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HomeTerm InsuranceTerm Insurance CompaniesShriramShriram User Reviews

Shriram Life Term Insurance User Reviews

75 reviews Rate This
Shriram Life Term Insurance
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Shriram Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 688/Month
Key Features:
  • Right Green Tick Revised Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Cover Continuance Benefit
  • Right Green Tick Insta-Payment on Claim Intimation
  • Right Green Tick Nominee's Choice payout
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.2%
Starting From ₹ 730/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Shriram
4.9
Based on
75 User reviews

  • Professional Customer Service

    My purchase of the Shriram term insurance policy was smooth and easy. My thanks to the customer support executives who solved my queries and problems. I loved the insurancedekho’s policy tracking feature the most. After my purchase, simply visiting Insurancedekho’s online portal helped me to know the status of my term insurance policy.

    H
    Harshit Joshi
    On: Feb 27, 2024

  • Easy Renewal Process

    I bought the Shriram term Life Insurance plan from InsuranceDekho. And when the time came for its renewal, I just had to pay the premium and provide my policy details. After this, my Shriram Term Life insurance policy was renewed easily.

    R
    Rahul Tanwar
    On: Dec 26, 2023

  • Term Insurance for Every Budget

    I could easily buy the Shriram Term Insurance Policy. InsuranceDekho caters to various budgets, making it easy to find a term insurance policy that matches your financial situation.

    S
    Shubham Jain
    On: Nov 15, 2023

  • Great Customer Support

    I had some questions about the different term insurance options available, and the customer support at InsuranceDekho was fantastic. They helped me choose the Shriram Term Insurance- Smart Protection Plan, which is the right plan for my needs.

    A
    Amrita Roy
    On: Oct 30, 2023

  • Flexible Policy Terms

    I got the opportunity to purchase the Shriram Term Insurance from InsuranceDekho. I must say that it offers flexibility in policy terms, which is great for those who want coverage for a specific duration.

    V
    Vishnu Kumar
    On: Sep 29, 2023

  • Transparent Information

    What I appreciated most was the transparency of information on InsuranceDekho's website. It made it easier for me to compare different term insurance policies and make an informed decision to buy the Shriram Term Insurance Policy.

    V
    Vikram Pathak
    On: Sep 25, 2023

  • Grace Period for Premium Payments

    I got the grace period for premium payments of my Shriram Term Insurance Plan which turned out to be a helpful feature, providing flexibility during challenging financial times. Thank you InsuranceDekho for being flexible at times of need.

    S
    Sarla Kapadia
    On: Sep 14, 2023

  • Responsive Customer Support

    InsuranceDekho's customer support team is highly responsive and knowledgeable. Whenever I had questions or needed assistance with my Shriram Term Insurance, they were just a call or message away, providing prompt and helpful answers.

    D
    Deepak Verma
    On: Sep 11, 2023

  • Top term insurance companies listed

    I found some of the top term insurance listed on InsuranceDekho’s website based on the claim settlement ratio. InsuranceDekho offers several life insurance plans provided by top life insurance companies in India. Once I was done comparing various life insurance plans I purchased the Shriram Term Insurance from InsuranceDekho. 

    N
    Naina Roy
    On: Sep 07, 2023

  • Affordable term plans offered

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased the Shriram Term Insurance Plan from InsuranceDekho without any hassles

    A
    Aashish Chopra
    On: Aug 29, 2023

  • Found the best term plan providers

    While exploring different term insurance plans I got to know about some term plans that were offered by some of the leading insurance providers in India. I got to know about the claim settlement ratio and its importance while choosing a term insurance plan. I purchased the Shriram Term Insurance.

    N
    Naina Murry
    On: Aug 24, 2023

  • Received the best guidance

    I was a bit confused while purchasing the Shriram Term Insurance so I contacted the helpline number of InsuranceDekho. The customer support specialist clarified my doubts and helped me purchase the plan.

    A
    Aditi Jaiswal
    On: Aug 09, 2023

  • Family-Friendly Coverage Options

    InsuranceDekho's Shriram Term Insurance caters to families, offering coverage for all family members under a single policy, making it a convenient option.

    V
    Vansh Rajpal
    On: Jul 21, 2023

  • Timely Policy Updates

    I appreciate how InsuranceDekho keeps me informed about any updates or changes to my Shriram Term Insurance. Their proactive approach to providing timely notifications ensures that I am aware of any modifications and can make necessary adjustments if required.

    N
    Nilesh Aparjit
    On: Jul 19, 2023

  • Customer service at its best

    The customer service on the InsuranceDekho website is excellent. I purchased Shriram Term Insurance through their website. I had some concerns throughout my transaction, so I contacted customer service. The agent was extremely helpful and responded quickly to all of my questions. Their services were excellent, and I was very satisfied.

