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Aditya Birla Activ Fit - Plus and Preferred Health Insurance

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Aditya Birla Health Insurance
Activ Fit - Plus and Preferred
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio96%
Network Hospitals11,000+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

About Aditya Birla Activ Fit - Plus and Preferred Health Insurance

Aditya Birla, a leading health insurance company in India offers a bunch of health insurance plans to its policyholders. The Activ Fit - Plus and Preferred is one of those comprehensive health insurance plans that Aditya Birla offers to its policyholders. Read on to know all about Activ Fit - Plus and Preferred health insurance plans.

About Aditya Birla Activ Fit - Plus and Preferred

The Aditya Birla Activ Fit - Plus and Preferred is a type of health insurance plan that provides a bunch of benefits to meet the health insurance needs of policyholders from all over. If you are looking for an affordable health insurance plan, then the Aditya Birla Activ Fit - Plus and Preferred is for you. This plan is available in two variants - Plus and Preferred.

Key Features of About Aditya Birla Activ Fit - Plus and Preferred

Features

Specifications

Aditya Birla Claim Settlement Ratio

96%

Number of Network Hospitals

10,500+

Variants

Plus and Preferred

Sum Insured

Rs. 5 lakhs - Rs. 1 crore

Policy Type

Plus: Individual, Multi-individual, Family

Preferred: Family

Policy Tenure

1, 2, or 3 years

Pre and Post-hospitalisation Expenses

Yes, covered

Early Bird Discount

Yes, if you are aged between 18-35 years

Home Expenses

Yes, up to sum insured

Benefits of Aditya Birla Activ Fit - Plus and Preferred

There are multiple benefits of buying the Aditya Birla Activ Fit - Plus and Preferred such as those listed below:

  • Flexible Sum Insured: Either you buy the Aditya Birla Plus or Preferred plan, you can choose a sum insured, you can choose a sum insured between Rs. 5 lakhs - Rs. 1 crore. So, depending on your budget and health insurance needs, you get the option to choose from the available sum insured options.
  • Flexible Policy Type: When buying the Aditya Birla Activ Fit - Plus and Preferred, you can choose a policy tenure of 1, 2, or 3 years.
  • Maternity Expenses: The Aditya Birla Activ Fit - Plus and Preferred plan also provides coverage for maternity-related expenses such as newborn expenses, newborn vaccination expenses, and more.
  • Good Health Discount: The plan also offers a discount on health insurance premiums if you are healthy or what is called wellness benefits. After you have successfully passed medical tests, then you will be eligible for getting 10% discounts on your health insurance plan.
  • Early Bird Discount: The plan also offers an early bird discount. So, if you are an individual aged between 19-35 years, you will be eligible for getting a discount of up to 10%.
  • Long-term Discount: If you are buying Aditya Birla Activ Fit - Plus and Preferred plan for a policy term of 3 years, then you will get a discount of 10%.
  • Health Insurance Coverage: This plan also offers coverage for AYUSH treatment, pre and post hospitalisation expenses, mental care cover, day care treatment, hospitalisation expenses, maternity expenses, and more.
  • Network Hospitals: Aditya Birla has tie-ups with over 10,500 network hospitals which means you can easily get cashless hospitalisation on buying the Aditya Birla Activ Fit - Plus and Preferred plan.

Eligibility Criteria of Aditya Birla Activ Fit - Plus and Preferred

Listed below are the eligibility criteria for the Aditya Birla Activ Fit - Plus and Preferred plan:

Parametres

Eligibility Criteria

Minimum Entry Age

Child: 5 years

Adult: 18 years

Maximum Entry Age

45 years

Policy Tenure

1, 2, or 3 years

Pre-existing Waiting Period

48 months

Specific Waiting Period

24 months

Inclusions of Aditya Birla Activ Fit - Plus and Preferred

Some of the common inclusions of both the Plus and Preferred variants of the Aditya Birla Activ Fit plan are as follows:

  • Maternity Coverage
  • In-patient hospitalisation
  • Daily cash benefits
  • Day care treatments
  • Pre and post hospitalisation expenses
  • AYUSH cover
  • Organ donor expenses
  • Road ambulance expenses
  • Domiciliary hospitalisation
  • OPD expenses

Exclusions of Aditya Birla Activ Fit - Plus and Preferred

Listed below are the exclusions of the Aditya Birla Activ Fit - Plus and Preferred plan are:

  • Any injury due to nuclear emissions or war
  • Any kind of self-inflicted damage
  • Circumcision related expenses
  • Stem cell therapy expenses
  • Consumable expenses

Add-ons Available with Aditya Birla Activ Fit - Plus and Preferred

Some of the add-ons available with the Aditya Birla Activ Fit - Plus and Preferred plan are:

  • Super No Claim Bonus: With this add-on, you can get Super No Claim Bonus of up to 100%. No Claim Bonus is basically the benefit that you get when you raise no claim during the policy tenure.
  • Travel Protect Bonus: This add-on offers Travel Protect Bonus for your domestic travel and thus protects you if there is any emergency during your travel.
  • Premium Waiver Add-on: The Premium Waiver Add-on is an additional benefit that lets your premium waive off if you are diagnosed with any of the 20 critical illnesses.
  • OPD Expenses: The Aditya Birla Activ Fit - Plus and Preferred provide coverage for OPD expenses.

How to Raise Claims with Aditya Birla Activ Fit - Plus and Preferred?

Here is how you can raise claims with Aditya Birla Activ Fit - Plus and Preferred:

  • In case of planned hospitalisation, you need to inform the Aditya Birla customer team prior to 48 hours and for unplanned hospitalisation, you should inform 24 hours after hospitalisation.
  • Fill out the claim form with all the adequate information and submit the relevant documents.
  • Once your claim request has been approved, you will get a reimbursement in case of reimbursement claims for cashless claims, your bills will be directly settled at a network hospital.

Health Insurance Calculator

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Choose required Coverage for yourself?

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Disclaimer : Actual Premium might vary basis your location, age and number of members
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10849 Aditya Birla Cashless Network Hospitals in India

Choose Aditya Birla Health Insurance Critical Illness Plan

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Activ Fit - Plus and Preferred Health Insurance Plan

  • What is the maximum entry age of the Aditya Birla Activ Fit - Plus and Preferred?

    The maximum entry age of the Aditya Birla Activ Fit - Plus and Preferred is 45 years.

  • What is the policy tenure of the Aditya Birla Activ Fit - Plus and Preferred?

    The policy tenure of the Aditya Birla Activ Fit - Plus and Preferred is 1,2, or 3 years.

  • What are the two variants available with the Aditya Birla Activ Fit plan?

    There are two variants available with the Aditya Birla Activ Fit plan, Plus and Preferred plan.

  • Is AYUSH treatment covered under the Aditya Birla Activ Fit - Plus and Preferred?

    Yes, AYUSH treatment is covered under the Aditya Birla Activ Fit - Plus and Preferred plan.

  • How many network hospitals are associated with Aditya Birla?

    There are over 10,500 network hospitals associated with Aditya Birla.

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