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Star Care Micro Health Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Star Care Micro Insurance
4.1
Based on
32 User reviews
  • Good services from team

    I am covered under Star care micro insurance plan since a few months now. I have not made any claim until today but i really appreciate the services of insurancedekho. They are not just after you until you buy a policy from them but are also ready to serve you later.   

    S
    Saurabh Kumar
    On: Jan 29, 2020
  • Comprehensive yet economic plan

    Star care micro according to me is a comprehensive and yet an economic health insurance plan. It covers me for pre and post hospitalisation expenses, emergency ambulance, gives hospital cash benefits etc. Many other benefits are mentioned in the brochure which you can find on insurancedekho’s website to know more.   

    A
    Ankit Kumar
    On: Jan 29, 2020
  • Lifetime renewabilty under this

    Star care micro insurance plan is a great plan that offers lifetime renewability benefits to the policyholders. I have his policy of 1 lakh of sum insured. It gives me many benefits including daycare treatments cover, cover for emergency ambulance, pre and post hospitalisation expenses, and so on. Can buy..  

    S
    Surekha
    On: Jan 08, 2020
  • Can buy..!

    Iam really happy with the coverage features of star care micro plan. I have been renewing this plan since two years now and am satisfied with how it works and the coverage features too. You get cover for pre and post hospitalisation expenses, emergency ambulance cver, renewability benefits etc 

    G
    Girish joshi
    On: Jan 08, 2020
  • Wide coverage features..

    Star care micro health insurance plan was suggested to me by a colleague and i got convinced with the coverage features offered under this plan once i read them online on insurancedekho’s website. There are many benefits like emergency ambulance charges, pre and post hospitalisation expenses etc.   

    N
    Neha Walecha
    On: Dec 20, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Many benefits other than basic coverage

    Not only basic coverage features like cover for daycare procedure expenses, ICU charges, cover for pre existing expenses, emergency ambulance charges, room boarding expenses, and pre and post hospitalisation expenses. I hope that the day doesnt come when i have to make any claim but if it does, i will rely on this plan.   

    R
    Roshni Chaturvedi
    On: Dec 20, 2019
  • Many coverage features..!..

    Star care micro is a good option.. Star health is an amazing company and therefore i was ready to invest in this product. I get many benefits under this like day care expenses, emergency ambulance expenses, pre and post hospitalisation expenses, etc. Also there is no pre acceptance medical test required  

    D
    Divya Kohli
    On: Dec 10, 2019
  • Good plan,, care micro insurance

    I brought star care micro insurance last month and forgot to write a review.. But here I am to praise the services of ID. The plan covers me along with my family and offers me many other benefits as well apart from the standard coverage features.. Iam happy with my decision.   

    S
    Saheb Kaur
    On: Dec 10, 2019
  • Comprehensive policy..

    I brought Star care micro insurance plan from insurancedekho last weekend and my experince was a smooth one. One of my colleagues suggested me this broker as he had purchased plan from them earlier so he made me chose them and he was right in saying that they have policy and helpful customer acre executives.   

    S
    Shikhar aggarwal
    On: Nov 28, 2019
  • Many benefits under a single sum insured

    Star care micro insurance covers me for many expenses like pre and post hospitalisation expenses, emergency ambulance charges, cover for day car treatments, and hospital cash benefit. I have not made any clam yet so cant say abt the claim process.. Rest everything was fine.   

    S
    Sanjeev kumar
    On: Nov 28, 2019

9625 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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