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Future Generali Third Party Car Insurance

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Highlights
    CASHLESS GARAGES3,500
    CLAIMS SETTLED96%
    COMPREHENSIVE CLAIMSUNLIMITED

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    Future Generali Third Party Car Insurance Policy

    A secured drive is as important as driving safely. One may encounter any mishap on the road while driving, which can result in serious injury/damage of another person. Apart from the physical loss, a mishap or accident can also result in hefty monetary expenses. However, you can secure yourself against these expenses by purchasing a third party car insurance policy from Future Generali.

    As per the Motor Vehicles Act, every car owner is required to own at least a third car insurance cover which offers compensation for injury/death of a third party as well as for third party property damage.

    Future Generali Third Party Car Insurance vs Comprehensive Car Insurance

    Basis

    Third Party Cover

    Comprehensive Policy

    Extent Of Cover

    It offers a coverage of up to Rs 7.5 lakh for third party property damage as well as a cover for injury/death of a third party.

    Besides covering all third party liabilities including the 7.5 lakh third party property damage cover, a comprehensive policy also protects the insured vehicle against own damages.

    Add-ons Available

    No add-ons are available with the third liability policy.

    A range of add-on covers such as zero depreciation, engine cover, NCB protection, etc. are available with a comprehensive plan.

    Cost

    It is cheaper than a comprehensive cover.

    It is relatively costly than a third party policy.

    What All Is Covered Under Future Generali Third Party Car Insurance Policy?

    The Future Generali third party car insurance policy provides coverage for the following:

    • Compensation for bodily injuries
    • 50% compensation if one limb or eye is lost in an accident.
    • Reimbursement of up to Rs 7.5 lakh for third party property damage.
    • 100% compensation in the event of the death of a third party walking on the road or another vehicle.
    • 100% compensation in the case of loss of two limbs/eyesight and permanent total disability of a third party.

    What All Is Not Covered Under Future Generali Third Party Car Insurance Plan?

    The Future Generali Third Party policy does not provide a cover for the following:

    • Damages incurred by the insured vehicle in an accident or any other mishap such as natural calamity, man-made calamity or theft.
    • Bodily damage or death of the policyholder (if not opted for personal accident cover) and the co-passengers.
    • Add-on covers such as zero depreciation, engine cover, etc.

    Must Read Articles before buying Future Generali Car Insurance

    Future Generali Car Insurance User Reviews

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    • Comprehensive
    • Zero Depreciation
    • Own Damage
    • Renewal
    • Cashless Garages
    • Price
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    • User Friendly Services

      Dealing with car insurance at the InsuranceDekho website has been such a hassle-free process. Their website is...

      S
      By Shivangi Kalra
      On: June 7, 2024
    • Handy options

      Very comfortable and Easy access with excellent follow up from customer care service people of Insurance dekho...

      V
      Skoda Rapid Hyderabad
      By VALLABHANENI MAHEEDHAR
      On: March 20, 2023
    • Smooth process

      Smooth process easy to use and. That's enough for me to write. I am not good in essays writing. So please don'...

      S
      Maruti Wagon R New Delhi
      By SUMITA TANEJA
      On: March 19, 2023
    • Swift renewal process

      To get my Future Generali car insurance policy renewed, I visited the InsuranceDekho portal and find a simpl...

      M
      By Meher Kaur
      On: March 10, 2023
    • Additional features

      Since I bought the Future Generali car insurance plan for my Skoda from the InsuranceDekho website, I am qui...

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      By Vritti Gupta
      On: March 7, 2023
    • Detailed Information of the Pl...

      While I was looking for car insurance for my Renault car, I came across the Future Generali car insurance pl...

      J
      By Jolly Narula
      On: March 3, 2023
    • Detailed information

      The InsuranceDekho website provides detailed information about each plan they offer, this helped me choose a...

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      By Nihit Saxena
      On: February 21, 2023
    • Well-organized website.

      When I was looking for an insurance policy for my Skoda Octavia. I visited InsuranceDekho.com. I liked that ...

      H
      By Harshad Polim
      On: February 10, 2023
    • Good and instant comforting

      very informative and satisfying team had clarity and patience to discuss details at length very neutral appro...

      S
      Hyundai Elite i20 Ghaziabad
      By SONPAL SINGH
      On: February 10, 2023
    • Easy quotes comparisons

      The InsuranceDekho website allowed me to compare several car insurance quotes which were generated according...

      A
      By Abhishek Shinde
      On: February 1, 2023

    8 Future Generali Cashless Garages in India

    Future Generali Third Party Car Insurance FAQs

    Is there any personal accident cover available with the Future third party policy?

    Yes, a personal accident of up to Rs. 15 lakh is available with the Future Generali third party car insurance policy.

    Can I cover the legal liabilities of a paid driver with a third party cover?

    Yes, you can opt for legal liability for paid driver cover against an extra premium with a third party liability car insurance policy to cover such legal liabilities.

    What about the expenses incurred during the court trial? Are they covered in the third party policy?

    Yes, a third party liability cover offers reimbursement for the expenses incurred during a court trial.

    What is the maximum NCB discount available and on what condition it is given?

    The NCB discount can be availed up to 50% on the OD (Own Damage) premiums. However, to avail a discount of 50%, the policyholder must have completed 5 claim-free policy tenures.

    Does the Future Generali third party car insurance policy cover accidents beyond the geographical area?

    No, the Future Generali third party bike insurance policy does not provide coverage for any accident or mishap outside the pre-decided geographical area.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
    • More than 45 Lac happy customers
    • Claim Support available all 7 days of the week

    Future Generali Car Insurance Contact Details

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    Future Generali Car insurance starting from ₹ 2094/year*
    or

    Cashless Garages in Popular Cities

    CityNo of Garages
    Delhi65
    Gurgaon30
    Noida23
    Ghaziabad9
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    Future Generali Car insurance starting from ₹ 2094/year*
    or
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.