    R
    Raunak Singhania
    On: Jul 14, 2023

  • Flexible Policy Options to Suit Individual Needs

    InsuranceDekho's term insurance policies offer flexible options that can be tailored to suit individual needs. From choosing the policy duration to selecting riders and coverage amount, the policies can be customized to provide the desired level of protection. Because of these convenient features, I bought the Shriram Term Insurance from there. 

    S
    Shuchi Gosai
    On: Jul 11, 2023

  • Best Place To Choose And Buy Plans

    Purchasing a health insurance plan from InsuranceDekho is totally worth it. I bought the Shriram Life Term Insurance after comparing all the options of health plans listed on their company’s website. This plan was the best suitable for me because it was providing maximum coverage at the minimum cost. My purchasing journey was awesome and convenient. I would recommend everyone to get protection plans from InsuranceDekho. 

    S
    Surinder Singh
    On: Jul 07, 2023

  • Happy Customer

    I have been a customer of the Shriram Life Term Insurance that I bought from InsuranceDekho for several years, and I am highly satisfied with their services. The plan has consistently provided reliable coverage, exceptional customer service, and prompt claim settlement.

    C
    Chetna Bhatt
    On: Jul 04, 2023

  • Easy Communication

    Highly appreciable services! I bought the Shriram Life Term Insurance from InsuranceDekho. Recently, I claimed my plan with the help of their team. My claim was settled within a week without demanding any of my efforts. Both the term insurance plan and the company are really good at their service. Thank you InsuranceDekho for helping me in the best possible way. 

    B
    Bindu Chawla
    On: Jun 30, 2023

  • The plan offers good coverage

    The coverage that the Shriram Life Term Insurance available on InsuranceDekho provided is simply awesome. Moreover, I was also able to include add-ons or riders for further expanding the coverage of the plan.

    M
    Manoj Kumar
    On: Jun 27, 2023

  • Amazing range of plans

    I intended to buy a term insurance policy that would cover not only me but also my entire family. While researching my options, I came across InsuranceDekho's website, where I discovered many fantastic life insurance plans. It was extremely simple to compare various plans based on my needs. I eventually purchased the Shriram Life Term Insurance. I'm very pleased with my purchase! 

    K
    Kinjal Bati
    On: Jun 13, 2023

  • There was no agent involved

    There was no involvement of an agent or a third party while I was buying the Shriram Life Term Insurance from InsuranceDekho. Without their involvement, I was able to save such additional charges and also do everything on my own. 

    S
    Sareeq Ahmed
    On: Jun 06, 2023

  • Online process

    I bought the Shriram Life Term Insurance from InsuranceDekho through an online process. The online process of buying the Shriram Life Term Insurance from InsuranceDekho was quite convenient for me as I was able to perform all the relevant steps from the comfort of my home.

    A
    Arshia Idaiyar
    On: Jun 02, 2023

  • Received friendly reminders

    I was given friendly reminders even after years of buying the Shriram Life Term Insurance from InsuranceDekho. I was well informed about the policy renewal date so that I can pay the premium amount on time.   

    P
    Prince Mahajan
    On: May 30, 2023

  • A must-buy term insurance plan

    The Shriram Life Term Insurance available on InsuranceDekho is a must-buy according to not just me but many other customers. Most of the customers who have used this plan have reviewed positively the Shriram Life Term Insurance and thus I was convinced to buy it. 

    A
    Abhishek Tiwari
    On: May 26, 2023

  • The premium was affordable

    I used the online term calculator available on InsuranceDekho to calculate the premium for the Shriram Life Term Insurance. When I found that the premium matched my budget, it was only then that I bought it. -

    K
    Kamal Basu
    On: May 24, 2023

  • Quick policy issuance

    I purchased the Shriram Life Term Insurance from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits.

    A
    Arav Bajaj
    On: May 17, 2023

  • My insurance was renewed in a timely manner.

    I bought the Shriram Life Term plan from the InsuranceDekho website a year ago and came back to renew it. The procedure for renewing the policy was way too simple and took very little time. The personnel assisted me during the process. 

    R
    Raman Nayyar
    On: May 15, 2023

  • The plan has amazing benefits to offer

    The Shriram Life Term Insurance Policy available on InsuranceDekho has a range of benefits to offer. From being reasonably priced to offering all of these at a reasonable price, I was convinced about buying the Shriram Life Term Insurance Policy from InsuranceDekho. 

    A
    Anjali Rai
    On: May 10, 2023

  • Easy-to-fill quote

    At InsuranceDekho, it was easy to fill out a quote. I wanted to buy a reliable health insurance policy at the portal and hence visited the portal. I was able to buy the Shriram Life Term Insurance policy within a few minutes with the help of customer care executives at InsuranceDekho.

    M
    Manish Babbar
    On: May 08, 2023

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

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