This health insurance policy comes with lifetime renewability and comprehensive coverage. Features like in-patient hospitalisation, pre & post hospitalisation, daycare treatment, domiciliary hospitalisation, and others are the positive point of this plan. I recommend this plan to all of you.
J
Jai Pratap
On: Feb 21, 2020
Simple process of purchase
I am very happy with my purchase of this policy. I am getting covered for many basic benefits as well as exclusive covers such as recovery benefit, air ambulance cover, infertility cover and wellness features including health incentives for maintenance of health and fitness discount during renewal. Discounts like family discount, long term policy discount, and loyalty discount are also present with the policy.
R
Rohit Arora
On: Feb 12, 2020
Nice policy to depend on
My sincere thanks to insurancedekho team for suggesting this plan and helping me buy it. The plan comes with a vast sum insured and gives you lifelong renewal. As far as benefits are concerned, in-patient hospitalisation, daycare treatment, pre & post hospitalisation, domiciliary hospitalisation, and others are covered for me.
K
Kushagra
On: Feb 04, 2020
Very good experience with hdfc ergo
I am a new customer of hdfc ergo. I have purchased this plan around 10 weeks back with the help of insurancedekho team. According to me, this plan is best to avail maximum benefits at a low price of premium. Rest, claim and other services by insurer are simply great.
K
Kintul Saxena
On: Jan 27, 2020
New plan by hdfc ergo
This new plan my:health suraksha by hdfc erfgo is a good choice. This plan covers inpatient hospitalisation, pre & post hospitalisation, day care procedures, domiciliary hospitalisation and many other benefits. It also allows you to pay the premium on an instalment basis. Good job done by hdfc ergo!
B
Bittu Kumar
On: Jan 15, 2020
A good plan under my budget
My:health suraksha by hdfc ergo is a great health insurance investment. I had no issues buying this plan because it offers vast cover at less premium. It was under my health insurance budget and was offering a lot of benefits which i wasn’t getting in other plan from other insurers. So, i went for it.
D
Deepak Shinde
On: Jan 02, 2020
Good sum insured range
This is my second purchase of health insurance with hdfc ergo. Let me start by saying that the plan range is vast and the sum insured range comes with good options. The policy gives you comprehensive benefits at less premium. Other than basic treatment expenses, you can also choose add-ons for further more benefit.
J
Jyoti Singh
On: Dec 26, 2019
Happy with this affordable plan
After my previous bad health insurance policy experience, i was not ready to invest in a new insurer. However, when i came to know about this plan and its benefits from one of the experts at insurancedekho, i was totally convinced to buy it. What attracted me the most were room rent capping, co-pay, family discount, long term policy discount, and loyalty discount and other benefits.
R
Rakesh Goyal
On: Dec 17, 2019
Excellent plan by excellent insurance company
I am a new customer of this policy. This policy gives wide sum insured range, low premium, and basic coverage features. The other benefits that stand out are air ambulance cover, recovery benefit, infertility cover and fitness discount during renewal, and many more. Big thanks to insurancedekho for recommending it.
G
Gopal Yadav
On: Dec 12, 2019
Recommend to others
It was a recommendation of a relative that made me buy this plan. But i also want to thank you InsuranceDekho experts that you helped me so much with this policy. I am satisfied that i have got vast cover along with multiple beneficial features and discounts like family discount, long term policy discount, and loyalty discount. Great job by hdfc ergo!
D
Devendra Pratap
On: Dec 04, 2019
Satisfied with the hdfc ergo cover
My journey with this hdfc ergo plan has been great. I have not made a claim till now, but i believe everything will turn out great when the need arises. Overall it is a comprehensive policy and covers many beneficial features such as in-patient hospitalisation, pre and post hospitalisation, domiciliary hospitalisation, and so on. It comes with some exclusive covers as well.
R
Rashmi Pant
On: Dec 03, 2019
Good policy to buy
I am new to hdfc ergo and its plans. I want to thank InsuranceDekho people for making my policy purchase so easy. This policy is really great. I really liked the exclusive covers such as air ambulance cover, recovery benefit, infertility cover and wellness features as well as the discounts that it comes with. Highly recommended to all!
A
Ankit Saxena
On: Dec 03, 2019
Happy with my health investment
Health suraksha has really made me secure about my health as well as financial stability. I must tell you that it provides you wide coverage at low premium amount. Moreover, you can also add optional covers to your benefits to make the most of non-medical expenses cover, extended cumulative bonus, room rent modification, and parent & child cover.
M
Manish
On: Dec 02, 2019

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.