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ICICI Term Insurance User Reviews

152 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
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Rating of ICICI Prudential
4.6
Based on
152 User reviews

  • Easy claims settlement

    Filed a claim for ICICI Prudential Term Insurance Policy on the InsuranceDekho website. Firstly the claim procedure was quite easy, I followed the instructions stated on the website and secondly, the claim settlement was within the expected time period.

    V
    Vinay Gandhi
    On: Aug 07, 2023

  • High claim settlement ratios

    While conducting research to purchase a good term insurance plan I found a list of insurance companies based on the claim settlement ratios. This list helped me choose an insurance provider I can fully rely on. Finally, I purchased an ICICI Prudential Term Insurance Policy.

    K
    Kunal Thankur
    On: Jul 31, 2023

  • Prompt Policy Delivery

    When I purchased my ICICI Prudential Term Insurance Policy from InsuranceDekho, I was impressed by the promptness of policy delivery. After completing the application process, I received my policy documents within a short period. This efficient service ensured that I had the necessary coverage in place without any unnecessary delays.

    M
    Meena Thiyam
    On: Jul 19, 2023

  • Online Paperwork

    I am pleased with the services offered by InsuranceDekho. I bought the ICICI Prudential Term Insurance Policy from the company’s website. I loved this online way of purchasing a term insurance policy. All paperwork was done online. Thanks to the customer support executives for helping me get secured with the best health plan. Recommendable job done by you guys! 

    T
    Tavish Sharma
    On: Jul 17, 2023

  • Budget-Friendly Premiums

    If you're on a tight budget, the ICICI Prudential Term Insurance Policy from InsuranceDekho is an attractive choice. The premiums are generally more affordable compared to other types of term insurance. I appreciated the flexibility to choose a coverage amount and term length that fit my financial situation comfortably. This policy allowed me to protect my family without straining my budget.

    S
    Shivani Bansal
    On: Jun 28, 2023

  • Transparent and Comprehensive Coverage

    The ICICI Prudential Term Insurance Policy I chose from InsuranceDekho offers transparent and comprehensive coverage. The policy documents clearly outline the benefits leaving no room for confusion. It's reassuring to know that my family will be well taken care of if need be.

    P
    Priyanka Panka
    On: Jun 23, 2023

  • Unmatched features

    There is no doubt that theICICI Prudential Term Insurance Policy available on InsuranceDekho offers unmatched features. And the best part was that I was able to enjoy all the available benefits at a very affordable price. 

    N
    Naresh Chaupal
    On: Jun 21, 2023

  • I was able to compare the different plans

    On the website of InsuranceDekho, I was easily able to compare the different term plans. I eventually bought the ICICI Prudential Term Insurance Policy only after comparing all the term plans and understanding the pros and cons of each plan.

    S
    Saisha Atolia
    On: Jun 16, 2023

  • Easy Application Process

    The application process for the ICICI Prudential Term Insurance Policy was incredibly simple and hassle-free. I didn't have to go through extensive paperwork, and the online platform at InsuranceDekho made it convenient to complete the necessary formalities.

    M
    Mahir Jain
    On: Jun 14, 2023

  • No Hidden Fees or Surprises

    I am pleased that the ICICI Prudential Term Insurance Policy has no hidden fees or surprises. They are transparent about the costs involved, and I know exactly what I am paying for without any unexpected charges. Thanks to InsuarnceDekho for the wonderful policy.

    F
    Farida Khan
    On: Jun 07, 2023

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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