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Disclaimer: Actual Premium might vary basis your location, age and number of members

Raheja QBE Zero Depreciation Add-on

Depreciation reduces the value of a car with its age due to wear and tear. Hence, with time the insurance providers tend to charge more to insure it. In addition to a higher premium, the claim amount also gets reduced with time due to depreciation. To avoid such situations and to get a higher amount of claim, it is recommended to opt for Raheja QBE Zero Depreciation Add-On Cover.

With this add-on cover, the claim amount is calculated without applying depreciation on your car and its parts. This allows the policyholders to receive the complete claim amount, subject to applicable deductibles. This add-on coverage is available on the payment of an additional premium over the basic premium charges.

Benefits of Raheja QBE Zero Depreciation Cover

The zero depreciation add-on cover comes with the following benefits:

  • No Depreciation is charged on your car or any of its parts except tyres, tubes and batteries.
  • Replacement of depreciated parts.

Zero Depreciation Insurance v/s Normal Insurance

Age of car

Rate of Depreciation Without Zero Depreciation cover

Rate of Depreciation With Zero Depreciation cover

Under 6 months

Nil

0%

6 months to 1 year

5%

0%

1-2 years

10%

0%

2-3 years

15%

0%

3-4 years

25%

0%

4-5 years

35%

0%

5-10 years

40%

0%

Above 10 years

50%

0%

Disclaimer: Battery / Plastic / Nylon / Rubber parts -> 50% covered; Fiberglass -> 70% covered, Wooden & Metallic parts -> Depreciated basis age of vehicle (normal)

Must Read Articles before buying Raheja Qbe Car Insurance

Raheja QBE Car Insurance User Reviews

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What users are saying
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  • User-friendly website

    InsuranceDekho’s website is quite a user-friendly website. It is handy to use. While buying the Raheja QBE car insurance plan for my Jaguar XF, I could easily locate the benefits of the plans at ease. Happy to have found this plan.

    K
    By Kushagra Singh
    On: March 1, 2023
  • Customer care service

    InsuranceDekho's website is an impressive customer care service available. While buying the Raheja QBE car insurance plan for my Land Rover, I wanted to know more about the plan I was buying. So, for that purpose, I contacted the customer care service and they cleared all my doubts. The plan evolves around various benefits and features that I am sure will insure my car.

    By Vaibhav Sharma
    On: February 20, 2023
  • User-friendly website

    InsuranceDekho’s website is quite user-friendly website. It is handy to use. While buying the Raheja QBE car insurance plan for my Jaguar XF, I could easily locate the benefits of the plans at ease. Happy to have found this plan.

    K
    By Kushagra Singh
    On: February 16, 2023
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    By Paritosh Chakrabartiv
    On: January 24, 2023
  • User-friendly website

    InsuranceDekho’s website is quite user-friendly website. It is handy to use. While buying the Raheja QBE car insurance plan for my Jaguar XF, I could easily locate the benefits of the plans at ease. Happy to have found this plan.

    K
    By Kushagra Singh
    On: January 11, 2023
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    I filed a claim for my Land rover for which I was secured with the Raheja QBE car insurance plan that I had bought from the InsuranceDekho website. My claim was settled at ease and in no time. The process was quick and easy. The team guided me throughout the process.

    D
    By Divyam Singh
    On: October 13, 2022
  • Hassle-free claim settlement

    I filed a claim for my Land rover for which I was secured with the Raheja QBE car insurance plan that I had bought from the InsuranceDekho website. My claim was settled at ease and in no time. The process was quick and easy. The team guided me throughout the process.

    D
    By Divyam Saluja
    On: August 9, 2022
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    I had filed a claim on the InsuranceDekho website for my Audi Q5 since my car was secured with the Raheja QBE car insurance plan. There were no complications involved in the process, and my claim was settled quickly and easily.

    V
    By Varun Singh
    On: July 22, 2022
  • Hassle-free claim settlement

    I had filed a claim on the InsuranceDekho website for my Audi Q6 since my car was secured with the Raheja QBE car insurance plan. There were no complications involved in the process, and my claim was settled quickly and easily.

    M
    By Mukul Kapri
    On: July 14, 2022
  • Hassle-free claim settlement

    I filed a claim for my Land rover for which I was secured with the Raheja QBE car insurance plan that I had bought from the InsuranceDekho website. My claim was settled at ease and in no time. The process was quick and easy. The team guided me throughout the process.

    D
    By Divyam Saluja
    On: July 7, 2022
  • Hassle-free claim settlement

    I had filed a claim on the InsuranceDekho website for my Audi Q5 since my car was secured with the Raheja QBE car insurance plan. There were no complications involved in the process, and my claim was settled quickly and easily.

    V
    By Varun Singh
    On: June 30, 2022
  • Hassle-free claim settlement

    I had filed a claim on the InsuranceDekho website for my Audi Q5 since my car was secured with the Raheja QBE car insurance plan. There were no complications involved in the process, and my claim was settled quickly and easily.

    V
    By Varun Singh
    On: June 28, 2022
  • User-friendly website

    InsuranceDekho’s website is quite a user-friendly website. It is handy to use. While buying the Raheja QBE car insurance plan for my Jaguar XF, I could easily locate the benefits of the plans at ease. Happy to have found this plan.

    K
    By Kushagra Singh
    On: June 23, 2022
  • User-friendly website

    InsuranceDekho’s website is quite a user-friendly website. It is handy to use. While buying the Raheja QBE car insurance plan for my Jaguar XF, I could easily locate the benefits of the plans at ease. Happy to have found this plan.

