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PNB MetLife Mera Term Plan Plus Insurance User Reviews

172 reviews Rate This
PNB MetLife
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore
Rating of Mera Term Plan Plus
4.8
Based on
17 User reviews

  • Flexibility in Policy Duration

    One of the best things about the PNB MetLife Term Insurance-Mera Term Plan Plus from InsuranceDekho is the flexibility it offers in terms of policy duration. I could choose a term that aligned with my specific needs and financial goals. 

    M
    Mridula Chandra
    On: Jun 13, 2023

  • Time convenient

    I purchased the PNB MetLife Term Insurance plan from InsuranceDekho. It was a very easy task to purchase a term plan from this website. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho. 

    A
    Arohi Verma
    On: May 08, 2023

  • Secured payments

    The payment method on the InsuranceDekho website is secure and encrypted. I bought the PNB MetLife Mera Term plan from their website. I felt confident while making the payments. The plan offers all the benefits I wanted. Happy and satisfied with the purchase. 

    A
    Anwar Maqsood
    On: Mar 07, 2022

  • Premium calculation made easy

    The InsuranceDekho website is easy to use. I found an online premium calculator tool to compare plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the PNB MetLife Mera Term plan from their website. It was very easy for me to look for benefits and everything on their website 

    R
    Ramit Kaur
    On: Mar 03, 2022

  • Availability of good term insurance plans

    The InsuranceDekho website has a collection of good term insurance plans. Out of those I chose the PNB MetLife Mera Term Plan. I am happy with the plan since it has met all my needs and did not exceed my budget.

    K
    Khushi Raj
    On: Feb 18, 2022

  • Purchased a good term plan

    Bought a term insurance plan that fulfilled my requirements and fit in my budget. I purchased PNB MetLife Mera Term plan from InsuranceDekho. This plan fulfilled all my insurance requirements without bothering my budget. I am extremely happy with my experience with InsuranceDekho. 

    S
    Sahil Arora
    On: Oct 19, 2021

  • Got a suitable rider

    I had purchased the PNB MetLife mera term plan from InsuranceDekho a year ago and I wanted to modify my term plan to increase the coverage of my term plan so I visited InsuranceDekho to know about different riders available under this plan. The information on the website I chose Accelerated Critical Illness rider with my term insurance policy. 

    P
    Paresh Karumari
    On: Invalid date

FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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