Best Health Insurance for Family

A family health insurance is a type of health insurance, which covers the entire family in a single insurance plan. It can be customized further as per the requirements of the family. Your family obtains the much-needed insurance coverage against increasing medical expenditures. It comprises pre and post hospitalization expenses, ambulance cover, doctor consultation, and other medical expenditures arising in case of accidents and illness.

Top 5 Health Insurance Plans for Family

 Check the best medical insurance for family in the table below:

Features of Best Family Health Cover

Check all the best health plans for the family below:

1. Aditya Birla Activ Health Platinum Plan

This Aditya Birla Health Insurance is more than a health insurance plan, it comes with unique features, such as:

• Stay covered from day 1 for diagnostic tests, medicines, and consultation with physicians in case of illnesses such as blood pressure, diabetes, hypertension, asthma, etc.
• Choose your hospital room as per your preference, right at the beginning of the policy term

2. Bajaj Allianz Family Floater Health Guard

This Bajaj Allianz Health Insurance is a comprehensive health plan that takes care of medical treatment expenditures arising during hospitalisation resulting from accidents or serious illness. Some of the unique features that this insurance plan offers are:

• All daycare treatments are covered under this plan
• 90 days post hospitalisation expenses are covered
• 60 days pre-hospitalisation expenses are covered

3. ICICI Lombard Smart Super Health Insurance Policy

This ICICI Lombard Health Insurance Plan offers some features and benefits, such as

• Offers a no-claims bonus of up to 100% of the Sum Insured
• An insured person can select between critical illness coverage/hospital cash
• No capping on the rent of the room

4. Zuno Family Floater Health Insurance

This Zuno Health Insurance Plan offers maximum protection to the insured members at an affordable price.

• Covers customary and reasonable charges incurred towards healthcare treatment.
• Hospitalization room expenses in a standard single private room are covered
• Domiciliary hospitalization charges up to the sum assured limit
• Hospitalization room expenses in a standard single private room are covered

5. IFFCO Tokio Family Health Protector Plan

Some of the benefits offered by this IFFCO Tokio health insurance plan are mentioned below:

• In-patient hospitalisation coverage for room charges, doctor’s fees, etc.
• Alternative treatments like Homeopathy, Ayurveda, etc., are covered
• Organ donor expenses are covered during the transplantation

Conclusion

A healthcare policy is a protective cover that will guard your savings in case of a health emergency and will allow you to recover in peace. To find the best health insurance policy that suits you and your family, you must compare various policies as per the needs of your family.

Disclaimer: This article is issued in the general public interest and is meant for general information. Readers are advised not to rely on the article's contents as conclusive and should research further or consult an expert in this regard.