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Shriram Life Term Insurance User Reviews

75 reviews Rate This
Shriram Life Term Insurance
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

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Gender

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  • Female

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Shriram Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Shriram
4.9
Based on
75 User reviews

  • Different types of term plans are available

    There were so many term plans available on the website of InsuranceDekho that I was confused. But, thanks to the experts of InsuranceDekho who guided me and suggested the Shriram Life Family Protection plan as it fitted my needs. 

    K
    Kavita Pandey
    On: Jul 26, 2022

  • Amazing features

    On InsuranceDekho, I found the Shriram Life Family Protection plan which has a lot of amazing features to offer. The coverage, budget, features, premium value, everything made me fully convinced to buy the Shriram Life Family Protection plan from InsuranceDekho. 

    M
    Monica Sharma
    On: Jul 25, 2022

  • The claim settlement ratio was good

    I first checked the claim settlement ratio of all the companies listed on the website of InsuranceDekho before buying a term plan. Then, finally, I bought the Shriram Life Family Protection plan from InsuranceDekho as the claim settlement ratio was high. 

    N
    Nishi Suman
    On: Jul 18, 2022

  • Chat box feature

    The chat box feature available on InsuranceDekho helped me to get answers to all the questions I had about the Shriram Life Family Protection plan. So, I used the chat box feature to the fullest and bought the Shriram Life Family Protection plan. 

    S
    Saurabh Joshi
    On: Jul 13, 2022

  • Offered coverage is good

    The coverage that the Shriram Life Family Protection plan available on InsuranceDekho provided is simply awesome. Moreover, I was also able to include add-ons for expanding the coverage of the Shriram Life Family Protection plan. 

    S
    Sneha Suman
    On: Jul 12, 2022

  • Offered good coverage

    The Shriram Life Family Protection plan on InsuranceDekho offered extremely wide coverage. A large group was covered under this plan, and this is the prime reason why I chose the Shriram Life Family Protection plan over the other term plans. 

    S
    Samridhi Rana
    On: Jul 04, 2022

  • Smooth communication

    The entire communication process that I had with the team of InsuranceDekho was carried out in an extremely smooth manner. That's why I chose InsuranceDekho for buying Shriram Life Family Protection plan.

    S
    Surabhi Reddy
    On: Jun 29, 2022

  • List of top insurance companies

    The website of InsuranceDekho had a detailed list of the top insurance companies. After going through the different term plans, I eventually bought the Shriram Life Family Protection plan from InsuranceDekho

    V
    Vijaya Sinha
    On: Jun 28, 2022

  • Chat box feature

    The chat-box feature on the InsuranceDekho website made it easier for me to get my queries answered. So, while buying Shriram Life Family Protection plan, I made the best use of this chat box feature.

    G
    Garima Makhija
    On: Jun 27, 2022

  • A must-buy term plan

    In my opinion, the Shriram Life Family Protection plan is one of the most sought-after term plans. The Shriram Life Family Protection plan available on InsuranceDekho offered some amazing benefits and features that I was easily tempted to buy the plan.

    I
    Ishan Sharma
    On: Jun 24, 2022

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

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