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ICICI Term Insurance User Reviews

152 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
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Rating of ICICI Prudential
4.6
Based on
152 User reviews

  • Informative website

    While purchasing the ICICI Pru IProtect Smart term plan from InsuranceDekho I got to know about different riders that were suitable for my term plan according to my requirements and budget. InsuranceDekho’s website is very informative.

    M
    Manas Dehiya
    On: Nov 23, 2021

  • Bough a good term plan

    I wanted a term plan that was affordable and provided good coverage. After several term plans I purchased ICICI Pru IProtect Smart Term Insurance Plan from InsuranceDekho. I am extremely satisfied with my purchase. 

    U
    Uday Mehta
    On: Nov 18, 2021

  • Got to know about Claim Settlement Ratio

    While purchasing ICICI Pru IProtect Smart term plan from InsuranceDekho I got to know about Claim Settlement Ratio and how important it is while choosing an insurance provider. On the basis of the claim settlement ratio I found a list of insurance companies to choose from. 

    C
    Chandresh Pichai
    On: Nov 16, 2021

  • Time saver website

    All the term insurance policy services such as renewal, claim settlement process, policy issuance are time-saving on InsuranceDekho’s website. By following the instructions on the website it took me less than 5 minutes to purchase ICICI Pru IProtect Smart Plan. 

    N
    Narayan Lalit
    On: Nov 09, 2021

  • Dedicated support team

    InsuranceDekho has a knowledgeable customer support team which is dedicated to provide effective solutions for its customers. I had some queries related to my ICICI Pru IProtect Smart term plan and the customer support specialist answered my queries. 

    S
    Suyash Raman
    On: Nov 03, 2021

  • Got the best policy

    I am new to the insurance world. Buying a good policy was the best challenge for me, but thankfully I found InsuranceDekho. The team helped me buy the best possible plan, i.e, ICICI Prudential iProtect Smart policy. I am so happy and relieved. I would recommend InsuranceDekho to all. 

    J
    Jyoti Prasad Pandey
    On: Oct 28, 2021

  • Paperless policy issuance

    I bought ICICI Pru IProtect Smart term plan from InsuranceDekho. The policy issuance was quite easy. The policy was issued digitally, I received my policy documents on my E-mail ID after I made the payment. The organisation provides a seamless experience. I am extremely happy with my purchase with InsuranceDekho. 

    K
    Kartik Savant
    On: Oct 27, 2021

  • Hassle-free comparisons

    Comparing term plans on InsuranceDekho’s website is quite an easy task. The premium calculator helps to an extent but information on the website about the plan that I wanted helped me make a purchasing decision. I purchased the ICICI Pru IProtect Smart term plan from InsuranceDekho after comparing several term plans. 

    N
    Nidhi Doshi
    On: Oct 26, 2021

  • Easy premium calculation

    Online premium calculator on InsuranceDekho’s website helped me easily compare premiums for term insurance plans according to my age, preferred coverage amount, coverage tenure and personal habits like consumption of tobacco/alcohol. After estimating premiums and comparing several plans I purchased ICICI Pru IProtect Smart term plan. 

    M
    Madhu Sood
    On: Oct 20, 2021

  • Good quality customer assistance

    I had some difficulties while purchasing the ICICI Pru IProtect Smart Term plan. I called the toll-free helpline number of InsuranceDekho. The customer care team of InsuranceDekho resolved my queries and guided me through every step. The executive helped purchase the plan easily. 

    D
    Diya Kharbanda
    On: Oct 19, 2021

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  • Claim support everyday 10AM-7PM
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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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