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Pramerica Life Term Insurance User Reviews

103 reviews Rate This
Pramerica Life Term Insurance
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Pramerica Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Pramerica
4.9
Based on
103 User reviews

  • The plan has many features

    With so many features available in the Pramerica Life U-Protect plan, I got tempted to buy the plan easily. The plan has so many features that I even recommend others to buy this plan.

    R
    Ruma Sinha
    On: Jul 13, 2022

  • Got answers to all my queries

    I had so many questions while I was buying the Pramerica Life U-Protect plan from InsuranceDekho. But, thanks to the amazing team of InsuranceDekho who guided me and also answered my questions very promptly.

    M
    Mansi Arora
    On: Jul 12, 2022

  • Has amazing features

    The Pramerica Life U-Protect plan available on InsuranceDekho has so many amazing features that I bought this plan without any doubt. It was reasonably priced as well as offered additional coverage.

    R
    Raj Singh
    On: Jul 11, 2022

  • Offers good coverage

    The Pramerica Life U-Protect plan available on InsuranceDekho has the added advantage of offering wider coverage. Moreover, you can also include a number of add-ons to further outweigh the benefits of the Pramerica Life U-Protect plan.

    R
    Richa Verma
    On: Jul 06, 2022

  • Had an amazing experience

    While I was buying the Pramerica Life U-Protect plan from InsuranceDekho, everything was carried so smoothly that I truly had an amazing experience. So, thank you guys for providing such an experience for me. 

    V
    Vishal Singh
    On: Jul 04, 2022

  • No additional charges

    There were no additional charges involved in buying _ from InsuranceDekho. As there was no need for an agent or third party while buying the Pramerica Life U-Protect plan from InsuranceDekho, I was able to save some money. 

    D
    Divya Srivastava
    On: Jul 01, 2022

  • Was able to calculate the premium

    The online term calculator tool helped me to calculate the premium for the Pramerica Life U-Protect plan. It was only after calculating the premium that I realized that the plan fitted my budget. 

    A
    Anurag Kashyap
    On: Jun 30, 2022

  • A must-buy plan

    In my opinion, the Pramerica Life U-Protect plan is one of the best term plans that are available on InsuranceDekho. This term plan had a number of additional benefits to offer, so I recommend others to invest in buying this term plan.

    A
    Anubhav Kohli
    On: Jun 28, 2022

  • A widr range of plans was available

    InsuranceDekho has a range of plans to offer so that customers can pick the one that best suits their needs. After evaluating each plan, I bought the Pramerica Life U-Protect plan from InsuranceDekho.

    S
    Shashank Anand
    On: Jun 27, 2022

  • Online term calculator

    The online term calculator available on the InsuranceDekho website made it extremely easy for me to calculate the premium for different term plans. After comparing the premium of different plans, I bought the Pramerica Life U-Protect plan from InsuranceDekho. 

    G
    Gayatri Mehra
    On: Jun 24, 2022

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Pramerica Life Term Insurance Contact Details

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Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the age to purchase a Pramerica Term Insurance policy?

    The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

  • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

    The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

  • What is the premium payment frequency in Pramerica Term Insurance policies?

    Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

  • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

    Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

  • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

    The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.

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