How to buy Star Health Insurance Plan?

InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: Online : On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.

Why should I buy a Star Health insurance plan?

The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

How many claims can I make in a year?

You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

How many network hospitals are covered under Star Health?

There are more than 9,800 top-quality network hospitals covered under Star Health.

Is medical check-up required to buy a Star Health Insurance Policy?

Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

Star Medi Classic Health Insurance User Reviews

403 reviews Rate This

Star

Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.10%
Network Hospitals	14,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SI	Rs. 410/month

Health Insurance Calculator

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Choose required Coverage for yourself?

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Rating of Medi Classic Insurance Policy

4.1

Based on

29 User reviews

One-stop solution
InsuranceDekho is a one-stop solution when it comes to insurance policy-related matters. Services like quote generation, policy issuance, claim settlement and renewal are streamlined. The website excels in terms of providing relevant information as well. Glad to issue Star Health Insurance’s Medi Classic Insurance policy from here.
R
Ram Jadav
On: Jan 28, 2021
Convenient communication
The Whatsapp communication available on the portal of InsuranceDekho has been really convenient for me as I prefer the medium of Whatsapp. I gathered all the required information about Star Health Insurance’s Medi Classic Insurance Policy. It has been proven out to be the best choice for my family.
K
Kavita Subhramaniam
On: Jan 05, 2021
No paperwork needed
The Star Health Insurance’s Medi Classic Insurance Policy issuance was completely hassle-free. The full procedure was digital, so no paperwork was needed. I filled in my family’s details, selected the plan and paid for it. Later, I received a soft copy of my documentation.
H
Hina Khan
On: Dec 11, 2020
Easy to buy plan online
Medi classic plan is the best solution for people looking out for reimbursement of hospitalisation expenses arising due to sickness, disease, illness etc. Also, only personal or car accidental injuries are covered under this policy. I am happy to buy this from insurancedekho and have understood the features etc in detail.
N
Nikhil Talwar
On: Feb 19, 2020
Easy to understand plan.
Medi classic insurance policy is easy to understand. It offers me many benefits like emergency ambulance cover, in patient hospitalisation cover, in patient and pre and post hospitalisation expenses are covered too. I am satisfied with the services as I got the policy documents on time too.
A
Amandeep singh
On: Feb 19, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Delay in getting documents
No doubt that Medi-classic insurance policy is high on features but i am disappointed as they did not provide me the necessary documents on mail on time. I did not expect this and want that it does not happen to anyone else so writing this. Otherwise the buying process was good.
S
Shubham Tambi
On: Feb 07, 2020
Explained well to me the features
The customer care executives at insurancedekho are well informed and have full knowledge about the inclusion exclusions or terms and conditions of the plan. They dont force you to buy the policy but tell you all the benefits in detail. I am happy with he knowledge sharing part and looking forward to use this policy wisely
S
Sumit Thakur
On: Feb 07, 2020
No claim, but good buying experience
Mediclassic insurance policy is a good health insurance plan under which I am covered since a year now.. And i had made a claim last month only by seeking insurancedekho’s help for the process. I get coverage features including in patient hospitalisation cover, pre and post hospitalisation expenses for a specific number of days.
M
Mahesh Babu S
On: Jan 27, 2020
Thank you team.
I thank the customer care team at insurancedekho who helped me a lot during the claim settlement process. Because of some confusion in the plan, i got hopeless if my claim will be accepted or rejected. But the efficient team in ID talked to the insurer and convinced them to approve my claim.
I
Inderjot Singh
On: Jan 27, 2020
Perfect plan!!.
Mediclassic insurance plan is a perfect product from star health that covers me for many expenses in a policy term. These include emergency ambulance charges up to a certain limit, pre hospitalisation and post hospitalisation expenses, in-patient hospitalisation expenses and so on. I have not faced any problem with this product till now
S
Swami Suman
On: Jan 07, 2020
Offers add on benefit too
Not only a wide range of coverage features, but this plan also offers add on benefits of hospital cash and patient care. It is up to the policyholders if they want to pay a little extra premium for these benefits. I brought the one for hospital cash as i found that more useful..
R
Rajesh ganesh rajput
On: Jan 07, 2020
Amazing beneffits under my plan
I had no idea how health insurance policies work but the customer care executive at insurance dekho guided me through the entire process and made me super informed with the reliable products in mkt.. it was then my call to have chosen this plan and iam satisfied with the coverage features it offers me.
I
Ishita Kalra
On: Dec 18, 2019
Star health offers great plans to the customers
Not only plans..but i think the after services they offer make the customers go again and again to them for their health insurance needs. I get many benefits and hence I've been renewing this plan since a few years now. Thanks for helping me at the time of claim settlement
P
Pinki Kumari
On: Dec 18, 2019
Clarity in process
The buying process at insurancedekho is easy and transparent at the same time. I was mailed all the documents on time.. And the customer care executives also explained me abt how to use this plan etc and pros and cons of buying it over call only. Good to go
