Buy ICICI Lombard’s Complete Health Insurance to Secure Yourself
Complete Health Insurance Plan is a comprehensive product of ICICI Lombard General Insurance. It aims to cater to the health needs of customers during untimely situations to minimize their financial burden. Being an indemnity health coverage, the plan covers overall actual medical expenses that are incurred during hospitalization. The plan ensures security and protection against emergency health requirements to customers. The plan provides an option of a floater for covering the entire family (including spouse, dependent children, dependent parents, brothers, and sisters) under one health insurance with the payment of one premium only. Apart from comprehensive coverage, the plan allows customers to customize their medical plans.
ICICI Lombard Complete Health Insurance: Key Features
- If the sum insured gets exhausted within a year during an earlier claim, it gets refilled by 100%.
- If no claim is made in a year, the sum insured gets an additional 10% hike each year.
- A wellness program is associated with this plan that rewards a customer for maintaining good health.
- The plan allows free health check-ups in every year of the policy duration.
- Customers across all age groups can buy this health insurance plan of ICICI Lombard.
ICICI Lombard Complete Health Insurance Plan Benefits
The following are the benefits of the plan:
- Availability of an option of multiple sums insured
- Coverage up to Rs. 10 lakh
- Lifetime renewal of the policy
- No medical examination is necessary up to 45 years of age
- Pre-existing illnesses get covered immediately after 2/4 years of continuous policy coverage.
Additional Information on ICICI Complete Health Insurance Plan
The Complete Health Insurance plan by ICICI Lombard provides exclusive features besides daily medical needs like hospitalization, treatment and daycare procedures. Some of the offers extend to unlimited reset benefit, claim protector, domiciliary hospitalization, global coverage, and many more. For example, the benefit of claim protector will cover non-payable items, whereas unlimited reset features can reset up to 100% of the Sum insured for unlimited times within the policy period. On the other hand, the sum insured protector will increase the sum insured each year depending on the inflation rates to ensure customer satisfaction during inflation.
The plan also allows policy-holders to avail of several value-added privileges like annual medical check-ups free-of-cost, online consultation with doctors, nutrition e-consultation, and other online health services. With the Complete Health Insurance plan, one can get in touch with medical experts 24x7 from any location to get immediate solutions to various health needs.
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Conclusion
The ICICI Complete Health Insurance plan is a unique and comprehensive health package for incurred hospitalization expenses. Thus, it offers all-round health coverage to customers with an option of low premium and multiple add-on benefits to cater to different health needs of customers.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.