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Star Care Micro Health Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Star Care Micro Insurance
4.1
Based on
32 User reviews
  • Amiable help desk

    I contacted InsuranceDekho to learn more about available health plans of Star Health Insurance. I got an immediate response from the executive. He paid attention to all my queries and replied in a friendly manner. I was convinced to buy the Star Care Micro Insurance policy.

    S
    Sudeshna Banerjee
    On: Dec 16, 2020
  • Easy calculation of premiums

    I was worried about calculating the premium of the Star Care Micro Insurance of Star Health Insurance. But InsuranceDekho took away all my stress. The availability of its online premium calculator did the task of calculation and saved me from extra hassles.

    J
    Jaypal Sinha
    On: Nov 30, 2020
  • Friendly customer care

    I live in a semi-urban area and she was looking for a health insurance plan that could cover basic hospitalisation expenses for my family. I called the customer team of InsuranceDekho. They were really friendly. Finally, I bought Star health insurance’s Star Care Micro health insurance.

    D
    Debika Chaturvedi
    On: Nov 20, 2020
  • Claim Settlement assistance

    I needed to make a claim under Star Health Insurance’s Star Care Micro Insurance. InsuranceDekho helped me out. As soon as I made the claim settlement request, it was taken care of immediately. I am grateful to the team.

    H
    Haimanti Adhikari
    On: Nov 18, 2020
  • Zero paper policy

    When I issued my Star health Insurance Star Care Micro Insurance from InsuranceDekho, no paperwork was needed during the process. I received all the documents in my email within minutes. I appreciate this digital initiative of the website. They are doing a great job.

    K
    Kartik Basu
    On: Nov 09, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Easy process

    I have purchased Star care micro insurance health by Star health insurance due to my low savings. This policy is best suited for me because I have got this plan for a sum insured of just Rs 1 Lakh, and it gives comprehensive coverage to me.

    M
    Manoj Kumar
    On: Oct 23, 2020
  • Best plan online

    Star health has been the most reliable health insurance provider for me and I also refer this company to people who are searching for health insurance plans. It was easy to buy plans from insurancedekho. I have purchased two of them and the process was easy. I paid nominal premium for it.   

    M
    Manvendra Singh Negi
    On: Feb 20, 2020
  • Best plan.!

    Star care micro insurance offers me the best benefits. I have low income so i wanted to have a plan with low sum insured. I have this plan for sum insured of Rs. 1 lakh and it covers pre and post hospitalisation expenses, coverage for 405 daycare treatment and charges for emergency ambulance.  

    D
    Deepak Khatri
    On: Feb 20, 2020
  • Transparent process

    I liked the star care plan of star health and wanted to buy this so visited the official website of insurancedekho and as the website navigated me, i filled in a few details of myself and brought this policy after comparing with a few more products visible on their website. Nice experience  

    S
    Shweta Tyagi
    On: Feb 10, 2020
  • Quick process to buy from ID

    I liked buying this policy online from the official website of insurancedekho as it was a quick process. I suggest everyone else too that instead of buying plans from agents, they must buy them online. It reduces paperwork and the process is very easy and transparent too. I paid nominal premium for this   

    D
    Dipesh Sirwani
    On: Feb 10, 2020
  • Good services from team

    I am covered under Star care micro insurance plan since a few months now. I have not made any claim until today but i really appreciate the services of insurancedekho. They are not just after you until you buy a policy from them but are also ready to serve you later.   

    S
    Saurabh Kumar
    On: Jan 29, 2020
  • Comprehensive yet economic plan

    Star care micro according to me is a comprehensive and yet an economic health insurance plan. It covers me for pre and post hospitalisation expenses, emergency ambulance, gives hospital cash benefits etc. Many other benefits are mentioned in the brochure which you can find on insurancedekho’s website to know more.   

    A
    Ankit Kumar
    On: Jan 29, 2020
  • Lifetime renewabilty under this

    Star care micro insurance plan is a great plan that offers lifetime renewability benefits to the policyholders. I have his policy of 1 lakh of sum insured. It gives me many benefits including daycare treatments cover, cover for emergency ambulance, pre and post hospitalisation expenses, and so on. Can buy..  

    S
    Surekha
    On: Jan 08, 2020
  • Can buy..!

    Iam really happy with the coverage features of star care micro plan. I have been renewing this plan since two years now and am satisfied with how it works and the coverage features too. You get cover for pre and post hospitalisation expenses, emergency ambulance cver, renewability benefits etc 

    G
    Girish joshi
    On: Jan 08, 2020
  • Wide coverage features..

    Star care micro health insurance plan was suggested to me by a colleague and i got convinced with the coverage features offered under this plan once i read them online on insurancedekho’s website. There are many benefits like emergency ambulance charges, pre and post hospitalisation expenses etc.   

