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Kotak Term Insurance User Reviews

172 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
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Rating of Kotak
4.7
Based on
172 User reviews

  • Bought the perfect policy

    I am so glad that I have found my forever support in InsuranceDekho. You guys helped me so much during my Kotak Saral Jeevan Bima policy purchase. I will recommend you guys for sure! 

    M
    Mudrika Sharma
    On: Aug 26, 2021

  • No paperwork

    I am  very impressed with the green initiative taken by InsuranceDekho, while purchasing Kotak e-Term Plan I applied for the term insurance policy digitally on the website. The policy was issued and provided as a soft copy on my registered email ID. InsuranceDekho made purchasing a term insurance plan quite easy. 

    P
    Pallav Manushi
    On: Aug 25, 2021

  • Received best guidance

    The customer assistance team at InsuranceDekho are quite well spoken and knowledgeable. I wanted to know more about the Kotak Term Plan and the customer care executive provided me with in-depth information about the plan. I was able to purchase the plan with help of the customer assistance team at InsuranceDekho. 

    J
    Jagmeet Singh
    On: Aug 18, 2021

  • Website is very helpful

    I visited the InsuranceDekho platform to purchase a term insurance policy. I compared different term insurance policies and purchased the Kotak e-Term Plan after going through all the detailed information that was displayed on the portal. The insurance platform is really well designed. 

    V
    Vrinda Setia
    On: Aug 17, 2021

  • Seamless policy issuance

    Policy issuance from the InsuranceDekho website was a seamless experience. I was able to generate free quotes and compare different term plans with the help of the premium calculator. I finally purchased the Kotak e-Term plan without any hassle and received the soft copy of the policy documents instantly. 

    M
    Mainak Sudarshan
    On: Aug 11, 2021

  • Wide range of term plans

    InsuranceDekho offers a wide range of term plans from some of the best life insurance companies in India. With the authentic claim settlement ratio list and premium calculator available on the website, I compared term plans easily and quickly and I finally bought Kotak e-Term Plan. 

    D
    Divakar Gordha
    On: Aug 10, 2021

  • Effortless claim settlement

    The customer care team at InsuranceDekho helped me file a claim for my Kotak Term Insurance plan. They simplified the process and made filing claims an easy task for me. I am quite happy with the service provided. Highly recommend InsuranceDekho. 

    R
    Rhea Malik
    On: Aug 04, 2021

  • Bought a term plan at an affordable price

    This is my first time purchasing an insurance policy with InsuranceDekho. I purchased a Kotak E-Term plan from the website, and I was able to adjust the cover amount according to my budget. Overall I am very satisfied with the purchase. 

    A
    Ambika Gaba
    On: Aug 03, 2021

  • All queries resolved

    Before purchasing the Kotak e-Term plan, I was doubtful about the plan and I wanted to understand the plan. The customer care team at InsuranceDekho answered all my queries and I purchased the term plan. I am highly impressed with the customer service. 

    P
    Parul Mehta
    On: Jul 28, 2021

  • All queries resolved

    Before purchasing the Kotak e-Term plan, I was doubtful about the plan and I wanted to understand the plan. The customer care team at InsuranceDekho answered all my queries and I purchased the term plan. I am highly impressed with the customer service. 

    P
    Parul Mehta
    On: Jul 28, 2021

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Kotak Term Insurance Contact Details

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Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

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