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PNB MetLife Mera Term Plan Plus Insurance Eligibility

17 reviews Rate This
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

The features of PNB MetLife Mera Term Plan Plus include:

  1. Plan Options: PNB MetLife Mera Term Plan Plus comes with three options. These are Life, Life Plus, and Life Plus Health.

  2. Premium Payment Method: Premium payment method for PNB MetLife Mera Term Plan Plus is quite convenient. Without getting involved in any kind of paperwork, you can pay the policy premium via credit card, debit card and other means.

  3. Premium Payment Frequency: Under PNB MetLife Mera Term Plan Plus, frequencies for premium payment include one-time, throughout the policy, for a limited term, or till 60 years.

  4. Coverage Period: PNB MetLife Mera Term Plan Plus provides coverage till the age of 99 years even if the policyholder chooses to pay premium for a limited period.

  5. Base Sum Assured: The minimum sum assured under PNB MetLife Mera Term Plan Plus is Rs. 25 Lakh. The maximum sum assured has no limit. It is subject to Board Approved Underwriting Policy.

The eligibility criteria for PNB MetLife Mera Term Plan Plus is as follows:

Parameter

Minimum

Maximum

Age at Entry (yrs)

18

60 (55 if \'Pay till Age 60\' is chosen as PPT)

Age at Maturity

Without RoP

28

Life, Life Plus : 99

Life plus Health : 75

With RoP

28

75

Sum Assured (Rs.)

25,00,000

No limit, subject to Underwriting

Premium (Rs.)

On the basis of Basic Sum Assured, Entry Age, Policy Term, Premium payment term, Smoker Status, Benefit Option, Cover Option and Return of Premium Option chosen

Premium Paying Term (yrs)
  • Single pay
  • Limited pay (5, 10, 15, 20 or Pay till Age 60)
  • Regular Pay

The Minimum allowed Policy Term for Limited pay option is Premium Payment Term plus 5 years

Policy Term (yrs)

10

Without RoP:

Life, Life Plus: 99 - Age at entry

Life Plus Health: 75 - Age at entry

With RoP : 40
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PNB MetLife Mera Term Plan Plus Brochure

  • 358.33 KB
  • PDF Document
  • Jun 28, 2021
Download PDF

Mera Term Plan Plus Reviews

4.8
Rating based on
17 User reviews
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What users are saying
  • All
  • Supportive Coverage

    As the only earning member in my family, securing the future of my family was my first priority. Thanks to InsuranceDekho for suggesting a term plan for PNB MetLife Term Suraksha that fits my budget perfectly. Special thanks to Rahul from customer service, who helped me with the process. 

    Read More

    A
    By Ayesha khan
    On: Jun 10, 2024
  • Family-Centric Policies

    InsuranceDekho\'s family-centric term insurance policies are a game-changer. The PNB MetLife Term Insurance- Mera Term Plan Plus offers comprehensive coverage for the entire family, ensuring their financial security in the long run.

    Read More

    J
    By Jigar Kundan
    On: Sep 21, 2023
  • Outstanding Customer care serv...

     I bought the PNB MetLife Term Insurance- Mera Term Plan Plus from the InsuranceDekho website. While buying the plan, I was not aware of the benefits available under the plan. So, I contacted their team and the executive catered to my needs well. Thanks to the team, it’s because of you that I have this amazing plan with me today

    Read More

    A
    By Antara Ashish
    On: Sep 04, 2023
  • Comparisons made easy

    I used the online term insurance premium calculator tool to compare term insurance plans that fit in my budget and provided good coverage. I entered details into the premium calculator and it displayed several options to choose from. I purchased the PNB MetLife Term Insurance- Mera Term Plan Plus.

    Read More

    S
    By Surbhi Sharma
    On: Aug 10, 2023
  • Best term plans offered

    I found some of the best term plans on InsuranceDekho. I was really interested in purchasing the PNB MetLife Term Insurance- Mera Term Plan Plus and I found good information on the term plan on the website. The information helped me understand the plan and I finally purchased it. 

    Read More

    P
    By Prachi Kulaura
    On: Jul 31, 2023
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