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Kotak Term Insurance User Reviews

172 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Kotak
4.7
Based on
172 User reviews

  • Got to learn about the online premium calculation tools

    This was my first time purchasing an insurance plan from InsuranceDekho. I learned about the online premium calculator tool which helped me estimate the amount of premium and helped me compare various term plans. I purchased the Kotak Life Term Insurance Policy from InsuranceDekho

    N
    Nikesh Murlidhar
    On: Aug 22, 2023

  • Satisfying services provided

    Bought the Kotak Life Term Insurance Policy from InsurandeDekho. Within minutes of making the payment, the policy details were sent to my email ID and later a copy of the policy documents was sent to my email ID. I am really satisfied with the services provided

    R
    Raushan Kumar
    On: Aug 10, 2023

  • Time saver website

    All the term insurance policy services such as renewal, claim settlement process, and policy issuance are time-saving on InsuranceDekho’s website. By following the instructions on the website it took me less than 5 minutes to purchase the Kotak Life Term Insurance Policy.

    K
    Kashish Khan
    On: Jul 31, 2023

  • Safeguarding the Present and the Future

    I have to say that the policy features of all the policies at InsuranceDekho are commendable. The portal is very intuitive and has enhanced the overall experience. InsuranceDekho's Kotak Life Term Insurance Policy safeguards both the present and the future. 

    S
    Shikha Sharma
    On: Jul 24, 2023

  • Trustworthy Recommendations -

    InsuranceDekho's team provided trustworthy recommendations when I was selecting the Kotak Life Term Insurance Policy. They took the time to understand my needs and financial situation before suggesting suitable options. Their objective advice helped me make a well-informed decision, giving me confidence in the policy I chose.

    A
    Aparna Ojha
    On: Jul 19, 2023

  • Flexible Options

    I appreciate the flexibility offered by InsuranceDekho when it comes to term insurance. I could easily buy the Kotak Life Term Insurance Policy. They have a variety of policy options to choose from, allowing me to customize coverage according to my specific needs. The process of comparing and selecting a policy was convenient and hassle-free.

    M
    Mohita Chandok
    On: Jul 12, 2023

  • Great Coverage Term Plans

    Finding the best term insurance plan that would fit in my budget was very difficult. Also, I didn't know much about the insurance industry so I made an inquiry with InsuranceDekho. I am very grateful and would like to express my gratitude to the knowledgeable team of InsuranceDekho for guiding me in detail. I bought Kotak Life Term Insurance Policy and am very much satisfied with the plan. 

    N
    Neeraj Kumar
    On: Jul 10, 2023

  • Great Value for Money

    I am impressed with the value for money offered by InsuranceDekho's term insurance policies. The Kotak Life Term Insurance Policy provides extensive coverage, and the premiums are reasonable. It's reassuring to know that my family's financial future is secured without putting a strain on my budget.

    V
    Vanshika Bhatia
    On: Jul 05, 2023

  • Easy ways of renewing the policy

    It is extremely easy to renew the Kotak Life Term Insurance Policy on InsuranceDekho. I just had to visit the website of InsuranceDekho and then explore the renewal options. I made the payment and then my plan for the Kotak Life Term Insurance Policy was easily renewed. 

    N
    Neelam Sethi
    On: Jun 21, 2023

  • The plan offers good coverage

    The Kotak Life Term Insurance Policy available on InsuranceDekho has the added advantage of offering wider coverage. Moreover, you can also include a number of add-ons to further outweigh the benefits of the Kotak Life Term Insurance Policy.

    H
    Hriday Mehta
    On: Jun 16, 2023

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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