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Bandhan Life Insurance User Reviews

136 reviews Rate This
Bandhan Life Insurance
Highlights
Claim Settlement Ratio99.66%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For274 policies
Total Death Benefit Paid86.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bandhan Life Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Bandhan
4.7
Based on
136 User reviews

  • Quick issuance

    My experience of buying the Aegon Life Saral Jeevan Bima plan was hassle-free. The InsuranceDekho team was there to help me with the issuance process, which was quite easy and did not take much time. I would definitely recommend InsuranceDekho to all in my known. 

    K
    Kundan Singh
    On: Jul 16, 2021

  • Premium calculation was easy

    Before buying an Aegon policy, I used the premium calculation at the website of InsuranceDekho. I would like to say that the premium calculator for term insurance was easier to use than I expected it to be. 

    H
    Harsh Kumar
    On: Jul 14, 2021

  • Customer service is too good

    Never have I been so satisfied with customer services of a company. I was in some doubt regarding my Aegon Life iTerm Insurance Plan, but the way the customer service team at InsuranceDekho handled my concerns, it was exemplary to see. 

    B
    Brijmohan Agarwal
    On: Jul 12, 2021

  • Reliable customer service

    The reliable customer team of InsuranceDekho helped me to settle a claim under Aegon iTerm plan. Since it was my first time, I relied completely on them and followed their guidance. As soon as I made the claim it got settled. 

    N
    Nihirika Choubey
    On: Jul 09, 2021

  • Variety of riders

    I got to know about the remarkable benefits of owning riders under a term insurance plan on InsuranceDekho. I checked the available riders list and bought the Income Benefit and Critical Illness Benefit Riders under Aegon iTerm Insurance Plan. 

    R
    Ranjit Bera
    On: Jul 07, 2021

  • Effortless claim settlement

    Settling a claim under Aegon Life iTerm Insurance Plan was effortless on InsuranceDekho. Following the website instructions, I intimated my carrier, submitted the necessary documents and that’s it. It got settled in no time. 

    R
    Rumela Ghosh
    On: Jul 05, 2021

  • Learned how to get the best quotes

    I checked out the list of quotes generating factors available on InsuranceDekho before generating quotes for myself. I learned how my personal habits like smoking and drinking mattered. Finally, I bought Aegon iTerm Insurance Plan. 

    D
    Dhritiman Santra
    On: Jul 02, 2021

  • Convenient premium calculation

    After giving all the required information, I was struggling to calculate the premium on InsuranceDekho. Luckily, I found the premium calculator on time. It saved me from that complex calculation. Now I hold Aegon iTerm Plan. 

    R
    Rajeev Joshi
    On: Jun 30, 2021

  • Easy to comprehend policy provisions

    The policy language can be difficult to understand sometimes. To avoid this, InsuranceDekho has designed the policy provisions really easy to comprehend. I bought Aegon Group Credit Shield Insurance Plan. 

    S
    Shivani Pramanik
    On: Jun 25, 2021

  • Quick claim settlement

    Settling a Rider claim under Aegon’s iTerm Insurance Plan was quick. As per the instructions given on InsuranceDekho, I intimated my carrier and submitted all the soft copies of the necessary documents. Before I knew it, the claim got settled. 

    M
    Mamta Aich
    On: Jun 23, 2021

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Bandhan Life Insurance Contact Details

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Claim Process at Bandhan Life Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What will I get if my Bandhan Life Term Insurance policy matures?

    Bandhan Life Term plan does not have a maturity benefit. The benefits will be paid out to the policyholder family in case of his/her death or to the policyholder in case if he/she is diagnosed with a terminal illness. If the policyholder chooses the critical illness benefit, the benefits would be paid out to the policyholder if he/she is diagnosed with any of the listed 36 critical illnesses.

  • Can I make changes to my Bandhan term policy after I buy it?

    No, policy terms and the premium amount cannot be changed once the policy is bought.

  • Are terrorist attacks covered under the Bandhan life term insurance policy?

    Yes, death due to terrorist attacks is covered under the Bandhan term plan. The death benefit can be claimed by the policyholder nominee or the legal heir. 

  • How much life cover should I select when I buy an Bandhan term plan?

    Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:

    • At age 30 years, life cover should be 20 times your annual income.
    • At age 40 years, life cover should be at 15 times your annual income.
    • At age 50, your life cover should be 10 times your annual income.

  • What is Critical Illness Cover?

    Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.

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