Raheja QBE Own Damage Car Insurance

A standalone own-damage policy covers loss or damage caused to your car due to various events such as accidents, theft, fire, natural calamities, or man-made disaster. It comes generally with coverage for one year within which it tends to take care of your financial liabilities arising due to damages or losses sustained by your car. This policy brings several discounts that make it an economical deal like No Claim Bonus, Installation of ARAI approved anti-theft devices, membership of automobile association, etc. The standalone own-damage car insurance brings huge benefits and holistic protection when purchased with the basic third party car insurance policy.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What Is Covered Under Raheja QBE Standalone Own-Damage Policy?

The policy covers loss or damage sustained by the insured car due to the following scenarios:

• Damages or losses due to road accidents.
• Damages due to fire, explosion, self-ignition.
• Damages and losses due to transit by road, rail, air, waterway, lift, etc.
• Damages caused to the car due to burglary, riot, strike, terrorist activity, etc.
• Damages incurred due to earthquake, flood, storm, hailstorm, rockslide, etc.

What is Not Covered Under Raheja QBE Standalone Own-Damage Policy?

Any loss or damage to the car will not be covered if caused due to the following situations:

• Loss due to consequential loss or depreciation.
• Accidents caused under the influence of drugs or alcohol.
• Damage occurred due to the car being driven outside the area of limitation.
• Damages incurred due to wear and tear and mechanical or electrical breakdown.

Here are some crucial benefits of buying a Raheja QBE standalone own-damage insurance:

• Different add-on cover options are provided to extend the coverage.
• No Claim Bonus benefit for spending a year without making any claim.
• Financial protection against damage incurred due to accidents, theft, etc.

How to Purchase Raheja QBE Standalone Own-Damage Policy?

Steps that you should follow to buy Raheja QBE standalone own-damage car insurance:

Step 1: Visit the official website of InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your car’s registration number. You can also enter your car’s make, model, etc., to proceed, if you do not know the registration number of your car.

Step 3: Enter the right and accurate personal details and click on the ‘Submit and Get Quotes’ link.

Step 4: Different policy quotes will be displayed which you can opt, based on your needs. Select the Raheja QBE car insurance policy from those policies.

Step 5: Pay for the Raheja QBE car insurance policy and get the policy document on your registered email ID.