Best ICICI Health Insurance Plans to Buy in 2024

ICICI Lombard General Insurance Company is a joint venture between ICICI Bank Limited and Fairfax Financial Holdings Limited. The company is known to offer a wide variety of insurance products to its customers at an affordable rate with maximum coverage. Other than offering standard health insurance plans, it also provides its policyholders with a super top-up plan that gives coverage over and above the sum insured amount in case the sum insured amount of the basic plan gets exhausted. Therefore, the insurance company is committed enough to meet the customized needs of all its customers.

Best ICICI Lombard Health Insurance Plans to Buy in 2024

Listed below are some of the best health insurance plans offered by ICICI Lombard in 2024:

1. Complete Health Insurance

Complete Health Insurance Plan by ICICI Lombard is a complete healthcare solution insurance package that is designed to offer health coverage to policy buyers as well as their family members. Moreover, the plan provides flexible coverage options, wherein the policyholder can opt to cover critical illness along with the standard plan to make the plan more comprehensive.

Features of the Plan

• Individuals who are aged 6 years and above can be covered under individual plans, while for family floater children are offered coverage between 3 months to 5 years.
• Under this plan, healthcare check-up is not required for individuals who are 46 years or below in age. Moreover, the sum insured that can be availed is up to Rs. 10 Lakh.
• There is a lifetime renewability option available under the plan.
• The coverage under the plan includes hospitalisation expenses, pre-hospitalisation expenses, post-hospitalisation expenses, free health check-up, AYUSH treatment, daycare procedures, etc.

2. Aarogya Sanjeevani Plan

Aarogya Sanjeevani Plan by ICICI Lombard is a basic health insurance plan offering coverage to the policy proposers and their family members against expenses incurred because of hospitalisation for more than 24 hours. The health insurance plan can be purchased on both individual as well as family floater basis, covering individuals who are aged between 3 months and 65 years.

Features of the Plan

• People who are aged between 3 months to 65 years can be covered under this plan. Moreover, there are multiple sum insured options available ranging between Rs. 1 Lakh to Rs. 5 Lakh ( can be availed in 50,000 multiples).
• The coverage for pre-hospitalisation expenses is up to 30 days and for post-hospitalisation expenses is up to 60 days under this plan.
• There is a lifetime renewability option available under the plan.
• There is a free look-up period of 15 days from the issuance date of the plan.

3. Corona Kavach Plan

Corona Kavach Plan by ICICI Lombard is a basic health insurance plan offering healthcare protection to policyholders and their family members against the life-threatening Coronavirus. The duration for which the plan is offered is 3.5 months, 6.5 months, and 9.5 months. Moreover, the plan does not come with any co-payment clause and also it does not have any sub-limit on the room rent.

Features of the Plan

• People, who are aged between 18 years and 65 years can be the policy proposer. The sum insured option available under this plan ranges between Rs. 50,000 to Rs. 5 Lakh.
• Under this insurance plan, coverage for pre-hospitalisation is up to 15 days and for post-hospitalisation it is up to 30 days.
• The policyholder gets coverage for expenses associated with homecare treatment for up to 14 days.
• Under this plan, the insured can avail of coverage under AYUSH treatment.

Disclaimer: This article is issued in the general public interest and is meant for general information. Readers are advised not to rely on the article's contents as conclusive and should research further or consult an expert in this regard.