Bharti AXA Arogya Sanjeevani Health Insurance

Arogya Sanjeevani Policy offered by Bharti AXA General Insurance Company is an indemnity-based health insurance plan that covers you and your family against basic health requirements. The policy is easy to understand as its features are less complicated as compared to other health insurance plans. Available for a policy term of one year, the policy needs to be renewed every year. You can be the Proposer under this policy if you are aged between 18 years and 65 years and add your other family members. Apart from Self, you can also seek cover for your legally-wedded Spouse, dependent children (aged between 91 days and 25 years), parents and parents-in-law for a sum insured of your choice. The wide sum insured range offered under this policy starts from as low as Rs. 1 Lakh and goes up to Rs. 5 Lakh (in multiples of 50,000).

The Bharti AXA Arogya Sanjeevani Policy is an affordable policy that covers you for many benefits. These include - cover for cataract treatment up to a specific limit, cover for modern treatments like oral chemotherapy etc., availability of grace period, portability benefit, lifetime renewability benefit, cashless hospitalisation benefit, and a cumulative bonus of 5% for every claim-free year up to a maximum of 50%. The policy has a minimum co-payment of 5%. This means for every admissible claim, you have to pay only 5% from your own pocket, and rest will be borne by the company.

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