P
Preeti nagpal
On: Dec 06, 2019
Best plans at insurancedekho
I have purchased another plan from insurancedekho recently named mediclassic insurance policy. This has high coverage features and yet nominal premium. Iam very satisfied with the suggestion of customer care executive and happy to have purchased the same plan they suggested.. They knew what is best for me.
S
Sonika Chanda
On: Dec 06, 2019
Add on benefits available too
Mediclassic insurance policy from star health is a really helpful plan that covers me for many expenses like ambulance cover, hospitalisation expenses, etc. I found it to be a classic example of a good health insurance plan that covers all your expenses and yet comes at premium that is not so high.
S
Shantanu Gupta
On: Nov 27, 2019
Good plan.. Can give it a try!
Mediclassic insurance policy is a great one if you buy add on covers with it too. I brought this policy last month and paid a little extra premium for hospital cash and patient care benefit.. I have no regrets buying this from insurancedekho as it has a great team and are really helpful for customers.
J
Jayant verma
On: Nov 27, 2019
Amazing plan and amazing customer services
Medi classic plan from star health is a helpful one that covers almost all the healthcare expenses that one may require in future. I really liked my plan and iam also planning to renew this one next year. The customer service department will never disappoint you as they are always happy to help.
P
PARAMESHA C P
On: Nov 18, 2019
Prompt reply in all times
This plan will definitely help all at the time of need. It compensates you for ambulance charges, pre and post hospitalisation expenses etc and if in case you need them anytime for help, they are always there.
r
rohtas
On: Nov 18, 2019
Add ons too
Apart frm the basic coverage, this plan offerred me add on benefits like hospital cash and patient care.. But i only opted for hospital cash as I found it to be a useful feature. ID has a hardworking bunch of people who help you make the right decision anyway!!
P
Praduman tomar
On: Nov 07, 2019
Two add-on benefits too.
I had no knowledge about health insurance plans but when I called on the toll free number of insurancedekho 18001205698, they helped me select the good one according to my needs. I really thank them for their efforts and for selling me medi classic insurance policy in just a few minutes online..
s
sunil kumar
On: Oct 29, 2019
Nice services from team
I really liked the way the sales people at insurancedekho helped me buy this amazing plan from star health. It provides me all the benefits I wanted at low premium. These are-pre hospitalisation expenses, post hospitalisation expenses, in-patient hospitalisation expenses, and many others….
S
Srividhya U
On: Oct 29, 2019
Also covers personal or car accidental injuries
Mediclassic policy is an average pan that covers my family agianst any sickness, illness or disease. The good news is that it also gives me cover in case of personal or car accidental injuries. I Iam planning to renew this plan as Iam really satisfied with this one.
A
Anilkumar
On: Oct 16, 2019
Fantastic health policy
all that one ened in a health insurance plan is good coverage and low premium. And my mediclassic insurance plan by star does that for me. I brought it from inusrancedekho and they explained me all the coverage features etc. on call. In case of doubt etc i call on their toll free number 18001205698. I also received the documents on time.
D
Dipak
On: Oct 16, 2019
Good plan,,can get on individual or family basis
Mediclassic Insurance plan is a satisfactory one that can manage yours and also your family’s expenses. I am aged 45 years and found it to be a good plan for myself considering the advantages I got under it.
K
K p Singh advocate
On: Oct 03, 2019
Nice plan.. Purchase it from insurancedekho
My friend reffered to me this medi classic plan telling about the list of advantages one can get under it. When I talked to the experts in Insurancedekho, they calculated the premium for me asking about a few details from me about my current health etc. I got this plan within a few minutes and the documents on mail within the stipulated time.
s
sumit chandra
On: Oct 03, 2019
My first experience.. Happy!!
This is my first experience with Star Health Insurance. I purchased Medi Classic policy of Star Health from InsuranceDekho last year for a sum insured of Rs. 2 Lac. I have used it for almost one year now but have not made any claim yet. The InsuranceDekho portal is user friendly and I am satisfied with it.
A
AJAY SHIVRAM PARADE
On: Sep 23, 2019
availed claim once.. 4/5 stars
I have used Star Health’s Medi Classic insurance policy which I purchased from InsuranceDekho for a tenure of 2 years. I have availed a claim once last year. I have no complaints with the services as the premium amount is reasonable as compared to policies offered by other companies. I give the company 4 stars for support services.
K
Kaushal
On: Sep 23, 2019
Good claim settlement ratio.
I chose star health because it had a gd claim settlement ratio and offered me the plan with the requirements that i was looking for. It provides me cover for hospitalisation expenses, ambulance expenses and anesthesia, blood, oxygen etc..glad to have purchased it from ID
S
Subrata Shyam
On: Invalid date

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FAQs

How to buy Star Health Insurance Plan?
InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are:

Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting.

Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan.
Why should I buy a Star Health insurance plan?
The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.
How many claims can I make in a year?
You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.
How many network hospitals are covered under Star Health?
There are more than 9,800 top-quality network hospitals covered under Star Health.
Is medical check-up required to buy a Star Health Insurance Policy?
Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years.

View All

Claim Process at Star Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.