Best Health Insurance Plans for Dental Cover to Buy in 2021

In India, dental insurance cover is not offered as stand alone plans by health insurance providers, rather, they form a part of the health insurance plans. A dental insurance is a type of health insurance that is specifically designed to meet the rising treatment expenses related to dental care. The health insurance plans that offer coverage for dental care treatment, helps the policyholder in meeting expenses for hospitalisation, consultation, medicines etc.

Best Health Insurance Plans for Dental Cover in 2021

Highlighted below are some of the best health insurance plans offering coverage for dental care by different insurance companies:

• Bharti AXA Smart Plan

Due to a major dental condition, an individual can lose out on all their savings, consequently, affecting the financial stability negatively. However, if you purchase Bharti AXA Smart Health Plan, then you are not required to fret about your healthcare expenses as the plan covers you against all your health issues including dental care. Moreover, you can avail this plan at a nominal premium alongside other benefits offered. Therefore, if you are seeking best dental insurance in India that provides maximum coverage at a nominal premium, then you must opt for this plan.

Key Features of the Plan

1. Any individual who is between the age of 18 years to 65 years can purchase this plan.
2. You can avail tax benefits under this plan as per Section 80D of the Income Tax Act.
3. There is a network of around 4300 hospitals under this plan.
4. In case the policyholder dies during the policy tenure, then the amount will get transferred to the nominee.

• SBI Life Smart Insurance Plan

With this health insurance plan, you can secure yourself and your family members financially against various health problems. The policyholder gets health coverage including accidental coverage, hospitalisation, oral health issues, surgical benefits, etc. Moreover, the policyholder also receives dental coverage at the time of travelling. The plan is an ideal choice as the policyholder can avail maximum coverage at an affordable premium rate.

Key Features of the Plan

1. Any individual who is between the age of 18 years to 65 years can purchase this plan.
2. In case the policyholder dies during the policy tenure, then the amount will get transferred to the nominee.
3. The hospitalisation expenses are covered by the health insurance company.
4. The policyholder can avail tax benefit as per section 80D of the Income Tax Act, under this plan.
5. The coverage for dental insurance is also offered under this plan.

• Bajaj Allianz Health Guard Plan

This health insurance plan by Bajaj Allianz is the most sought after health insurance plan in India. The plan can be customized according to the individual requirements of the policyholder. Moreover, the policyholder under this plan will be given coverage for oral treatments and dental surgery. In case, if the teeth of the policyholder gets damaged due to an accident, then treatment expenses will get covered by the health insurance company.

Key Features of the Plan

1. Any individual who is between the age of 18 years to 65 years can purchase this plan.
2. A network of around 6000+ hospitals across India under this plan.
3. Tax deduction offered as per section 80D of the Income Tax Act under this plan.
4. Plans for dental treatment can be provided under OPD expense cover.
5. A high claim settlement ratio, maximum coverage at affordable premium.
6. In case the policyholder dies during the policy tenure, then the amount will get transferred to the nominee.

Final Words

Today, having dental insurance is of utmost importance as at the time of any dental emergency, an individual can possibly burn their pockets as the treatment costs for dental care is extremely expensive. Therefore, it is advisable to neglect purchasing a dental plan. While purchasing the plan, you can go through the afore-mentioned list of best dental insurance plans.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.