Best Digit Health Insurance Plans to Buy in 2021
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Go Digit General Insurance is one of the well-known and leading general insurance companies in India that is supported by Fairfax Financial Holdings Ltd. The company was started in the year 2016 and has been awarded as Asia’s General Insurance Company of the year 2019. The company offers a wide variety of insurance products to their customers including health insurance, home insurance, commercial insurance, car insurance, etc. The insurer helps the policyholder by providing a financial safety net to them and their family members in the event of any medical emergency.
Best Digit Health insurance Plans to Buy in 2021
Highlighted below are some of the best Digit health insurance plans you can consider buying in 2021:
| S.No | Health Insurance Plans | Entry Age |
| 1. | Digit Health Plus Plan |
Minimum Age: 1 Year Maximum Age: 60 Years |
| 2. | Digit Corona Kavach Health Insurance Plan |
Minimum Age: 1 Day Maximum Age: 65 Years |
| 3. | Digit Aarogya Sanjeevani Health Insurance Plan |
Minimum Age: 3 Months Maximum Age: 65 Years |
1. Digit Health Plus Plan
Digit Health Plus Plan offered by GoDigit General Insurance Company helps the policyholder and its family members by providing a financial safety net through its extensive plan cover. The plan offers various insurance benefits including pre-hospitalisation expenses, post-hospitalisation expenses, out-patient dental treatment, critical illness treatment, etc.
Features of the Plan
- Individuals who are aged between 1 year to 60 years can be provided coverage under this plan. Moreover, under a single plan, the policyholder can cover self, spouse, dependent children.
- The plan can be availed with various sum insured options starting from Rs. 2 Lakh. Also, there is a lifelong renewability option offered under this plan.
- Under this plan, there are more than 6400 network hospitals.
- The waiting period is 2 years under the Digit Health Plus Plan.
- Upon exhaustion, the sum insured gets refilled whereas, while talking about family floater plan, the sum insured gets restored.
2. Digit Corona Kavach Health Insurance Plan
Digit Corona Kavach Health Insurance Plan is offered by GoDigit General Insurance Company to the policyholders in order to reduce the burden of financial crisis that can happen due to expenses incurred for the treatment of Coronavirus. Under the plan, the policyholder can avail various benefits including COVID-19 hospitalisation cover, AYUSH treatment, pre-hospitalisation expenses, post-hospitalisation expenses, etc.
Features of the Plan
- The policy offers coverage to individuals who are aged between 1 day and 65 years.
- Under this plan, a wide sum insured options ranging from Rs. 50,000 to Rs. 5 Lakh (in Rs. 50,000 multiples).
- The plan offers road ambulance coverage for up to Rs. 2000 maximum for each COVID-19 hospitalisation.
- Coverage for pre-hospitalisation expenses is for 15 days and for post-hospitalisation expenses it is 30 days under the plan.
- There is a waiting period of 15 days under the plan. Additionally, the policy tenure is 3.5 months, 6.5 months, 9.5 months.
3. Digit Aarogya Sanjeevani Health Insurance Plan
Digit Aarogya Sanjeevani Health Insurance Plan by GoDigit General Insurance Company provides basic healthcare cover to the policyholder and its family members at the time of any medical emergency. The plan also offers coverage for hospitalisation expenses arising due to treatment of novel Coronavirus or COVID-19. Under the single plan, the policyholder can cover self, spouse, dependent children, parents in distinct combinations of children and adults.
Features of the Plan
- Individuals who are aged between 3 months to 65 years can be covered under this plan. The wide range of sum insured options available under the plan are between Rs. 1 Lakh to Rs. 5 Lakh.
- Also, individuals who are aged below 50 years are not required to undergo any pre-policy medical check-up.
- The policyholder can also avail tax benefits as per section 80D of the Income Tax Act under the plan.
- The plan offers coverage for healthcare expenses including pre-hospitalisation expenses, post-hospitalisation expenses, plastic surgery, dental treatment cover, AYUSH treatment, etc.
- The waiting period under this plan is for 24 months and 48 months.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