    N
    Neha Walecha
    On: Dec 20, 2019
  • Many benefits other than basic coverage

    Not only basic coverage features like cover for daycare procedure expenses, ICU charges, cover for pre existing expenses, emergency ambulance charges, room boarding expenses, and pre and post hospitalisation expenses. I hope that the day doesnt come when i have to make any claim but if it does, i will rely on this plan.   

    R
    Roshni Chaturvedi
    On: Dec 20, 2019
  • Many coverage features..!..

    Star care micro is a good option.. Star health is an amazing company and therefore i was ready to invest in this product. I get many benefits under this like day care expenses, emergency ambulance expenses, pre and post hospitalisation expenses, etc. Also there is no pre acceptance medical test required  

    D
    Divya Kohli
    On: Dec 10, 2019
  • Good plan,, care micro insurance

    I brought star care micro insurance last month and forgot to write a review.. But here I am to praise the services of ID. The plan covers me along with my family and offers me many other benefits as well apart from the standard coverage features.. Iam happy with my decision.   

    S
    Saheb Kaur
    On: Dec 10, 2019
  • Comprehensive policy..

    I brought Star care micro insurance plan from insurancedekho last weekend and my experince was a smooth one. One of my colleagues suggested me this broker as he had purchased plan from them earlier so he made me chose them and he was right in saying that they have policy and helpful customer acre executives.   

    S
    Shikhar aggarwal
    On: Nov 28, 2019
  • Many benefits under a single sum insured

    Star care micro insurance covers me for many expenses like pre and post hospitalisation expenses, emergency ambulance charges, cover for day car treatments, and hospital cash benefit. I have not made any clam yet so cant say abt the claim process.. Rest everything was fine.   

    S
    Sanjeev kumar
    On: Nov 28, 2019
  • Finally found many insurers under one roof.. Easy to understand

    Earlier when i brought my first policy, i had to go through a long process of understanding other insurers but with insurancedekho, the process seems to be much simpler. All i did was called on their toll free number and the customer executives answered my queries well. And suggested me the best plan too.   

    R
    Ravi Agarwal
    On: Nov 19, 2019
  • Brochures are self explanatory

    When i visited the insurancedekho’s website to search for the plan i required, i found that everything on their website was self explanatory. I chose the plan that was fulfiling my requirements and understood the pros and cons by going through the brochures online too. They have plan pages for very plan   

    S
    Shankar
    On: Nov 19, 2019
  • Easy to understand plan

    The plan has everything mentioned in its brochure and I did have any doubt. Rest, for buying this plan, i contacted the customer care executives at insurancedekho. They helped me buy the plan online within a few minutes. It was an awesome experience and its good i choose this company.   

    P
    PRAVIN BHALEKAR
    On: Nov 08, 2019
  • Easy buying at insurancedekho

    This is a good plan with many benefits.,..these are drugs and medicine expenses, expenses for 405 daycare expenss, ICU charges, Surgeon expenses, hospital cash,. Emergency ambulance, and what not. Iam really satisfied with this plan and the buying experience at insurancedekho was easy.   

    B
    Bhavesh Panchal
    On: Nov 08, 2019
  • single sum insured

    The policy is renewable for lifetime.. Iam satisfied wth it and have renewed it for once and am planning to do it next year as well. My entire family is covered under this plan with sum insured of rs 1 lakh. It asks for a single premium so there is no worry of paying it again and again over period of time.    

    S
    Shivaji Kisan gunjal
    On: Oct 30, 2019
  • Brought it on family basis

    It is a nice plan that covers me, my wife and my two children with sum insured of one lac. I get benefits such as ICU charges, anesthesia, blood, cost of medicines and drugs, under this plan. One can buy this if they want a small amount of sum insured in their plans. 

    U
    Uddhav Baburao Belute
    On: Oct 30, 2019
  • Good cover and lesser premium than others

    I found this plan so good that I got my family also covered under this. The best thing is that it has very less premium. My son help me buy this plan online. We have our whole family covered under this plan. Iam really thankful for insurancedekho to get me this plan easily  

    M
    Manoj Kumar Gupta
    On: Oct 18, 2019
  • Great policy for family

    I am covered under star care micro plan from insurancedekho with my family. It is a good policy with all necessary features required. Premium is affordable and I have no complaints from this plan except that it does not cover maternity and pregnancy related issues. Otherwise its good!!  

    D
    Dinesh kumar Mehta
    On: Oct 18, 2019
  • Good plan with affordable premium

    Micro insurance is a good plan that I have for myself and my family. This is because it is very affordable unlike other health insurance plans in the market. The plan provides cover for accidental injuries and cataract treatment too but up to a certain limit. I give it 3 out of 5 stars.   

    A
    Amit verma
    On: Oct 04, 2019
  • Got my family covered at affordable premium

    I purchased star care micro plan from insurancedekho at low premium. When I compared this plan with other plans, I come to know that it is cheap. I fully trust the company star health as well as insurancedekho.. Good customer care people. Call them on toll free number 18001205698 to get details.    

    S
    SAUKARAN
    On: Oct 04, 2019

13476 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

Reach us for help anytime