Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeTerm InsuranceTerm Insurance CompaniesKotakKotak User Reviews

Kotak Term Insurance User Reviews

172 reviews Rate This
Kotak Term Insurance
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Kotak Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Kotak
4.7
Based on
172 User reviews

  • Informative website

    The InsuranceDekho website is informative. I bought the Kotak -e term plan. While purchasing it, I read about a lot of informative things on their website. I read about Human Life Value (HLV)  and the importance of claim settlement ratio. This helped me learn new things. 

    K
    Kanchan Rawat
    On: Feb 07, 2022

  • Good information available

    My friend suggested that I visit InsuranceDekho because I wanted to purchase a good term plan. As suggested, I visited the website and found several term insurance plans available. I was able to find good information regarding how to choose a good term plan from InsuranceDekho. With the help of information on the website I purchased Kotak’s E-Term plan. I am satisfied that I purchased a good term plan from InsuranceDekho

    S
    Saroj Kapoor
    On: Feb 06, 2022

  • Got my policy renewed in very less time

    I bought the Kotak -e term plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

    D
    Dheeraj Kumar
    On: Feb 04, 2022

  • Purchased at ease

    The process to buy a plan from the InsuranceDekho website is easy. I just had to follow some steps, and I was done! I bought the Kotak-e term plan from their website. Thanks to the team for being a great help in the buying process. I must say that the plan is really good and you must buy this plan. 

    N
    Nimisha Shukla
    On: Feb 03, 2022

  • Amazing benefits

    I bought the Kotak -e term plan from the InsuranceDekho website which comes with necessary benefits. The plan is amazing in itself. I loved it for all its benefits and would recommend it to all.

    R
    Ritu Batra
    On: Feb 02, 2022

  • Amazing benefits

    I bought the  Kotak - e term plan from the InsuranceDekho website. The plan offered me all the benefits I was looking for. I am so happy that I finally got the plan of my choice. 

    V
    Vasu Mittal
    On: Feb 01, 2022

  • User-friendly website

    The InsuranceDekho website is a user-friendly website. While buying the Kotak - e term plan, I could easily locate its benefits because of the well-managed website. The plan offered many benefits and was worth buying. 

    N
    Niyati Aggarwal
    On: Jan 31, 2022

  • Safe payment methods

    Recently I purchased a Kotak e-term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho

    N
    Nancy Bisht
    On: Jan 28, 2022

  • Safe payment methods

    Recently I purchased a Kotak e-term plan from InsuranceDekho’s website. InsuranceDekho ensures the privacy of its customers, the payments are completely secure and encrypted. I am very satisfied with my purchase with InsuranceDekho

    P
    Priyal Singh
    On: Jan 27, 2022

  • Easy payment methods

    I bought a Kotak e-Term plan from InsuranceDekho and I must say the payment process was very quick and easy. The payment portal is completely secure and without verification, the payment will not be processed. 

    A
    Atul Arora
    On: Jan 20, 2022

User Reviews on Kotak Term Insurance Alternatives

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Term Insurance Riders

Popularly Opted Term Insurance Sum Assured

Must BuyMust Buy

Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 80 Lacs+ happy customers

Term Insurance News

View All News

Kotak Term Insurance Contact Details

Reach us for help anytime

Claim Process at Kotak Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

Best Insurance Advisors in Your City.

FAQs

  • What is the customer helpline number of Kotak Life Insurance?

    The toll-free customer helpline number of Kotak Life is - 1800 209 8800.

  • What is the Claim Settlement Ratio of Kotak Life Insurance?

    Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.

  • What is the difference between term insurance and life insurance?

    A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.

  • Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.

  • Does Kotak Life Term insurance plans offer tax benefits?

    Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.

View All

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Insurance Calculators