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Canara HSBC Term Insurance User Reviews

153 reviews Rate This
Canara HSBC Term Insurance
Highlights
Claim Settlement Ratio97.10%
Death Benefit Paid For1,252 Policies
Inception2008
Presence9,500 Branches
Total Death Benefit Paid106.53 Crore

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Canara HSBC Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Canara HSBC OBC
4.9
Based on
153 User reviews

  • 24*7 customer support

    The customer support team of InsuranceDekho is truly committed to ensuring a hassle-free experience for all customers. I was so satisfied with the effortless service they provided that I bought the Canara HSBC OBC iSelect Smart plan without further delay. 

    P
    Parul Khanna
    On: Jul 08, 2022

  • The policy was issued on time

    After completing all the required processes for buying Canara HSBC OBC iSelect Smart plan , even my policy was issued on time. Without any difficulty, the policy was issued and I got an instant update on my registered email address.

    S
    Saurabh Josh
    On: Jul 07, 2022

  • Online term calcuator

    The online term calculator available on InsuranceDekho made it easier for me to calculate the premium for different plans. On comparing the different premiums, I finally ended up buying the Canara HSBC OBC iSelect Smart plan from InsuranceDekho. 

    A
    Ankita Banerjee
    On: Jul 06, 2022

  • Effortless service

    The dedication and courteous manner in which the team of InsuranceDekho guided in buying the Canara HSBC OBC iSelect Smart plan is truly commendable. With their constant support, buying the Canara HSBC OBC iSelect Smart plan from InsuranceDekho felt like a breeze. 

    A
    Anaya Verma
    On: Jul 04, 2022

  • Affordable premium

    The premium for the Canara HSBC OBC iSelect Smart plan just fitted my budget. The Canara HSBC OBC iSelect Smart plan was so reasonably priced that I didn't have to think twice before buying it. I recommend others as well to buy it for all those looking for an affordable plan. 

    E
    Esha Sinha
    On: Jul 01, 2022

  • Best online platform

    The website of InsuranceDekho is designed in such a way that I can easily call it the best online platform. So, I chose InsuranceDekho for buying the Canara HSBC OBC iSelect Smart plan. 

    A
    Amulya
    On: Jun 30, 2022

  • Multiple plans were available

    There was a wide range of term plans available on the InsuranceDekho website. I read about each plan in detail and finally bought Canara HSBC OBC iSelect Smart plan.

    T
    Tulika Sinha
    On: Jun 29, 2022

  • Easy tools for comparing policy

    The website of InsuranceDekho is designed in such a way that I was able to find tools for comparing different life plans. It was only after comparing different plans that I bought Canara HSBC OBC iSelect Smart plan from InsuranceDekho.

    R
    Rahul Sharma
    On: Jun 27, 2022

  • Affordable plan

    I was looking for a term plan that fitted my budget and when I found the Canara HSBC OBC iSelect Smart plan on InsuranceDekho, I couldn't stop myself from buying it. The plan allowed me to enjoy the benefits of a term plan at a very affordable cost.

    S
    Sakshi Kohli
    On: Jun 24, 2022

  • Top-notch service

    The service offered by the InsuranceDekho while buying the Canara HSBC OBC iSelect Smart plan was simply top-notch. Not only was I able to get answers to all my questions on time but I was also able to grab some valuable suggestions from the team. 

    G
    Garima Makhija
    On: Jun 21, 2022

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Canara HSBC Term Insurance Contact Details

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Claim Process at Canara HSBC Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the maximum policy term under Canara HSBC OBC Life Insurance term insurance plans?

    The maximum policy term under the iSelect Star Term Plan is 62 years, except for the whole life coverage where it is fixed at 99 years minus the age of the policyholder at entry. Under the POS Easy Bima Plan, it is 20 years.

  • When should be the ideal time to purchase a Canara HSBC OBC Life Insurance term insurance policy?

    It depends on the situation. Students can go for a term insurance policy when entering college to guard against liabilities like education loans. The perfect time to do so is between 33 to 40 years as it secures your family against financial risks. However, anyone between 18 and 65 years can avail the term insurance policy.

  • Is there any maximum amount of insurance in the Canara HSBC OBC Life Insurance term insurance policy?

    In the case of the POS -Easy Bima Plan, it is Rs 15 lakhs. In the iSelect Star Term Insurance policy, it is Rs 3 crores for Accidental Death Benefit policies and Rs 1 crore for Accidental Total Partial Disability policies.

  • What is the maximum maturity age in the Canara HSBC OBC Life Insurance term insurance policy?

    In the case of the whole life coverage plan, it is 99 years, whereas, for the standard insurance plan, it is 80 years for the maturity of a Canara OBC term insurance policy.  

  • What is the prime benefit of obtaining a Canara HSBC OBC Life Insurance term insurance policy?

    The prime benefit available at Canara HSBC OBC is that you can insure your life for a high sum by paying a low premium.

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