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Star Medi Classic Health Insurance User Reviews

403 reviews Rate This
Star
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Rating of Medi Classic Insurance Policy
4.1
Based on
29 User reviews
  • Offers add on benefit too

    Not only a wide range of coverage features, but this plan also offers add on benefits of hospital cash and patient care. It is up to the policyholders if they want to pay a little extra premium for these benefits. I brought the one for hospital cash as i found that more useful..  

    R
    Rajesh ganesh rajput
    On: Jan 07, 2020
  • Amazing beneffits under my plan

    I had no idea how health insurance policies work but the customer care executive at insurance dekho guided me through the entire process and made me super informed with the reliable products in mkt.. it was then my call to have chosen this plan and iam satisfied with the coverage features it offers me.   

    I
    Ishita Kalra
    On: Dec 18, 2019
  • Star health offers great plans to the customers

    Not only plans..but i think the after services they offer make the customers go again and again to them for their health insurance needs. I get many benefits and hence I've been renewing this plan since a few years now. Thanks for helping me at the time of claim settlement  

    P
    Pinki Kumari
    On: Dec 18, 2019
  • Clarity in process

    The buying process at insurancedekho is easy and transparent at the same time. I was mailed all the documents on time.. And the customer care executives also explained me abt how to use this plan etc and pros and cons of buying it over call only. Good to go  

    P
    Preeti nagpal
    On: Dec 06, 2019
  • Best plans at insurancedekho

    I have purchased another plan from insurancedekho recently named mediclassic insurance policy. This has high coverage features and yet nominal premium. Iam very satisfied with the suggestion of customer care executive and happy to have purchased the same plan they suggested.. They knew what is best for me.  

    S
    Sonika Chanda
    On: Dec 06, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Add on benefits available too

    Mediclassic insurance policy from star health is a really helpful plan that covers me for many expenses like ambulance cover, hospitalisation expenses, etc. I found it to be a classic example of a good health insurance plan that covers all your expenses and yet comes at premium that is not so high.    

    S
    Shantanu Gupta
    On: Nov 27, 2019
  • Good plan.. Can give it a try!

    Mediclassic insurance policy is a great one if you buy add on covers with it too. I brought this policy last month and paid a little extra premium for hospital cash and patient care benefit.. I have no regrets buying this from insurancedekho as it has a great team and are really helpful for customers.   

    J
    Jayant verma
    On: Nov 27, 2019
  • Amazing plan and amazing customer services

    Medi classic plan from star health is a helpful one that covers almost all the healthcare expenses that one may require in future. I really liked my plan and iam also planning to renew this one next year. The customer service department will never disappoint you as they are always happy to help.   

    P
    PARAMESHA C P
    On: Nov 18, 2019
  • Prompt reply in all times

    This plan will definitely help all at the time of need. It compensates you for ambulance charges, pre and post hospitalisation expenses etc and if in case you need them anytime for help, they are always there.   

    r
    rohtas
    On: Nov 18, 2019
  • Add ons too

    Apart frm the basic coverage, this plan offerred me add on benefits like hospital cash and patient care.. But i only opted for hospital cash as I found it to be a useful feature. ID has a hardworking bunch of people who help you make the right decision anyway!!    

    P
    Praduman tomar
    On: Nov 07, 2019

9625 Star Cashless Network Hospitals in India

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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