Best IFFCO Tokio Health Insurance Plans To Buy In 2021

In the year 2000, IFFCO Tokio was founded as a general insurance company, offering a variety of general insurance products. Even now, the company provides a variety of general insurance policies to meet the needs of all customers, whether they be retail, rural, or corporate.

IFFCO Tokio Health Insurance Contract Forms

The various health insurance policies provided by IFFCO Tokio are mentioned below.

1. Tokio Family Health Protector Policy (IFFCO Tokio)

This is a floater indemnity health insurance policy for a family. You can get benefits for your whole family under one plan, and the insurance will pay for any medical expenses incurred if one or more family members are hospitalised. The following are the policy's features:

• The scheme offers an amount guaranteed of up to INR 30 lakhs.
• If you or any other insured family member contracts a covered condition, you can purchase a serious illness policy that will pay you an extra amount insured.
• The company resolves its cases in-house, making the process of filing a claim quick and simple.

2. Individual Health Protector Policy of IFFCO Tokio

This health insurance plan offers only individual amount covered coverage, as the name implies. The following are the plan's features:

• By adding an extra fee, you can add critical illness coverage to your policy.
• The scheme will cover the cost of vitamins and tonics used in inpatient care.
• The package also includes coverage for AYUSH treatments.

3. Tokio Swasthya Kavach Policy of IFFCO

This is a robust family floater policy that protects the entire family for a single premium. The following are the policy's main features:

• Base Plan and Wider Plan are the two plan choices. Under the Wider Plan choice, you can get all-inclusive coverage.
• The Wider plan covers ten major illnesses and provides a lump sum payout upon diagnosis of each of the covered illnesses.
• If you are travelling to a remote area, you will be provided with free medical assistance.

4. Individual Medishield Policy from IFFCO Tokio

This programme is an indemnity health insurance plan that provides coverage on an individual sum insured basis. If you are hospitalised, the package covers your medical expenses up to the amount covered. The following are the policy's features:

• Ayurvedic therapies are covered up to 10% of the insured amount.
• By paying an extra fee, you will get additional coverage for serious critical illnesses.
• If two or three family members are covered by the scheme, you can receive a 5% or 10% discount.

5. Individual Personal Accident Insurance from IFFCO Tokio

This is a personal injury plan with a set value. The policy protects accidental death and disablement and pays a fixed claim regardless of the real medical expenses incurred. The following are the policy's features:

• Accidental death, permanent complete disablement, permanent partial disablement, and temporary total disablement are all covered by the regulation.
• In the event of a temporary complete disability, 1% of the insured amount is charged per week.
• The expenses of transporting the deceased, burial costs, and emergency costs are all covered.

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Conclusion

The company's wide variety of health care policies makes them ideal for any individual's needs. As a result, IFFCO Tokio Health Insurance policies are appropriate for any form of coverage you need. The package is also inclusive due to the optional coverage features, and the rates are low enough to not damage your wallet. As a result, you can purchase an IFFCO Tokio Health Insurance package to meet your health insurance requirements.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.