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Pramerica Life Term Insurance User Reviews

103 reviews Rate This
Pramerica Life Term Insurance
Highlights
Claim Settlement Ratio98.61%
Customer CareMon to Sat 9:30 AM to 6:30 PM
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices
Total Death Benefit Paid22.44 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Pramerica Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Pramerica
4.9
Based on
103 User reviews

  • Amazing term plan

    The Pramerica Life U-Protect plan available on InsuranceDekho in my opinion is one of the most amazing term plans. The plan is designed in a way that not only fits the budget but also provides umpteen benefits at the same time.

    K
    Kanika Goyal
    On: Jan 24, 2023

  • The easy claim settlement process

    I filed a claim on the InsuranceDekho website since I was secured with the Pramecia term plan. The process was quick and easy. I got my claim settled in very little time. Thanks to the team for their guidance and assistance. 

    A
    Anushka Sehra
    On: Jan 12, 2023

  • Bought a good term plan

    Pramerica Life U-Protect plan is an amazing plan and I am very thankful to InsuranceDekho for providing me such a good term plan that not only fits in my budget but also fits all my requirements. I was able to purchase this plan without any hassle within a few minutes. I am genuinely happy and impressed with InsuranceDekho. Thanks to the team! 

    N
    Niharika Verma
    On: Jan 05, 2023

  • Great Insurance Company

    The best online platform! I am happy with my purchase of the Pramerica Life U-Protect plan. They have many life insurance policies on their website. I bought this plan after consulting with the insurance advisors of the company. Thanks to everyone! 

    S
    Saksham Bindra
    On: Nov 14, 2022

  • Nice Customer Support

    Loving my experience with the company. I bought the Pramerica Life U-Protect plan with ease through their online platform. My regards to the customer service of the company for helping me throughout the process. You guys really made my overall purchasing journey smooth and easy. 

    D
    Dipti Gupta
    On: Nov 09, 2022

  • Great Experience

    I bought the Pramerica Life U-Protect plan from InsuranceDekho. The overall purchasing process was easy. The insurance experts even came to my home to provide personalized advice regarding the life insurance policies. I am happy with my purchase.  

    A
    Akal Keerat Singh
    On: Nov 04, 2022

  • I got friendly reminders

    It has been a year since I bought the Pramerica Life U-Protect plan from InsuranceDekho. Even now, I get friendly reminders pertaining to the Pramerica Life U-Protect plan and thus I am able to stay updated about the Pramerica Life U-Protect plan.

    H
    Himanshu Joshi
    On: Oct 13, 2022

  • The plan has amazing features

    I wanted to buy the Pramerica Life U-Protect plan as this plan had amazing features to offer. The plan is not just reasonably priced but also has enough features to stay protected.

    L
    Lakshya Arora
    On: Sep 29, 2022

  • No involvement of an agent

    There is no involvement of an agent when you choose to buy a term insurance plan from InsuranceDekho as you can do it all by yourself. So, I would recommend others as well to buy the Pramerica Life U-Protect plan from InsuranceDekho. 

    N
    Navneet Ranjan
    On: Sep 28, 2022

  • Was easily able to calculate the premium

    I wanted to buy the Pramerica Life U-Protect plan from InsuranceDekho from InsuranceDekho, but I wanted to be sure of its premium first. So, I used the online term calculator to find the premium of the Pramerica Life U-Protect plan from InsuranceDekho and only then bought it. 

    K
    Kritika Arora
    On: Sep 26, 2022

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Pramerica Life Term Insurance Contact Details

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Claim Process at Pramerica Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the age to purchase a Pramerica Term Insurance policy?

    The age to purchase a Pramerica Term Insurance policy is between 18 and 50 years. The Trushield Policy has terms of 7, 10, 12, 15, 20 years thus the maximum age at which it can be purchased is 50 years, and the policy term for U-protect policy is 10 years -30 years and the maximum age for purchase is the same. 

  • What is the minimum and maximum value of sum assured in Pramerica Term Insurance plans?

    The minimum sum assured in a Pramerica TruShield plan is Rs 5 lakhs, and the maximum is Rs. 50 crores. The minimum amount assured in DHFL Pramerica U-Protect plan is Rs. 25 lakhs, and there is no maximum limit which is subject to underwriting.

  • What is the premium payment frequency in Pramerica Term Insurance policies?

    Pramerica TruShield plan has an option of monthly, annual, or single premium payment, whereas the U-Protect plan has yearly and half-yearly premium options. 

  • Which Term Insurance policy in Pramerica provides the premium amount at maturity?

    Pramerica TruShield term insurance returns the premium minus the tax amounts to the policyholder if they are alive at maturity otherwise the sum assured at the inception of the policy is offered to the family of the policyholder in an unfortunate event of death. 

  • What is the maximum age at maturity for a policyholder in a Pramerica term insurance plan?

    The maximum age at maturity for a Pramerica term insurance policyholder is 65 years.

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