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Bandhan Life Insurance User Reviews

136 reviews Rate This
Bandhan Life Insurance
Highlights
Claim Settlement Ratio99.66%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For274 policies
Total Death Benefit Paid86.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bandhan Life Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.7%
Starting From ₹ 1132/Month
Key Features:
  • Right Green Tick Special Exit Benefit
See More Plans
Rating of Bandhan
4.7
Based on
136 User reviews

  • Dedicated customer service

    I had several doubts before purchasing the Aegon iTerm plan. I contacted the helpdesk of InsuranceDekho to clear my doubts, the customer care executive was extremely helpful, polite and knowledgeable. He cleared all of my doubts and even helped me through every step while purchasing the plan. 

    P
    Pratham Lamba
    On: Sep 23, 2021

  • Smooth and secure payments

    It is safe to say that payments on InsuranceDekho website are smooth and secure. Two step authentication was required for the payment. I purchased an Aegon i-Term plan and the payment was smooth. 

    V
    Vivek Vardhan
    On: Sep 22, 2021

  • Hassle-free policy issuance

    I purchased the Aegon i-Term plan from InsuranceDekho. Firstly, there was no paperwork required and secondly the policy was issued instantly. I am satisfied and highly impressed with the hassle-free policy issuance. 

    H
    Harrpreet Malik
    On: Sep 15, 2021

  • Smooth payment

    Paying a premium for Aegon iTerm plan through the online payment portal of InsuranceDekho has been really smooth. I entered my debit card details, the amount which required two-step authentication that is, One Time Password (OTP), which confirmed that the payment is safeguarded. 

    M
    Megha Kapoor
    On: Sep 14, 2021

  • Convenient premium calculation

    Before purchasing the Aegon iTerm plan, I used the Online Term Insurance Premium Calculator available on the website. The premium calculator was extremely convenient to use. It made comparing term insurance plans very easy and time-saving. 

    P
    Pratham Kohli
    On: Sep 08, 2021

  • Reliable customer support

    I wanted to purchase a term insurance plan within a predefined budget, I contacted the help desk of InsuranceDekho to know about the best plans that fit my budget. The knowledgeable expert suggests Aegon’s iTerm plan. I thought the suggested plan was a good choice and I finally purchased it. 

    N
    Nitin Sumon
    On: Sep 07, 2021

  • Best insurance companies

    Within a few seconds of visiting the InsuranceDekho’s website, I was able to find an updated list of the best insurance companies with a high claim settlement ratio. I checked the list to compare term insurance plans offered by some of the best insurance companies and I selected Aegon’s iTerm plan. 

    M
    Mayank Deshmukh
    On: Sep 02, 2021

  • Less paper-work

    While purchasing the Aegon Life iTerm Plan minimum paperwork was required. The purchasing procedure was easy and quick. I am highly impressed with the green initiative taken by InsuranceDekho. 

    P
    Pratishtha Makkar
    On: Sep 01, 2021

  • Nice, informative website

    During my term plan purchase, I found so many plan options at the InsuranceDekho website. Finally, I chose Aegon Life iTerm Insurance Plan after reading all the policy details in a thorough manner on the site.

    D
    Devaki Chaudhary
    On: Aug 26, 2021

  • Detailed website

    InsuranceDekho has quite an informative website, the facts, details and instructions have helped me to purchase Aegon iTerm plan. Purchasing directions and claim intimation procedure are mentioned on the website which eases the process. I will recommend InsuranceDekho to my friends and family. 

    P
    Payal Naidoo
    On: Aug 25, 2021

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Bandhan Life Insurance Contact Details

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Claim Process at Bandhan Life Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What will I get if my Bandhan Life Term Insurance policy matures?

    Bandhan Life Term plan does not have a maturity benefit. The benefits will be paid out to the policyholder family in case of his/her death or to the policyholder in case if he/she is diagnosed with a terminal illness. If the policyholder chooses the critical illness benefit, the benefits would be paid out to the policyholder if he/she is diagnosed with any of the listed 36 critical illnesses.

  • Can I make changes to my Bandhan term policy after I buy it?

    No, policy terms and the premium amount cannot be changed once the policy is bought.

  • Are terrorist attacks covered under the Bandhan life term insurance policy?

    Yes, death due to terrorist attacks is covered under the Bandhan term plan. The death benefit can be claimed by the policyholder nominee or the legal heir. 

  • How much life cover should I select when I buy an Bandhan term plan?

    Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:

    • At age 30 years, life cover should be 20 times your annual income.
    • At age 40 years, life cover should be at 15 times your annual income.
    • At age 50, your life cover should be 10 times your annual income.

  • What is Critical Illness Cover?

    Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.

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