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ICICI Term Insurance User Reviews

152 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
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Rating of ICICI Prudential
4.6
Based on
152 User reviews

  • Wide variety of term plans

    At InsuranceDekho I found some of the best term insurance plans. InsuranceDekho offers some best term plans offered by some of the best insurance companies. I was able to compare different term plans according to my budget and requirements. I purchased ICICI Pru IProtect Smart Term Plan. 

    N
    Nikita Arora
    On: Jan 31, 2023

  • Time saver website

    All the time period insurance plan offerings such as renewal, claim settlement process, and policy issuance is time-saving on InsuranceDekho’s website. By following the guidelines on the internet site it took me much less than 5 minutes to buy ICICI Pru IProtect Smart Plan.

    N
    Nayan Kumar
    On: Jan 20, 2023

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all.

    M
    Manya Mishra
    On: Jan 11, 2023

  • User-friendly website

    The InsuranceDekho website is really user-friendly. I was able to easily search for numerous features, perks, and policy renewal information while purchasing the ICICI Prudential IProtect term plan. I purchased this term plan within a few minutes. I am glad I purchased this plan and would recommend it to anyone.

    A
    Amit Singh
    On: Jan 04, 2023

  • Compared the plans at ease

    InsuranceDekho is a platform that lets you compare various insurance plans easily and thereby choose the most appropriate plan. I visited their website and chose the ICICI Prudential IProtect term plan. It was worth buying this plan for the benefits it offered allowed me to meet all my needs. 

    A
    Anushka S\ehra
    On: Dec 29, 2022

  • User-friendly website

    The InsuranceDekho website is handy to use. While buying the  ICICI Prudential IProtect term plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all. 

    M
    Manya Mishra
    On: Jun 23, 2022

  • Policy issuance in a timely manner

    On the InsuranceDekho website, I purchased the ICICI Pru iProtect Smart plan. Without any documentation, the policy was issued in a matter of minutes. The crew helped me complete the procedure smoothly by guiding me through each step. The plan has numerous advantages.

    P
    Priya Rajput
    On: May 06, 2022

  • Policy issued at ease

    I recently bought the  ICICI Prudential IProtect term plan from the InsuranceDekho website. The plan was issued easily without any complications. All I had to do was to follow some simple steps and it was all set. Happy and satisfied with the purchase. 

    M
    Manya Suri
    On: May 02, 2022

  • Detailed information about each plan

    The InsuranceDekho website provides detailed information on each plan they offer. After visiting their website, I read each detail carefully and then chose the ICICI Prudential IProtect term plan for myself. Happy with the purchase. 

    C
    Charu Handa
    On: Apr 28, 2022

  • Quick policy issuance

    I purchased the ICICI Prudential IProtect term plan from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits.

    R
    Raj Aggarwal
    On: Apr 26, 2022

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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