Bharti AXA Micro SmartHealth Health Insurance

Micro SmartHealth Insurance Policy covers you and your family for hospitalisation expenses arising due to treatment of a disease, illness, or an injury. People aged between 91 days and 80 years can be covered under the policy, after which only renewals are accepted. You can also add children under the policy if they are aged below 5 years provided one or both the parents are covered under the policy as well. The policy comes with two variants of sum insured namely Rs. 10,000 and Rs. 20,000, which you can choose as per your requirement. The policy is issued for an annual period of 12 months, after which it needs to be renewed. Note that the policy will lapse if it is not renewed on time.

Micro SmartHealth Insurance Policy offers a wide range of coverage benefits to the policyholders, These include in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare expenses, road ambulance expenses, personal accident cover, critical illness cover, and so on. Additional benefits that you can enjoy under Micro SmartHealth Insurance Policy include lifetime renewability benefits, 15 days free look period, reimbursement of 50% of the medical examination cost, portability benefits, and tax benefits on the premium paid for this policy, under Section 80D of the Income Tax Act, 1961.