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Canara HSBC Term Insurance User Reviews

153 reviews Rate This
Canara HSBC Term Insurance
Highlights
Claim Settlement Ratio97.10%
Death Benefit Paid For1,252 Policies
Inception2008
Presence9,500 Branches
Total Death Benefit Paid106.53 Crore

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Canara HSBC Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Canara HSBC OBC
4.9
Based on
153 User reviews

  • No involvement of the third party

    Without any involvement of an agent or third party, I was able to buy the Canara HSBC OBC iSelect Smart plan from InsuranceDekho. This also helped to save costs on paying agents for buying the insurance plan. 

    M
    Mihir Vatsa
    On: Jun 20, 2022

  • Utmost customer satisfaction

    I was utterly happy after I bought the Canara HSBC OBC iSelect Smart plan from InsuranceDekho. This plan met my needs and moreover made sure that I experienced no hassles throughout the process. 

    V
    Vinayak Singh
    On: Jun 17, 2022

  • Offered umpteen benefits

    The Canara HSBC OBC iSelect Smart plan available on InsuranceDekho had so many additional features such as wide coverage, low cost, and more, that I bought it in a matter of minutes. This plan is so amazing that I recommend you invest in it as well.

    C
    Chitra Bannerjee
    On: Jun 15, 2022

  • Unbelievable plans

    Last week when my cousin introduced me to different term plans on the InsuranceDekho website, I was surprised. I read about each plan one by one to understand it in a better manner and finally ended up buying the Canara HSBC OBC iSelect Smart plan. 

    R
    Rahul Tyagi
    On: Jun 14, 2022

  • Overall customer satisfaction

    After buying the Canara HSBC OBC iSelect Smart plan from InsuranceDekho, I can easily say that there has been no other plan like this that meets the customer's needs in the best possible ways. So, I would insist anyone who is looking for an affordable plan can buy the Canara HSBC OBC iSelect Smart plan from InsuranceDekho. 

    P
    Parul
    On: Jun 13, 2022

  • Affordable plan

    As a customer, I always wanted to buy a plan that suited my budget as well as different needs. The team at InsuranceDekho introduced me to the Canara HSBC OBC iSelect Smart plan that has so many benefits and was so reasonably priced that I was compelled to buy it. 

    R
    Rishi
    On: Jun 10, 2022

  • Customer satisfaction

    When I bought the Canara HSBC OBC iSelect Smart plan from InsuranceDekho, I received the utmost customer satisfaction. I was treated in a very friendly manner by the experts at InsuranceDekho who guided me through the process.

    V
    Vishnu
    On: Jun 09, 2022

  • Has a wide range of plans

    When I was on the lookout for a term insurance plan, I straight away started exploring the different plans that InsuranceDekho offers. I explored most of it and eventually ended up buying the Canara HSBC OBC iSelect Smart plan. Thanks, InsuranceDekho for helping me to compare all the plans in one place.

    S
    Sharthak Garg
    On: Jun 08, 2022

  • A must-buy plan

    When it comes to buying a term insurance plan, there is nothing better than buying Canara HSBC OBC iSelect Smart with InsuranceDekho. The team at InsuranceDekho did their best to help me in buying the plan without any hassles. I would definitely recommend this plan to be bought from InsuranceDekho as it is a must-buy plan.

    R
    Rupali Dutt
    On: Jun 07, 2022

  • Great customer service

    InsuranceDekho has a great customer care team where executives are always available at your service. All my doubts and issues were resolved by the team very patiently. All my questions while buying the Canara HSBC OBC iSelect Smart plan were aptly answered by the executives who have complete knowledge about the plans. 

    U
    Ujjwal Yadav
    On: Jun 06, 2022

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Canara HSBC Term Insurance Contact Details

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Claim Process at Canara HSBC Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the maximum policy term under Canara HSBC OBC Life Insurance term insurance plans?

    The maximum policy term under the iSelect Star Term Plan is 62 years, except for the whole life coverage where it is fixed at 99 years minus the age of the policyholder at entry. Under the POS Easy Bima Plan, it is 20 years.

  • When should be the ideal time to purchase a Canara HSBC OBC Life Insurance term insurance policy?

    It depends on the situation. Students can go for a term insurance policy when entering college to guard against liabilities like education loans. The perfect time to do so is between 33 to 40 years as it secures your family against financial risks. However, anyone between 18 and 65 years can avail the term insurance policy.

  • Is there any maximum amount of insurance in the Canara HSBC OBC Life Insurance term insurance policy?

    In the case of the POS -Easy Bima Plan, it is Rs 15 lakhs. In the iSelect Star Term Insurance policy, it is Rs 3 crores for Accidental Death Benefit policies and Rs 1 crore for Accidental Total Partial Disability policies.

  • What is the maximum maturity age in the Canara HSBC OBC Life Insurance term insurance policy?

    In the case of the whole life coverage plan, it is 99 years, whereas, for the standard insurance plan, it is 80 years for the maturity of a Canara OBC term insurance policy.  

  • What is the prime benefit of obtaining a Canara HSBC OBC Life Insurance term insurance policy?

    The prime benefit available at Canara HSBC OBC is that you can insure your life for a high sum by paying a low premium.

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