Oriental Comprehensive Car Insurance Policy
- Network of 31 regional offices and more than 1,800 active branches
- A huge number of network garages, which offer direct cashless claim
- Total strength of 14,000+ employees and well established in the rural parts of the country.
- Overseas operations in countries like Nepal, Kuwait and Dubai
Calculate Your Car Insurance
Oriental Comprehensive Car Insurance Policy
A comprehensive car insurance policy is a type of cover which insures against both third party liabilities as well as own damages incurred by your car in a road accident or any other unfortunate event. It is advised insurance cover for all types of car as it provides a comprehensive coverage at a nominal premium amount against all heavy repair and replacement expenses which you incur due to a mishap involving your car.
The Oriental Comprehensive Car Insurance Cover insures you against all third party liabilities as well as financial losses incurred by your car in a road accident, natural disaster, man-made calamity, fire, explosion, riots, civil unrest, theft, etc.
Comprehensive Car Insurance vs Third Party Car Insurance
|
Basis |
Comprehensive car insurance |
Third party car insurance |
|
Legal Requirement |
Car owners are not legally required to have a comprehensive car insurance policy. However, it is advised policy for all types of cars. |
A third party car insurance is a compulsory requirement for all car owners as per the Indian Motor Tariff. |
|
Coverage |
It provides coverage for both third party liabilities as well as own damages suffered by the insured’s car in a road accident, natural/man-made calamity, fire, theft, riots, etc. |
It covers all third party liabilities only- bodily injuries, temporary/permanent disability, death of a third party as well as third party property damage up to Rs. 7.5 lakh. |
|
Cost |
The premium for a comprehensive policy is relatively more than a third party policy due to enhanced coverage. |
The premium for a third party car insurance is relatively less than a comprehensive policy due to the limited coverage. |
Oriental Comprehensive Car Insurance Coverage
- Damages incurred by the insured’s car in any accident, theft, natural/man-made calamity, etc.
- Limited/unlimited coverage in case of bodily injury/permanent disability or death of a third party.
- Third party property damage up to Rs. 7.5 lakh.
Oriental Comprehensive Car Insurance Benefits
- Availability of personal accident coverage of up to Rs. 15 lakh
- Instant and paperless claim settlement process
- Responsive customer support
- Availability of a number of add-on covers for enhanced coverage
Explore Oriental Car Insurance
Must Read Articles before buying Oriental Car Insurance
Insurance Products by Oriental General Insurance
Oriental Comprehensive Car Insurance FAQs
My vehicle broke down in the middle of the road. Since I was in a hurry, I could not take it to an authorised garage for repairs. Can I still claim insurance for the same?
If my car meets with an accident outside the city in which I got it registered, will I still be able to make an insurance claim?
Is it necessary to have a comprehensive insurance cover?
Is it possible to transfer a comprehensive car insurance from one car to another?
Which add-on covers s I buy to enhance my car insurance cover?
Why to buy from InsuranceDekho?
- Instant policy # within 5 mins
- More than 45 Lac happy customers
- Claim Support available all 7 days of the week