    By Kushagra Singh
    On: June 21, 2022
  • 7 days availability

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    By Pranabh Shahi
    On: June 17, 2022
  • Hassle-free claim settlement

    I had filed a claim on the InsuranceDekho website for my Audi Q6 since my car was secured with the Raheja QBE car insurance plan. There were no complications involved in the process, and my claim was settled quickly and easily.

    M
    By Mukul Kapri
    On: June 14, 2022
  • Hassle-free claim settlement

    I had filed a claim on the InsuranceDekho website for my Audi Q5 since my car was secured with the Raheja QBE car insurance plan. There were no complications involved in the process, and my claim was settled quickly and easily.

    V
    By Varun Singh
    On: June 7, 2022
  • Hassle-free claim settlement

    I filed a claim for my Land rover for which I was secured with the Raheja QBE car insurance plan that I had bought from the InsuranceDekho website. My claim was settled at ease and in no time. The process was quick and easy. The team guided me throughout the process.

    D
    By Divyam Saluja
    On: May 31, 2022
  • Best customer service

    The InsuranceDekho website has the best customer service. I recently bought the Raheja QBE car insurance plan for my Land Rover. In the process, I had some queries, I contacted the team and all my doubts were catered to with immediate effect.

    V
    By Vasu Tewari
    On: May 26, 2022
  • Detailed explanation about eac...

    The InsuranceDekho website has detailed information about each plan they offer. I was looking for a good car insurance plan and came across the Raheja QBE Car insurance plan for my car. The plan was very well explained and all its features and benefits were listed clearly.

    H
    By Harsh Sejwal
    On: May 19, 2022
  • Helpful team

    After buying the Raheja QBE car insurance plan from the InsuranceDekho website, I had some queries related to my car insurance policy. So, I contacted their team for guidance, they helped me at every step and all my queries were resolved. Thanks to the team.

    T
    By Tushar Bahal
    On: May 17, 2022
  • User-friendly website

    InsuranceDekho’s website is quite a user-friendly website. It is handy to use. While buying the Raheja QBE car insurance plan for my Jaguar XF, I could easily locate the benefits of the plans at ease. Happy to have found this plan.

    K
    By Kushagra Singh
    On: May 12, 2022
  • Hassle-free claim settlement

    I filed a claim for my Landrover for which I was secured with the Raheja QBE car insurance plan that I had bought from the InsuranceDekho website. My claim was settled at ease and in no time. The process was quick and easy. The team guided me throughout the process.

    D
    By Divyam Saluja
    On: May 10, 2022
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    There are a large number of plans available on the InsuranceDekho website, which helped me choose the best car insurance plan for my Land Rover. I chose the Raheja QBE plan which comes with superb benefits and features. Loved the plan.

    G
    By Gaurav Bhatia
    On: May 5, 2022
  • User-friendly website

    InsuranceDekho’s website is quite a user-friendly website. It is handy to use. While buying the Raheja QBE car insurance plan for my Jaguar XF, I could easily locate the benefits of the plans at ease. Happy to have found this plan.

    K
    By Kushagra Singh
    On: April 26, 2022
  • Helpful team

    After buying the Raheja QBE car insurance plan from the InsuranceDekho website, I had some queries related to my car insurance policy. So, I contacted their team for guidance, they helped me at every step and all my queries were resolved. Thanks to the team.

    T
    By Tushar Bahal
    On: April 19, 2022
  • Helpful team

    After buying the Raheja QBE car insurance plan from the InsuranceDekho website, I had some queries related to my car insurance policy. So, I contacted their team for guidance, they helped me at every step and all my queries were resolved. Thanks to the team.

    By Tushar Bahal
    On: March 8, 2022
  • User-friendly website

    InsuranceDekho’s website is quite a user-friendly website. It is handy to use. While buying the Raheja QBE car insurance plan for my Jaguar XF, I could easily locate the benefits of the plans at ease. Happy to have found this plan.

    N
    By Nishan Singh
    On: March 3, 2022
  • Got to know about add-on cover...

    I found a good range of add-on covers on the InsuranceDekho website which can help me get additional coverage along with a car insurance policy. I purchased a Raheja QBE car insurance policy for my Maruti Wagon R along with 2 add-on covers. I had little knowledge about add-on covers and thanks to InsuranceDekho I was able to add them to my policy without any hassle.

    M
    By Mohammad Mussiyab
    On: February 8, 2022
  • Customer care service

    InsuranceDekho's website is an impressive customer care service available. While buying the Raheja QBE car insurance plan for my Land Rover, I wanted to know more about the plan I was buying. So, for that purpose, I contacted the customer care service and they cleared all my doubts. The plan evolves around various benefits and features that I am sure will insure my car.

    By Vaibhav Sharma
    On: February 3, 2022

396 Raheja Qbe Cashless Garages in India

Raheja QBE Zero Depreciation Cover FAQs

  • With the zero depreciation add-on cover, can I get my car repaired at Raheja QBE authorised garages?

    Yes, with zero depreciation cover, you can get your car repaired at any of the insurer authorized garage, workshop or service station.

  • When can I include this add-on cover in my comprehensive car insurance plan?

    You can add this add-on coverage at the buying or renewing your standalone own-damage or comprehensive car insurance plan.

  • What parts of my car are not included under the Raheja QBE zero depreciation cover?

    The zero depreciation cover does not give compensation for tyres, tubes and batteries.

  • Will I get any discount, if no claim for zero depreciation cover is requested in the policy year?

    Yes, you will be eligible to get the No Claim Bonus (NCB), provided that you have not requested any claim from your comprehensive/standalone own damage insurance plan in the policy year, as zero depreciation is just an add-on to your policy.

  • Can I add other add-on covers in addition to this zero depreciation cover?

    Yes, you can add as many add-on covers as you want besides the zero depreciation cover.

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