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Star Net Plus Health Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Rating of Net Plus
4.0
Based on
28 User reviews
  • Good plan for people with HIV

    I had never come across any plan that is specially dedicated for the HIV patients. But when i read about net plus plan from star health while surfing on the website of insurancedekho, i was really happy. I already had a standard health insurance plan but that didnt cover hiv so I purchased this too.   

    S
    Sunil kumar
    On: Oct 30, 2019
  • Good plan for HIV patients

    You will not get a plan like this that covers HIV patients. I have helped my friend purchase it as he was facing problem in managing expenses for his bad health. The premium is low if you buy it from insurancedekho and you also get to save on taxes on the premium paid for this plan.    

    P
    Pradip
    On: Oct 18, 2019
  • Great plan with great advantages

    Already infected with HIV, I brought this plan for myself from Insurancedekho at low premium. I did not know how to use this plan for future purposes and claim process etc so took help from customer care executives at insurance dekho. They are really helpful. Choose them!  

    s
    sunil kumar kashyap
    On: Oct 18, 2019
  • The only policy for HIV patients..aprreciate it

    I have purchased this plan and I really aprreciate the initiative of Star health in launching this net plus plan for individuals diagnosed with AIDS. It is really helpful for people of any age infected with HIV. All my doubts were cleared by insurancedekho people. Good teamwork I must say!  

    T
    Tarun upadhyay
    On: Oct 04, 2019
  • Many coverage under the plan

    What I liked about the Net Plus plan offered by Star Health is the number of coverage features that it offers for individuals affected with HIV. It provides me for pre-hospitalisation expenses for up to 30 days, ambulance charges etc. And all this I am getting at nominal premium.    

    S
    SKC
    On: Oct 04, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Policy pays in lum sum..can go for it

    I got my friend covered under Net Plus policy by star health recently. I read about this policy online and thought of sharing it with him as he is infected with HIV. The policy provides lump sum if anyone is suffering from AIDS. It is useful for him and will help to save himself from financial burden if his health gets worse.   

    H
    Harsha
    On: Sep 23, 2019
  • Good customer care executives!

    This policy from star health named Net Plus is one of a kind policy and I ahve purchased it as I was infected with HIV. I was searching for this policy from a long time but not many insurers sell policies for HIV/AIDS. So I went with this one after discussing my requirements with the customer care executives at InsuranceDekho.   

    K
    Keshav
    On: Sep 23, 2019
  • Hats off for the services

    The team at insurancedekho is really good and polite. They keep in touch with you not only till the time they need you, but also when you need them, that is at the time of claim settlement. I have no complaints from the team and wish they grow in future  

    K
    Kriti
    On: Invalid date

9625 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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