Advantages of Buying IFFCO Tokio Health Insurance Policy

IFFCO Tokio's health care policies cover hospital expenses and other costs before and after hospitalisation. Besides, physio, dental, and optical-related treatments are also covered on a conditional basis. IFFCO Tokio understands that the health coverage plan is not 'one size fits all.' Therefore, they offer a range of extra features and customisable cover options. This helps you to tailor your plan protection to meet the exact health insurance requirements.

Advantages of IFFCO Tokio Health Insurance Plans

With over 20 years of experience in the industry, IFFCO Tokio general insurance company provides policyholders with affordable, comprehensive health insurance plans. They also offer a range of various options and add-ons for coverage. This makes it easy to find the right policy for your needs with health insurance. You get remarkable coverage when you choose IFFCO Tokio, which comes with the following advantages:

1. IFFCO Tokio is a well-known provider of health insurance services, providing comprehensive health insurance plans to protect its policyholders from costly healthcare costs. The insured's health plans cover medical expenses such as doctor fees, expenses for hospitalisation, medicines, and other relevant procedures for treatment.
   
   
2. IFFCO Tokio's health insurance plans offer policyholders several benefits that are difficult to ignore. In this period, when expenditure on health care is increasing each day, the beneficial features of the IFFCO Tokio health insurance plans help in choosing the best possible treatment and procedures without worrying about the bills. A few advantages are the cashless facilities, daily cash allowance, domiciliary hospitalisation expenses, pre- and post-hospitalization coverage (up to 30 days), ambulance coverage, organ donor expenses cumulative bonus, medical check-ups, tax benefits, among others
   
   
3. IFFCO Tokio provides several insurance products expressly tailored to address the unique needs of customers. That includes family plans, individual plans, insurance for personal accidents, critical illnesses, and so on. These policies provide individuals with extra care for their needs.
   
   
4. IFFCO Tokio offers the facility of the on-the-spot digitally signed policy document which is to be issued at its branches, POS centers, and for online purchases. The exclusion for pre-existing disease is applicable only for 3 years in the case of IFFCO Tokio plans as compared to 4 years offered in other health insurance plans. There is an auto-renewal facility of the sum insured in the event of a claim under the health insurance policy.
   
   
5. IFFCO Tokio has a huge network of almost 3000 affiliated hospitals across India for cashless facilities. It is one of the few insurance companies that offer full reimbursement of its eligible claims of its different policies. IFFCO Tokio has a 24x7 committed customer care center to support claims and settlements.
   
   
6. Existing policyholders having an insurance policy with other insurers can easily switch over their insurance plans to IFFCO‐Tokio. Zero third-party administrator involvement makes the whole process hassle-free and simple. IFFCO Tokio health insurance company also offers a premium discount on all add-on coverage for enrolling insured family members.

Also Read:

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Bottom Line

Life is full of insecurity, and no one knows when they will find themselves in an urgent situation of medical need. By way of their all-encompassing life care policies, IFFCO Tokio health insurance helps policyholders cover losses at the time of unforeseen serious injury or illness. Not only are the individual health insurance policies and family health insurance plans all-inclusive but they cover both individuals and family members.

Disclaimer: This article is issued in the general public interest and is meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive and should research further or consult an expert in this regard.