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Kotak Term Insurance User Reviews

172 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Kotak
4.7
Based on
172 User reviews

  • Purchased at ease

    Purchasing a plan on the InsuranceDekho website is simple. All I had to do was follow a few instructions and I was done! From their website, I purchased the Kotak-e term plan. Thank you to the entire crew for their help with the purchase. I must state that the plan is excellent, and you should purchase it.

    D
    Dimple Kumari
    On: Feb 21, 2022

  • Purchased at ease

    The process to buy a plan from the InsuranceDekho website is easy. I just had to follow some steps, and I was done! I bought the Kotak-e term plan from their website. Thanks to the team for being a great help in the buying process. I must say that the plan is really good and you must buy this plan. 

    N
    Nimisha Shukla
    On: Feb 18, 2022

  • Got my policy renewed in very less time

    I bought the Kotak -e term plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

    D
    Dheeraj Kumar
    On: Feb 17, 2022

  • Secured payments

    Recently I purchased Kotak’s e-Term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho. 

    G
    Gyanesh Holem
    On: Feb 16, 2022

  • Got my policy renewed in very less time

    A year ago, I purchased the Kotak -e term plan through the InsuranceDekho website. I went back to their website to renew my coverage. With the help of their personnel, the process took about 5 minutes. I'm quite pleased to see that I completed my work in such a short period of time. The service was excellent.

    K
    Khusboo Sharma
    On: Feb 15, 2022

  • Purchased at ease

    Purchasing a plan on the InsuranceDekho website is simple. All I had to do was follow a few instructions and I was done! From their website, I purchased the Kotak-e term plan. Thank you to the entire crew for their help with the purchase. I must state that the plan is excellent, and you should purchase it.

    D
    Dimple Kumari
    On: Feb 14, 2022

  • Amazing benefits

    I purchased the Kotak -e term plan from InsuranceDekho, which includes all of the necessary features. The plan is incredible in and of itself. It was fantastic for all of its advantages, and I would recommend it to everyone.

    A
    Aryan Rathore
    On: Feb 11, 2022

  • Amazing benefits

    I purchased the Kotak - e term plan from InsuranceDekho a while ago. The plan included all of the features I was searching for. When I had to renew this plan I got a reminder from InsuranceDekho, which was quite helpful as I was able to renew my term plan on time. I am satisfied with my purchase and services provided by InsuranceDekho. 

    M
    Manya Sabarwal
    On: Feb 10, 2022

  • Hassle-free claim settlement

    I filed a claim on the InsuranceDekho website since I was insured with the Kotak - e term plan from their website. The process involved no complications at all. The claim was settled in very less time and at ease. The team guided me well in the process.    

    S
    Saloni Saini
    On: Feb 09, 2022

  • Easy and time saving claim settlement

    I filed a claim for the Kotak E-Term plan on InsuranceDekho’s website, it was very easy to file a claim with the help of InsuranceDekho. The claims teams helped through every step and updated me. The claim was settled before the expected time. InsuranceDekho offers hassle free and timely claim settlement. 

    S
    Sonika Ajuja
    On: Feb 08, 2022

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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