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ICICI Term Insurance User Reviews

152 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of ICICI Prudential
4.6
Based on
152 User reviews

  • Easy claim settlement

    It was very easy to file a claim on InsuranceDekho’s website. I found the instructions on the website and followed them to file a claim for ICICI Pru IProtect Smart term plan on the website. The claim process was paperless, I uploaded all the supporting documents on the portal. The claim was settled without any hassles and quickly. 

    I
    Isha Basak
    On: Oct 13, 2021

  • Leading insurance providers listed

    InsuranceDekho offers some of the best term insurance plans from some of the leading insurance companies in India. I wanted a term plan from a recognised insurance company whom I can fully rely on, finally I made up my mind to purchase ICICI Pru IProtect Smart Plan. This plan fulfils my insurance requirements. 

    C
    Chitra Mukund
    On: Oct 12, 2021

  • Quick policy issuance

    I bought ICICI Prudential IProtect Smart plan from InsuranceDekho. I must say the policy issuance was hassle-free and very quick. As soon as I made the premium payment the policy details and policy documents were sent to my mail ID. 

    S
    Surya Mohan
    On: Oct 06, 2021

  • Time saving comparisons

    I purchased ICICI Pru IProtect Smart term plan from InsuranceDekho. I compared several term insurance plans before making a decision. Comparing term insurance plans becomes a  very easy task with the help of online premium calculator tool on the website. The online tool displays several policies that fit my budget and fulfilled my requirements. 

    N
    Nidhi Dua
    On: Sep 29, 2021

  • Best insurance companies listed

    At InsuranceDekho’s website I found some of the leading insurance companies listed on the website. InsuranceDekho offers several term insurance plans offered by some of the best insurance providers in India. I compared many term plans and purchased ICICI Pru IProtect Smart term plan. 

    R
    Rashid Tank
    On: Sep 28, 2021

  • Top insurance companies listed

    I wanted to purchase a term insurance from an insurance company whom I can fully rely on. The InsuranceDekho website displayed insurance companies based on the incurred claim settlement ratio and I was able to find quality information about the companies. With the help of information provided on the website I purchased ICICI Pru IProtect Smart plan. 

    S
    Suveer Kapoor
    On: Sep 23, 2021

  • Time-saving comparisons

    InsuranceDekho helped me compare several term plans at once. It is very easy to compare term insurance plans on the website, which has resulted in time saving comparisons. You can compare several term insurance plans offered by leading insurance providers in India, under the same roof. I purchased the ICICI Pru IProtect Smart plan after comparing many plans. 

    m
    muskan Satija
    On: Sep 22, 2021

  • Easy premium calculation

    The online term insurance premium calculator tool instantly displayed me several term insurance plans that fit in my budget but also fulfilled my requirements. The calculator was very easy to use, time saving, quick and made comparisons much easier. I compared and purchased the ICICI Pru IProtect Smart plan. 

    N
    Nikita Lakhani
    On: Sep 15, 2021

  • Best insurance companies listed

    When I landed on InsuranceDekho’s website, I browsed through the list of insurance companies that were displayed according to the incurred claim settlement ratio. The company and policy details amazed me. The list of companies displayed according to the claim settlement ratio, made choosing a company an easy task. I finally purchased the ICICI Pru IProtect Smart plan. ...

    M
    Manan Bajaj
    On: Sep 14, 2021

  • Purchased a good term plan

    I bought ICICI Pru IProtect Smart plan which suited my requirements without bothering my pocket. It happened with the help of InsuranceDekho’s website, which let me compare several term insurance plans with the help of a premium calculator. My experience was hassle-free and I am extremely satisfied with my purchase. 

    N
    NIshant Mathur
    On: Sep 08, 2021

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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