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ICICI Term Insurance User Reviews

152 reviews Rate This
ICICI Term Insurance
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best ICICI Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of ICICI Prudential
4.6
Based on
152 User reviews

  • Best term plans offered

    I wanted to purchase a term plan that fit my budget and provided me with good coverage. At InsuranceDekho I found some of the best term plans offered. I was able to compare several options at once. After comparing several term plans I purchased the ICICI Pru IProtect Smart term plan from InsuranceDekho. 

    Y
    Yogesh Singh
    On: Jan 18, 2022

  • Time saver website

    All the time period insurance plan offerings such as renewal, claim settlement process, policy issuance is time-saving on InsuranceDekho’s website. By following the guidelines on the internet site it took me much less than 5 minutes to buy ICICI Pru IProtect Smart Plan. 

    N
    Nayan Kumar
    On: Jan 17, 2022

  • Best term plans offered

    I wanted to purchase a term plan that fit my budget and provided me with good coverage. At InsuranceDekho I found some of the best term plans offered. I was able to compare several options at once. After comparing several term plans I purchased the ICICI Pru IProtect Smart term plan from InsuranceDekho. 

    J
    Japesh Bisht
    On: Jan 13, 2022

  • Got an appropriate rider

    I had bought the ICICI Prudential IProtect time period format from InsuranceDekho 12 months in the past and I desired to adjust my time period design to enlarge the insurance of my time period sketch so I visited InsuranceDekho to be aware of about one-of-a-kind riders accessible underneath this plan. The records on the website I selected Accelerated Critical Illness rider with my time period insurance plan policy. 

    S
    Sarvon Thakar
    On: Jan 12, 2022

  • Policy within minutes

    I wanted to purchase a term insurance policy without getting into hassles of paperwork so my friend suggested InsuranceDekho. I visited the website and purchased the ICICI Prudential IProtect Return of Premium term plan. Purchasing this plan from InsuranceDekho was a very task, no paperwork was required, the entire process was digital and time saving.

    R
    Rahul Taneja
    On: Dec 30, 2021

  • Got a suitable rider

    I had purchased ICICI Prudential IProtect term plan from InsuranceDekho a year ago and I wanted to modify my term plan to increase the coverage of my term plan so I visited InsuranceDekho to know about different riders available under this plan. The information on the website I chose Accelerated Critical Illness rider with my term insurance policy.

    K
    Kaushal Sahar
    On: Dec 28, 2021

  • Smooth payment process

    I am thankful for InsuranceDekho for simplifying the purchasing process and providing multiple payment options to choose from. While purchasing the ICICI Prudential IProtect Return of Premium policy, I had the option to choose a payment gateway of my preference. I purchased the policy by making payment from my Debit card.

    R
    Rajat Mukund
    On: Dec 23, 2021

  • Easy premium calculation

    While purchasing a term plan from InsuranceDekho I learnt about the online term insurance premium calculator from which I was able to estimate premiums for different term plans. After comparing several term insurance plans I purchased the ICICI Prudential IProtect Return of Premium term plan from InsuranceDekho. The premium calculator was easy to use. ...

    A
    Aagney Cansai
    On: Dec 21, 2021

  • Wide variety of term plans

    At InsuranceDekho I found some of the best term insurance plans. InsuranceDekho offers some best term plans offered by some of the best insurance companies. I was able to compare different term plans according to my budget and requirements. I purchased ICICI Pru IProtect Smart Term Plan.

    N
    Nikita Arora
    On: Dec 14, 2021

  • Quick policy issuance

    I bought ICICI Prudential IProtect Smart plan from InsuranceDekho. I must say the policy issuance was hassle-free and very quick. As soon as I made the premium payment the policy details and policy documents were sent to my mail ID.

    S
    Shakti Manoj
    On: Nov 24, 2021

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ICICI Term Insurance Contact Details

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Claim Process at ICICI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I buy an ICICI Term Insurance plan?

    This type of life insurance provides financial protection to the nominee or the beneficiary in case the policyholder dies during the policy term. ICICI Term insurance has an impressive claim settlement ratio of 97.84% FY 2019-20.

  • How much ICICI Prudential Term Insurance cover is needed?

    As a general thumb rule, you should have ideal term insurance cover up to 10 times of your annual income. 

  • Are deaths due to COVID-19 is covered under the ICICI Prudential Life Term insurance plan?

    Yes, if the policyholder passes away due to COVID-19, its nominee will get the sum assured as a death benefit.

  • Does ICICI Prudential Term Insurance policy cover death due to suicides?

    Yes, the ICICI Prudential Term Life policy covers death due to suicides.

  • Which is the minimum age to buy an ICICI Prudential Term Insurance plan?

    You can buy the plan at a minimum age of 18 years.

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